Analyzing CAIIB previous year question paper (PYQs) can significantly increase the chances of you qualifying CAIIB. CAIIB previous year question paper help you understand the questions pattern, identify the most important modules and chapters so you can prepare smartly and quickly.
Below, we’ve provided the latest CAIIB previous year question paper free PDFs that you can download instantly. You will also find PYQ analysis and important topics identified by our experts to aid your CAIIB preparation.
CAIIB Paper Analysis 2025: Trend Breakdown by Subject & Module (2019-2025)
Here’s a brief subject wise analysis of CAIIB previous year question papers for November-December 2024:
ABM PYQ Analysis 2025: Indian Economy & Financial Architecture Focus Areas
Here’s the CAIIB ABM PYQ analysis for the November 2024 session:
- The overall difficulty level of the exam was moderate.
- Most questions (nearly 40%) were asked from Module B.
- Numerical questions were straight-forward.
- Questions from Module C were of moderate to difficult level.
- Questions from Modules A, B and D were of moderate level.
ABM Key Topics: Most Repeated PYQs in Modules A-D
Based on the PYQ analysis, here are the most important topics for the CAIIB ABM component:
Module A: Monetary Policy & Economic Reforms Trends
| CAIIB ABM Important Topics of Module A | |
| Chapters | Topics |
| Introduction to Statistics | Collection of Data Frequency Distribution |
| Sampling Techniques | Types of Sampling Concept of Standard Error Central Limit Theorem |
| Measures of Central Tendency | Mean – Arithmetic, Geometric, Harmonic Median & Quartiles Dispersion; Skewness & Kurtosis |
| Correlation & Regression | Correlation & Regression Standard Error |
| Time Series | Variations – Cyclical, Seasonal, Irregular Trend Analysis & Forecasting |
| Theory of Probability | Types of Events Binomial Distribution Standard Deviation of Random Variable |
| Estimation | Estimates – Interval & Point Confidence Intervals Proportion from Large Samples |
| Linear Programming | Graphic & Simplex Method |
| Simulation | Simulation Exercise & Methodology |
Module B: Business Cycles & Fiscal Policy PYQs
| CAIIB ABM Important Topics of Module B | |
| Chapters | Topics |
| Fundamentals of HRM | Relationship b/w HRM and HRD Strategic HRM & Role of HR Manager |
| Development of HRM | Job Analysis (JD, JS and JE) Training (SAT), Attitude (Functions) Career Planning, Talent Mgt, Succession Self-Development (Motivation, Locus of Control, Power Base, Transactional Analysis) |
| Human Implications of Organizations | Behavioural Theories (Psychoanalytical, Self-concept, Left/Right Brain) Motivation Theories (Talor, Mayo, Maslow, Herzberg, Vroom, Adams, Skinner) Diversity & Gender Issues |
| Employees’ Feedback and Reward system | Compensation Theories Job Evaluation Techniques |
| Performance Management | Appraisal Methods (MBO, 360 degree) Competency Mapping, Assessment Centers |
| Conflict Management and Negotiation | Meaning, Types & Reasons for Conflict Conflict Management (Process, Skills) |
| HRM and Information Technology | HRIS – HR Information System HRMS – HR Management System E-HRM, HR Analytics |
Module C: Financial Regulations & RBI Guidelines
| CAIIB ABM Important Topics of Module C | |
| Chapters | Topics |
| Overview of Credit Management | Components of Credit Management Role of RBI Guidelines (PSL Targets, Exposure Norms, MSME Guidelines, etc.) Asset Classification & Provisioning Norms |
| Analysis of Financial Statements | Components & Users of Information Key Items of Format (Companies Act ’13) Techniques – Fund Flow, Ratios, Trends |
| Working Capital Finance | RBI Guidelines on Rediscounting, TReDS Commercial Paper, Factoring, Forfaiting |
| Term Loans | Deferred Payment Guarantee Project Appraisal (including Infrastructure – Types, Prudential Requirements) |
| Credit Delivery | Third Party Guarantees, Security Possession Consortium Lending and Syndication |
| Credit Control | Tools of Credit Control and Monitoring |
| Risk Management & Credit Rating | Internal & External Ratings Use of Credit Derivatives & Concerns RBI Guidelines on Credit Risk Management |
| Restructuring/Rehabilitation and Recovery | Stressed Assets, NPAs, Willful Default Options Available to Banks (Restructuring, DRTs, SARFAESI Act, Write Off, etc.) RBI Guidelines & Frameworks |
| Resolution of Stressed Assets under IBC | Applicability, Legal Elements Corporate Insolvency Resolution Process |
