BRBL is the largest and, thus, the most time consuming subject of the CAIIB exam, with around 34 chapters to cover. But how would you cover a syllabus this extensive, considering the time constraints? Don’t worry one bit, we have your back!
With the practical CAIIB BRBL preparation strategy outlined in this article, you can easily score 50+ marks in the BRBL exam. Below, you’ll find high-weightage topics, chapters, and modules that you can focus on and qualify the CAIIB BRBL paper.
CAIIB BRBL Preparation Strategy
Before getting started with the BRBL preparation strategy, it’s crucial to familiarize yourself with the latest CAIIB BRBL syllabus. Read the article, “CAIIB Latest Syllabus” to get familiar with CAIIB BRBL syllabus.
1. Identifying Important Topics of BRBL for CAIIB
The first step of your BRBL preparation strategy is identifying high-weightage topics. To help you identify these, we have analyzed the PYQs of BRBL.
Based on our analysis, here are the module-wise most important topics of BRBL.
| CAIIB BRBL Important Topics Module A | |
| Chapters | Topics |
| Legal Framework of Regulation of Banks | Reserve Bank of India Act, 1934 Banking Regulation Act, 1949 |
| Control over Organization of Banks | Licensing of Banking Companies Paid-up Capital and Reserves Shareholding in Banking Companies |
| Regulation of Banking Business | Regulation of Interest Rates Regulation of Payment Systems Banking Ombudsman |
| Returns, Inspection, Winding Up, Mergers & Acquisitions | Acquisition of Undertakings Amalgamation of Banks Annual Accounts and Balance Sheet Audit and Auditors |
| Different Categories of Banks | Full Chapter |
| Regulation of Non-Banking Financial Companies (NBFCs) | Regulators of NBFCs Prudential Guidelines Bank Finance to NBFCs registered/not requiring registration with RBI Co-Lending by banks and NBFCs to Priority Sector Advances (PSA) |
| Financial Sector Legislative Reforms and Financial Stability and Development Council | Narasimham Committees Reforms in Monetary Policy Reforms in Financial Markets Reforms in Forex Market |
| CAIIB BRBL Important Topics Module B | |
| Chapters | Topics |
| The Prevention of Money Laundering Act, 2002 | Offence of Money Laundering Obligations of Banking Companies, Financial Institutions, and Intermediaries Enhanced Due Diligence Records to be Maintained |
| Negotiable Instruments Act, 1881 | Records to be Maintained Payment of Cheques – Protection to Bankers’/Customers’ |
| Foreign Exchange Management Act, 1999 | Important Terms Used in FEMA Powers of RBI with Respect to Authorized Persons Contravention, Penalties, Adjudication, and Appeals |
| Payment & Settlement Systems Act, 2007 | Regulation and Supervision by the RBI Settlement and Netting Power of RBI to make regulations |
| Law Relating to Securities and Modes of Charge – I | Types of Mortgage |
| Law Relating to Securities and Modes of Charge – II | Full Chapter |
| Creation/Registration and Satisfaction of Charges | Effect of Registration of Charges Effect of Nonregistration of Charges |
| CAIIB BRBL Important Topics Module C | |
| Chapters | Topics |
| Reserve Bank – Integrated Ombudsman Scheme, 2021 | Procedure for Redressal of Grievance Procedure for Filing a Complaint Suspension of the Scheme |
| The Micro, Small and Medium Enterprises Development Act, 2006 | Coverage and Definitions Summary of Regulation National Board for Micro, Small and Medium Enterprises (NBMSME) |
| SARFAESI Act | Asset Reconstruction Central Registry Enforcement of Security Interest Reconstruction and Security Interest Transactions Non-Applicability of the Provisions of the SARFAESI Act in Certain Cases |
| Debt Recovery Tribunal/ The Recovery of Debts and Bankruptcy Act, 1993 | Application and Definitions in Act Application to the Tribunal, Appeal to the Appellate Tribunal Modes of Recovery of Debts |
| Introduction to the Insolvency and Bankruptcy Code, 2016 | The Insolvency Resolution Process for Companies and Limited Liability Entities, Corporate Insolvency Resolution Process (CIRP) |
| The Bankers’ Books Evidence Act, 1891 | Applicability and Definitions Case in which Officer of Bank not Compellable to Produce Books |
| The Legal Services Authorities Act, 1987: Lok Adalats | Full Chapter |
| The Consumer Protection Act, 2019 | Central Consumer Protection Authority, District, State and National Consumer Disputes Redressal Commission |
| The Law of Limitation | Acts Giving Rise to Fresh Period of Limitation Certain Important Provisions in Schedule to the Limitation Act |
| Tax Laws | Full Chapter |
| CAIIB BRBL Important Topics Module D | |
| Chapters | Topics |
| Indian Contract Act | Key Components to Form a Contract Essentials of a Valid Contract Contracts of Indemnity Contracts of Guarantee Contract of Bailment Contract of Pledge Contract of Agency |
| Contract of Sale | Important Terms Defined Under the Sale of Goods Act, 1930 Distinction between a Sale and an Agreement to Sell Rights of an Unpaid Seller Implied Conditions and Warranties |
| Partnership Firms | Essential Characteristics Types of Partnership Limited Liability Partnership (LLP) Liability of the Firm for Wrongful Acts of a Partner Liability of Firm for Misapplication by Partners Legal position after the Minor attains majority Retirement of a Partner Insolvency of a Partner Dissolution |
| Companies | Features of a Company Classifications of Companies Memorandum of Association and Articles of Association Doctrine of Ultra Vires |
| Limited Liability Partnership Act, 2008 | Liabilities of and changes in Designated Partners Incorporation of a Limited Liability Partnership |
| Transfer of Property Act, 1882 | Sale of Immoveable Property Mortgage of Immoveable Property Types of Mortgage |
| The Right to Information Act, 2005 | Full Chapter |
| Right to Information and Obligations of Public Authorities | Full Chapter |
| Information Technology Act, 2000 | Digital Signature Certificates Penalties Appeal, Investigation |
| Prevention of Corruption Act, 1988 | Full Chapter |
- Important Topics of ABM
- Important Topics of BFM
- Important Topics of ABFM
- Important Topics of BRBL
2. Identifying Important Modules of BRBL for CAIIB
Prioritizing CAIIB BRBL modules ensures that you allocate more time to modules that carry higher weightage. Below, we have explained the sequence in which you should start your preparation.
