Topics Covered: What is CAIIB, CAIIB Notification and Exam Dates, CAIIB Eligibility and Number of Attempts, Time Limit to Qualify CAIIB, CAIIB Subjects, CAIIB Pattern, CAIIB Passing Criteria, CAIIB Syllabus, CAIIB Previous Year Questions, CAIIB Exam Analysis, CAIIB Preparation Strategy, Best Books to Prepare for CAIIB, Increment After Qualifying CAIIB, CAIIB 2025 Exam Registration, How to Apply for CAIIB 2025 Exam, Application Fee, Exam Centres, How to Download Admit Card, How to Check Result and Scorecard and How to Download CAIIB Certificate

If you’re looking to understand what CAIIB is and how to prepare for it, you’re in the right place. This page covers everything, clear guidance, topic summaries, and simple tips to help you pass the CAIIB exam.

Whether you’re just starting out or reviewing your study plan, this article will make the process easier for you.

What is CAIIB?

CAIIB’s full form is Certified Associate of Indian Institute of Bankers. 

The Indian Institute of Banking and Finance (IIBF) conducts it as an associate examination (flagship course). The IIBF is a premier institution that promotes excellence in banking and financial education. Known for its flagship exams like JAIIB and CAIIB, IIBF sets high standards for professional development in the industry.

This certification is the next step after gaining the JAIIB certification. The banking sector highly values it and widely recognizes it as a benchmark for knowledge and skills.

CAIIB Notification 2025

IIBF has now announced the official schedule for the exam. The schedule includes exam dates, eligibility, subjects, pattern, syllabus, and more, which we have explained below.

CAIIB Important Dates 2025

IIBF conducts the CAIIB exam twice a year. The first time is in June, and the second is in November-December.

CAIIB 2025 June Session

Below are the important dates for the June session of the CAIIB exam 2025:

CAIIB 2025 Important Dates 
June Session
EventsImportant Dates
Online Registration Start4th March 2025
Online Registration Last Date24th March 2025
CAIIB 2025 Exam Dates1st June 2025 to 29th June 2025
Advanced Bank Management (ABM)1st June 2025
Bank Financial Management (BFM)14th June 2025
Advanced Business & Financial Management (ABFM)22nd June 2025
Banking Regulations and Business Laws (BRBL)28th June 2025
(Elective Papers)
Rural Banking 
Human Resources Management 
Information Technology & Digital Banking 
Risk Management 
Central Banking
29th June 2025

CAIIB 2025 November-December Session

Below are the important dates for the December session of the exam:

CAIIB 2025 Important Dates 
December Session
EventsImportant Dates
Online Registration StartExpected from September 2025
Online Registration Last DateTo be announced
CAIIB 2025 Exam DatesExpected from December 2025
Advanced Bank Management (ABM)To be announced
Bank Financial Management (BFM)To be announced
Advanced Business & Financial Management (ABFM)To be announced
Banking Regulations and Business Laws (BRBL)To be announced
(Elective Papers)
Rural Banking 
Human Resources Management 
Information Technology & Digital Banking 
Risk Management 
Central Banking
To be announced

Read the CAIIB exam date article for more details.

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Now, let’s understand the rules and regulations of the exam.

CAIIB 2025 Eligibility

To be eligible for the examination, you need to

  • Clear JAIIB exam.
  • Be an employee of a bank/financial institution which is a member of IIBF.

Read CAIIB eligibility article for complete details.

Difference Between CAIIB and JAIIB

  • IIBF conducts both CAIIB and JAIIB exams.
  • CAIIB is an advanced-level certification, and JAIIB is an entry-level certification. 
  • CAIIB requires JAIIB certification and membership in IIBF, whereas JAIIB is open to anyone working in the banking and finance sector who is a member of IIBF.

CAIIB Attempts and Time Limit

Here are the exam attempt and time limit details:

  • A candidate gets 5 attempts to clear the exam within 3 years. These 5 attempts need not be consecutive. 
  • If candidates cannot pass the examination within 3 years or 5 attempts, whichever is earlier, they will be required to re-enroll themselves afresh. Such candidates will not be granted credit/s for earlier passed subject/s, if any.