Module D: Wealth Management PYQ Case Studies
| CAIIB ABM Important Topics of Module D | |
| Chapters | Topics |
| Compliance Function | Principles, Process & Procedures Role of Chief Compliance Officer |
| Compliance Audit | Audit Committee, Head Internal Audit Reporting Framework and Disclosure Requirements |
| Compliance Governance Structure | Org. Structure- COO, BOD, Audit Committee Compliance Structure – Corporate, Field Internal Control |
| Identification of Compliance Issues | Compliance Issues & Compliance Risk Loan Review Mechanism (Credit Audit) |
| Compliance Culture & GRC Framework | GRC Framework Whistleblower Policy |
| Compliance Function and Role of CCO in NBFCs | SBR (Scale Based Regulation) of NBFCs Compliance Function in NBFC – UL, ML |
| Fraud and Vigilance in Banks | Definition – Fraud, Forgery Various Types of Present-Day Frauds RBI Guidelines – Fraud Reporting & Vigilance |
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- Important Topics of ABM
- Important Topics of BFM
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BFM Previous Year Question Paper Analysis 2025
Here’s the CAIIB BFM PYQ analysis for the December 2024 session:
- The overall difficulty level of the exam was moderate to difficult.
- Modules A and B are the most important Modules for BFM. They have consistently accounted for 55-65% of the questions.
- Most of the Questions were asked from Module A in all the three shifts.
- Questions from Modules A and B were of moderate to difficult level.
- Questions from Modules C and D were of moderate level.
- Most of the questions included a blend of application based questions, situation based questions, case studies, numericals and conceptual questions.
- There were about 6-8 questions in each shift that were without options, this makes the paper more difficult.
BFM Priority PYQs: Asset-Liability Management & Derivatives
Based on the PYQ analysis, here are the most important topics for the CAIIB BFM component:
Module A: Treasury Management Solved Q&A
| CAIIB BFM Important Topics of Module A | |
| Chapters | Topics |
| Exchange Rates and Forex Business | Characteristics of Forex Markets RBI/FEDAI Guidelines Foreign Exchange Arithmetic |
| Liberalised Remittance Scheme (LRS) and Other Remittance Facilities for Residents | Key Sections Under FEMA vis-Ã -vis Liberalised Remittance Scheme (LRS) Capital Account Transactions |
| Correspondent Banking and NRI Accounts | Electronics Modes of Transmission NRI Accounts |
| Documentary Letters of Credit (LC) | Definition of LC Parties Involved in LC and Their Role Uniform Customs and Practice for Documentary Credits |
| Facilities for Exporters and Importers | Export Data Processing and Monitoring System (EDPMS) Exchange and Trade Control Guidelines for Exporters & Importers Trade Credit |
| External Commercial Borrowings and Foreign Investments in India | Concept of External Commercial Borrowings (ECBs) Operational Guidelines |
| Risks in Foreign Trade – Role of ECGC | Types of Risks in International Trade ECGC Ltd. – Role and Products |
| Role of EXIM Bank, Reserve Bank of India, Exchange Control in India-FEMA and FEDAI and Others | EXIM Bank – Role and Functions |
| International Financial Service Centre (IFSC), GIFT City | Regulatory Framework with Respect to IFSCs Entities at GIFT City |
| Technology in International Banking | Digital Platforms in International Banking FINTECH in International Banking |
Module B: Capital Adequacy & Basel Norms PYQs
| CAIIB BFM Important Topics of Module B | |
| Chapters | Topics |
| Risk and Basic Risk Management Framework | Concept of Risk Risk Management Framework |
| Risks in Banking Business | Risk Identification Banking Risks – Definitions |
| Risk Regulations in Banking Industry | Basel III Accords |
| Market Risk | Market Risk Identification Risk Measurement Risk Reporting |
| Credit Risk | Measurement and Management of Credit Risk Credit Risk Through Loan Review Mechanism (LRM) |
| Operational Risk and Integrated Risk Management | Concepts of Operational Risk and Integrated Risk Management Operational Risk Management |
| Liquidity Risk Management | Liquidity Risk Management – Need & Importance Overseas Operations of the Indian Banks’ Branches and Subsidiaries and Branches of Foreign Banks in India |
| Basel-III Framework on Liquidity Standards | Liquidity Coverage Ratio (LCR) Net Stable Funding Ratio (NSFR) |