- Modules C and D are themost important and are to be prepared on priority as 65-70% of questions are asked from these.
- Modules A and B are relatively less important. However, you should not skip them. If time permits, these modules can be beneficial as the length of these modules is short. In scenario where questions from Modules C and D are difficult, Modules A and B can help immensely in clearing the cut-off.
3. Important Books for CAIIB BRBL Preparation
Here are the most relevant books you can use to prepare for the CAIIB BRBL paper:
| Books for CAIIB BRBL Preparation | |||
| Books | Author | Publisher | Buy Here |
| Banking Regulations and Business Laws | IIBF | Macmillan | Buy Online |
- Important Topics of ABM
- Important Topics of BFM
- Important Topics of ABFM
- Important Topics of BRBL
Other Recommended Sources for CAIIB BRBL Preparation
Below are the other recommended sources that can help you further enhance your preparation.
- IIBF e-Learning Portal
IIBF offers an e-learning portal where you can access digital study material, online courses, and mock tests to prepare for the CAIIB BRBL paper. This is an excellent resource to enhance your understanding of the exam topics.
- Online Learning Platforms
Multiple online learning platforms offer CAIIB BRBL courses. These platforms offer a wide range of study materials, interactive lessons, practice quizzes, mock tests, and guidance from experienced educators.
- RBI Website
Information on the RBI website, such as Regulations and Guidelines, is important for CAIIB BRBL preparation. Make sure you also include these in your preparation.
- YouTube Videos
EduTap CAIIB YouTube channel provides free insightful tutorials and explanations on important BRBL topics, allowing you to understand complex CAIIB BRBL topics through quality video lectures.
- Other Recommended Sources
In addition to the above-mentioned sources, you should join free Telegram channels such as the EduTap Telegram Channel. It allows you to connect with peers and you’ll gain exposure to a variety of approaches and insights you might not have considered on your own.
4. Study Plan Cum Time Table for CAIIB BRBL Preparation
The next step would be to make an easy-to-follow timetable to make your preparation easy and more effective.
| CAIIB BRBL Preparation Time Table | ||
| Module | Time | Instructions |
| Module A Regulations and Compliance | 14 hours | This module relates banking regulations and laws. Focus on the factual information. |
| Module B Important Acts/Laws & Legal Aspects of Banking Operations(Part A) | 14 hours | Most of this module also required cramming. Focus on concepts such as Mortgage, Pledge, etc. |
| Module C Important Acts/Laws & Legal Aspects of Banking Operations(Part B) | 35 hours | Go through the facts and revise them multiple times. Notes making will be beneficial in understanding complex topics. |
| Module D Commercial & Other Laws with Reference to Banking Operations | 35 hours | Make notes as most of the chapters have complex legal language. Go through the facts and revise them multiple times. |
| Total | 98 hours | All the modules are theoretical. Questions based on case studies are usually asked from Module C and D. |
5. Tips for CAIIB BRBL Preparation
The last step would be to keep the following tips in mind when preparing for the CAIIB BRBL exam:
- Structure your studies around your work schedule. Consider utilizing weekends for longer study sessions to optimize your time.
- Take short breaks (5-10 minutes) between sessions. These mental refreshers boost focus and information retention.
- Practice mock tests and PYQs to identify your strengths and weaknesses.
- To make your preparation easier, you can sign up for crash courses and test series.
Important Note:
- If you’re looking for a comprehensive solution that increases your chances of clearing the CAIIB BRBL exam, you can opt for the EduTap CAIIB BRBL Master Course.
- It comes with recorded and live sessions, concepts, notes, solved PYQs, and multiple mock tests. In addition, you can connect with our mentors if you need answers to your queries.
- Important Topics of ABM
- Important Topics of BFM
- Important Topics of ABFM
- Important Topics of BRBL
Conclusion
Start your CAIIB BRBL preparation by focusing on the most important topics, chapters, and modules. Make sure you customize and follow the timetable. Regularly practice mock tests and analyze PYQs to refine your strengths and improve your weaknesses.