CAIIB Exam Subjects

The exam consists of 5 subjects (4 compulsory and 1 elective):

Compulsory CAIIB Subjects

  1. Advanced Bank Management (ABM)
  2. Bank Financial Management (BFM)
  3. Advanced Business & Financial Management (ABFM)
  4. Banking Regulations and Business Laws (BRBL)

Elective CAIIB Subjects

(Candidates to choose any one elective subject of their choice) 

  1. Rural Banking 
  2. Human Resources Management 
  3. Information Technology & Digital Banking 
  4. Risk Management 
  5. Central Banking
IIBF CAIIB Exam
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  • Important Topics of ABM
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  • Important Topics of ABFM
  • Important Topics of BRBL

CAIIB Exam Language 2025

The exam offers the flexibility to choose between Hindi or English during the registration process. 

CAIIB Exam Pattern 2025

Here’s an overview of the exam pattern:

CAIIB Exam Pattern 2025
PaperQuestionsMarksDuration
Paper 1: Advanced Bank Management (ABM)1001002 hours
Paper 2: Bank Financial Management (BFM)1001002 hours
Paper 3: Advanced Business & Financial Management (ABFM)1001002 hours
Paper 4: Banking Regulations and Business Laws (BRBL)1001002 hours
Paper 5: (Any of of the following elective papers)Rural Banking Human Resources Management Information Technology & Digital Banking Risk Management Central Banking1001002 hours
CAIIB exam pattern

CAIIB Exam 2025: Additional Details

  • The exam is held online
  • The majority of the questions are multiple-choice. In some of the questions you need to type the answer. 
  • Each paper carries 100 marks, and there is no negative marking for wrong answers. 
  • Each paper is held on different dates, and lasts 2 hours
  • The cut-off for each paper is 50%, i.e., 50 marks out of 100.
CAIIB Pattern

To know more about the pattern, read this article on CAIIB pattern.

IIBF CAIIB Exam
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  • Important Topics of ABM
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CAIIB 2025 Passing Criteria

Candidates must meet the criteria below to clear the examination:

  • The minimum mark required to pass in each subject is 50 out of 100.  
  • However, if you score at least 45 marks in each subject with an aggregate of 50% marks in all subjects in a SINGLE attempt, you are considered qualified.
  • You are allowed to retain credits for the subject/s you have passed in an attempt till the expiry of the time allotted for passing the examination.

Class of Pass Criteria for the CAIIB Exam 2025

Here is the class of pass criteria for the exam:

  1. First Class

60% or more marks in aggregate and pass in all the subjects in the FIRST PHYSICAL ATTEMPT.

  1. First Class with Distinction

70% or more marks in aggregate and 60% or more marks in each subject in the FIRST PHYSICAL ATTEMPT.

CAIIB Syllabus 2025

The overview of the syllabus is given below:

Compulsory Papers Syllabus of CAIIB

CAIIB Syllabus
Compulsory Papers
PaperModuleSyllabus Overview
Paper 1 
Advanced Bank Management (ABM)
Module AStatistics
Module BHuman Resource Management
Module CCredit Management
Module DCompliance in Banks & Corporate Governance
Paper 2
Bank Financial Management (BFM)
Module AInternational Banking
Module BRisk Management
Module CTreasury Management
Module DBalance Sheet Management
Paper 3
Advanced Business & Financial Management (ABFM)
Module AThe Management Process
Module BAdvanced Concepts of Financial Management
Module CValuations, Mergers, & Acquisitions
Module DEmerging Business Solutions
Paper 4
Banking Regulations and Business Laws (BRBL)
Module ARegulations and Compliance
Module BImportant Acts/Laws & Legal Aspects of Banking Operations(Part A)
Module CImportant Acts/Laws & Legal Aspects of Banking Operations(Part B)
Module DCommercial & Other Laws with Reference to Banking Operations
IIBF CAIIB Exam
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  • Important Topics of ABM
  • Important Topics of BFM
  • Important Topics of ABFM
  • Important Topics of BRBL

Elective Papers Syllabus of CAIIB

CAIIB Syllabus
Elective Papers
PaperModuleSyllabus
Paper 1
Rural Banking
Module ARural India
Module BFinancing Rural Development
Module CPriority Sector Financing & Govt. Initiatives
Module DProblems & Prospects in Rural Banking
Paper 2
Human Resources Management
Module AHuman Resource Management
Module BBuilding an HR Strategy
Module CMotivation, Training, and Skill Development
Module DPersonnel Management and Industrial Relations
Module EEmerging Scenario in HRM
Paper 3
Information Technology & Digital Banking 
Module AInformation Technology & Digital Banking
Module BSystems & Design
Module CBanking Technology Applications & Digital Banking
Module DInformation System Security Controls & Audit
Paper 4
Risk Management
Module ARisk & Risk Management Framework
Module BCredit Risk
Module CMarket Risk
Module DOperational Risk
Module EBasel & RBI Guidelines on Risk Management
Module FDerivatives & Risk Management
Paper 5
Central Banking
Module ARationale & Functions of Central Bank
Module BCentral Banking in India
Module CMonetary & Credit Policies
Module DManagement of Foreign Exchange Reserves & Constituents of Indian Financial Market
Module ERegulation, Supervision, and Financial Stability
Module FNon-Banking Financial Companies & Primary Dealers

For complete detail of the syllabus, see this article on CAIIB syllabus.