Module C: Investment Banking Recurring Questions
| CAIIB BFM Important Topics of Module C | |
| Chapters | Topics |
| Introduction to Treasury Management | Treasury Management – Concept |
| Treasury Products | Products of Forex Markets and Money Markets |
| International Equity and Debt Products | Regulatory Environment GDRs & IDRs |
| Funding and Regulatory Aspects | CRR & SLR Liquidity Adjustment Facility (LAF) |
| Treasury Risk Management | Value at Risk (VaR) Use of Derivatives in Risk Management |
| Derivative Products | Types of Derivative Products RBI Guidelines on Risk Exposure |
| Treasury and Asset-Liability Management | Meaning of Asset-Liability Management |
Module D: Financial Ethics PYQ Strategies
| CAIIB BFM Important Topics of Module D | |
| Chapters | Topics |
| Components of Assets and Liabilities in Bank’s Balance Sheet and Their Management | Components of Assets and Liabilities in Bank’s Balance Sheet Asset Liability Management as Co-ordinated Balance Sheet Management |
| Capital Adequacy-Basel Norms | Pillars of Basel Norms |
| Asset Classification and Provisioning Norms | Asset Classification and NPAs Insolvency and Bankruptcy Code, 2016 (IBC) |
| Liquidity Management | Meaning of Liquidity Risk Management Types of Liquidity Risks |
| Interest Rate Risk Management | Sources of Interest Rate Risks Interest Rate Risk Measurement Techniques RBI Guidelines on Interest rate Risk in Banking Book |
| RAROC and Profit Planning | Risk Adjusted Return on Capital (RAROC) Risk Aggregation and Capital Allocation NaBFID |
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- Important Topics of ABM
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ABFM PYQ Analysis: Mergers, Leasing & Strategic Tax Solutions
Here’s the CAIIB ABFM PYQ analysis for the July 2024 session:
- The overall exam level was moderate.
- Theory based questions were asked from Modules A & D, while numericals and application-based questions were asked from Modules B & C.
- The paper saw a balanced question distribution from the 4 modules.
- Basic knowledge of formulae was enough to answer the numericals.
- Basic questions were asked from Management.
- Numerical & case studies were asked from Module B.
ABFM High-Weightage PYQs: Costing & Budgetary Control
Based on the PYQ analysis, here are the most important topics for the CAIIB ABFM component:
Module A: GST Frameworks & Invoice Matching
| CAIIB ABFM Important Topics of Module A | |
| Chapters | Topics |
| Basics of Management | Functions of Management Management Thoughts & Approaches Business Environment Analysis |
| Planning | Fundamentals of Planning Plan Components |
| Organizing | Types of Organisations Organisational Change Conflict Dynamics |
| Staffing | Facets of Staffing Knowledge and Learning Management Performance Appraisal |
| Directing | Characteristics of Directing Leadership, Motivation, Communication, Supervision |
| Controlling | Characteristics of Controlling Relation between Planning and Control |
Module B: Financial Ratios & Working Capital PYQs
| CAIIB ABFM Important Topics of Module B | |
| Chapters | Topics |
| Sources of Finance and Financial Strategies | Alternative Financing Strategies |
| Financial and Operating Leverages | Degree of Financial Leverage, Its Behaviour Degree of Operating Leverage, Its Behaviour |
| Capital Investment Decisions | Estimation of Project Cash Flows Social Cost Benefit Analysis |
| Capital Budgeting for International Project Investment Decisions | Foreign Investment Analysis Approaches for Evaluation of Overseas Projects |
| Adjustment of Risk and Uncertainty in Capital Budgeting Decision | Sources & Perspectives on Risk Sensitivity & Scenario Analysis Risk Analysis in Practice |
| Decision Making | Decision Making using Cost-Volume-Profit (CVP) Analysis, Decision Making using Activity Based Costing (ABC), Ethical and Non-Financial Considerations Relevant to Decision Making |
Module C: Audit Procedures & Tax Compliance
| CAIIB ABFM Important Topics of Module C | |
| Chapters | Topics |
| Corporate Valuation | Approaches to Corporate Valuation |
| Discounted Cash Flow Valuation | Approaches to Discounted Cash Flow Models |
| Other Non-DCF Valuation Models | Equity Valuation Multiples Model Book Value Approach Model |
| Special Cases of Valuation | Valuation of Cash and Cross Holdings, Warrants and Convertibles Cyclical & Non-Cyclical Companies |