CAIIB Free Material

We have compiled free notes, video lectures and tests of the exam. Read CAIIB free material article for details.

CAIIB Exam Analysis

Here is the analysis of the exam:

CAIIB ABM November 2024 Analysis

  • The ABM November 2024 paper was of moderate difficulty level.
  • The paper was on expected lines. The paper included almost equal numbers of questions from all modules, with the maximum number of questions asked from Module B.

CAIIB BFM December 2024 Analysis

  • The overall BFM December 2024 paper was of moderate level.
  • 10 questions were asked without options, and you needed to type the answer.
  • Various questions were based on case studies. Maximum questions were asked from Modules A and B.

CAIIB ABFM December 2024 Analysis

  • The difficulty level of the ABFM December 2024 paper was moderate.
  • Many numericals were asked from Modules A and D.
  • Some questions were without options, and you needed to type the answer. 

CAIIB BRBL December 2024 Analysis

  • The difficulty level of the BRBL December 2024 paper was moderate to difficult.
  • Conceptual questions were asked that required deeper understanding to answer.
IIBF CAIIB Exam
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  • Important Topics of ABM
  • Important Topics of BFM
  • Important Topics of ABFM
  • Important Topics of BRBL

CAIIB Preparation Strategy

We understand the challenge of balancing work and studies, especially for bankers like you. This 160 hours preparation strategy for the exam is designed for busy professionals like you, allowing you to efficiently manage both. 

CAIIB Preparation Strategy
SubjectModuleDuration
ABMModule A12 Hours
Module B10 Hours
Module C9 Hours
Module D9 Hours
Total40 Hours
BFMModule A15 Hours
Module B10 Hours
Module C10 Hours
Module D10 Hours
Total45 Hours
ABFMModule A15 Hours
Module B8 Hours
Module C8 Hours
Module D6 Hours
Total37 Hours
BRBLModule A7 Hours
Module B8 Hours
Module C15 Hours
Module D15 Hours
Total45 Hours

Note: The above table is just a general preparation strategy. You need to customize it according to your strengths and weaknesses. 

Best Books for CAIIB 2025 Exam Preparation  

Here are the recommended books to prepare for the exam:

Advanced Bank Management (ABM) Books for CAIIB
BookAuthorPublisher
Advanced Bank ManagementIIBFMacmillan 
Bank Financial Management (BFM) Books for CAIIB
BookAuthorPublisher
Bank Financial ManagementIIBFMacmillan 
Advanced Business & Financial Management (ABFM) Books for CAIIB
BookAuthorPublisher
Advanced Business & Financial ManagementIIBFMacmillan 
Banking Regulations and Business Laws (BRBL) Books for CAIIB
BookAuthorPublisher
Banking Regulations and Business LawsIIBFMacmillan 
Rural Banking Books for CAIIB
BookAuthorPublisher
Rural Banking IIBFMacmillan 
Human Resources Management Books for CAIIB
BookAuthorPublisher
Human Resources Management IIBFMacmillan 
Information Technology & Digital Banking Books for CAIIB
BookAuthorPublisher
Information Technology & Digital Banking IIBFMacmillan 
Risk Management Books for CAIIB
BookAuthorPublisher
Risk ManagementIIBFMacmillan 
Central Banking Books for CAIIB
BookAuthorPublisher
Central BankingIIBFMacmillan 
IIBF CAIIB Exam
Free E-Book
  • Important Topics of ABM
  • Important Topics of BFM
  • Important Topics of ABFM
  • Important Topics of BRBL

Increment on Clearing CAIIB

After clearing the exam, there will be an increment in your salary. 

  • As a clerk, you are eligible to receive 2 increments after clearing the exam.
  • As an officer, you are eligible to receive 1 increment after clearing the exam.

Besides this, you’ll also receive various benefits.

Benefits of Clearing CAIIB

You’ll get the following benefits after gaining the certification:

  • Allowance Increment
  • Eligible for Promotion
  • Increase in Pension Corpus
  • Enhanced Knowledge and Skills

How to Apply Online for the CAIIB Exam 2025

Here are the steps to apply online for the exam :

Step 1

Visit the official website of the Indian Institute of Banking and Finance (IIBF).

Step 2

On the main page, Select “Examination/Courses.”

Step 3

Select “Flagship Courses” from the drop-down menu. 

Step 4

After choosing CAIIB, click “Apply Online.” 

Step 5

Enter your membership number and password to log in; carefully read the instructions, then click “Accept.”

Step 6

Enter information such as the mode, medium, exam centre, work location, etc.

Step 7

Select “Preview” and study the Application form to make sure all the information is accurate and spelled correctly.

Step 8

Select “Accept and Submit” to complete the online payment process.

Step 9

Choose a payment method (credit/debit card, net banking), then adhere to the on-screen directions.

Step 10

Keep printed copies of the registration form and fee receipt.

CAIIB 2025 Application Fee

The application fee to register for the exam is given below. Candidates can pay this online with a debit card, credit card, net banking, UPI, Wallet, etc. The exam fee varies as per the number of attempts:

CAIIB 2025
Application Fees
AttemptNormal Examination Fee
1st Attempt Fee₹ 5000/-
2nd Attempt Fee₹ 1300/-
3rd Attempt Fee₹ 1300/-
4th Attempt Fee₹ 1300/-
5th Attempt Fee₹ 1300/-

Important Note: There is an additional fee, which varies depending on the week you complete your registration.    

  1. 1st Week of Registration: You need to pay only the normal examination fee (as mentioned above) based on your attempt. 
  2. 2nd & 3rd Week of Registration: You need to pay the normal examination fee + ₹ 100.
  3. 4th Week of Registration: You need to pay the normal examination fee + ₹ 200.
  4. After 4th Week of Registration: You need to pay the normal examination fee + ₹ 200 for the additional days.

To learn step by step procedure to register for exam, see this article on CAIIB registration.

CAIIB 2025 Exam Centres

The exam will be held at multiple centers across India and one international center in Dubai.

Click on the link for a detailed list of the CAIIB Exam Centres.

IIBF CAIIB Exam
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  • Important Topics of ABM
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CAIIB Admit Card 2025

The admit card is expected to be available approximately a week before the exam date. You can download your admit card by visiting the official IIBF website. You should download your admit card and secure its printed copy before the exam date.

Follow these steps to download your admit card:

  1. Go to the official website of IIBF.
  2. Select the “Examination/Courses” section from the menu on the left.
  3. Now select “Admit Letters” from the drop-down list.
  4. Select <Month/Year> CAIIB admit card.
  5. Enter the password and membership credential.
  6. The screen will display the exam admit card.
  7. Check the information, download the admission card, and print it for your records.

Read CAIIB Admit Card for detailed instructions to download the admit card from IIBF website.

CAIIB Result 2024

IIBF releases the list of successful candidates who qualify the exam. This announcement is made on their official website following the completion of the examination process. The results for each paper are displayed individually on the website, simplifying the process for candidates to find their roll numbers.

Follow these steps to check your result:

  1. Go to the IIBF’s official website and select “Examinations/Courses.” 
  2. Click the “Result for CAIIB Examination” link after selecting results/consolidated marksheet.  
  3. Click “Submit” after entering your password and registration/membership ID.  
  4. Download your results for future reference. 

Here is a quick way to check your result in 15 seconds. 

Read CAIIB result article for complete details.

CAIIB Scorecard 2024

Candidates get their marks on the screen after completing each paper; however, the exam scorecard takes around 45 days from the conclusion of the examination. The exam scorecard provides a detailed record of a candidate’s performance in the exam. It typically includes the following information:

  • Candidate Information
  • Marks
  • Passing Status
  • Date and Signature

Read CAIIB scorecard article to get complete steps to download your provisional scorecard.

CAIIB Certificate

A digitally signed certificate is issued to the candidates who have enrolled and passed the examination. The certificate is emailed to the candidate’s registered email within 3 weeks from the result’s declaration date. The certificate includes details such as:

  • Candidate’s name
  • Candidate’s signature
  • Registration number
  • Name of the exam cleared
  • Pass class
  • Date of successful completion

Read CAIIB certificate article to get step by step procedure to download and verify your certificate.

Conclusion

In this article, we discussed all the CAIIB exam details, such as exam dates, registration, subjects, pattern, eligibility, fees, syllabus, and more. Understanding these details can help you prepare your strategy accordingly. Qualifying the exam not only validates a professional’s expertise but also opens doors to career advancements within the banking industry.