| Mergers, Acquisitions and Restructuring | All the topics in the chapter are very important |
| Deal Structuring and Financial Strategies | Tax and Accounting Considerations Tax Reliefs & Benefits in Case of Amalgamation in India Financing of Cross Border Acquisitions in India |
Module D: Capital Structuring Case Studies
| CAIIB ABFM Important Topics of Module D | |
| Chapters | Topics |
| Hybrid Finance | Advantages and Disadvantages of Hybrid Securities Types of Hybrid Securities Features of Convertible Debentures |
| Startup Finance | Benefits to Startup Under the Startup Plan Challenges Faced by Startups State Startup Policy Funding Schemes and Programmes, Programs Running in 2022, International Challenges and Bridges |
| Private Equity and Venture Capital | Characteristics of Venture Capital Investments Characteristics Shared by Private Equity and Venture Capital, as well as Their Key Distinctions Advantages and Disadvantages of Venture Capital Funding Benefits and Drawbacks to the Practice of Private Equity Companies in India that Deal in Private Equity Growth of India’s Private Equity Market Legal and Administrative Structure of India Crucial Stages in the Process of Investing in Private Equity |
| Artificial Intelligence | Applicability of Artificial Intelligence Artificial Intelligence in Banking and Finance Control theory and Cybernetics Tools & Techniques of Artificial Intelligence Artificial Intelligence and Morality |
| Business Analytics as Management Tool | Elements of Business Analytics Web and Mobile Analytics |
| Green and Sustainable Financing | ISO Standards for Green Finance Progress of Green Finance in India Growth of Regulatory Framework National Efforts towards Green and Sustainable Financing RBI Views on Climate Risk and Sustainable Finance |
| Special Purpose Acquisition Companies | Advantages of SPAC Disadvantages of SPAC Characteristics of SPACs, Process, SPAC Capital Structure, Trust Account, Warrants, Forward Purchase, IPO Agreements, De-SPAC Process |
Check out our expert tips for CAIIB ABFM preparation to give your studies the right direction.
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BRBL PYQ Analysis 2025: Regulatory Frameworks & Banking Laws
Here’s the CAIIB BRBL PYQ analysis for the December 2024 session:
- The overall difficulty level of the exam was easy to moderate.
- Modules D and B are the most important accounting for 65-70% of the questions.
- Module A, C, and D MCQs were of easy to moderate level. Module B MCQs were moderate to difficult.
BRBL Exam Hotspots: COPRA & Dispute Resolution PYQs
Based on the PYQ analysis, here are the most important topics for the CAIIB BRBL component:
Module A: RBI Guidelines & MSME Financing
| CAIIB BRBL Important Topics of Module A | |
| Chapters | Topics |
| Legal Framework of Regulation of Banks | Reserve Bank of India Act, 1934 Banking Regulation Act, 1949 |
| Control over Organization of Banks | Licensing of Banking Companies Paid-up Capital and Reserves Shareholding in Banking Companies |
| Regulation of Banking Business | Regulation of Interest Rates Regulation of Payment Systems Banking Ombudsman |
| Returns, Inspection, Winding Up, Mergers & Acquisitions | Acquisition of Undertakings Amalgamation of Banks Annual Accounts and Balance Sheet Audit and Auditors |
| Different Categories of Banks | Full Chapter |
| Regulation of Non-Banking Financial Companies (NBFCs) | Regulators of NBFCs Prudential Guidelines Bank Finance to NBFCs registered/not requiring registration with RBI Co-Lending by banks and NBFCs to Priority Sector Advances (PSA) |
| Financial Sector Legislative Reforms and Financial Stability and Development Council | Narasimham Committees Reforms in Monetary Policy Reforms in Financial Markets Reforms in Forex Market |
Module B: Compliance Protocols in Retail Banking
| CAIIB BRBL Important Topics of Module B | |
| Chapters | Topics |
| The Prevention of Money Laundering Act, 2002 | Offence of Money Laundering Obligations of Banking Companies, Financial Institutions, and Intermediaries Enhanced Due Diligence Records to be Maintained |
| Negotiable Instruments Act, 1881 | Records to be Maintained Payment of Cheques – Protection to Bankers’/Customers’ |
| Foreign Exchange Management Act, 1999 | Important Terms Used in FEMA Powers of RBI with Respect to Authorized Persons Contravention, Penalties, Adjudication, and Appeals |
| Payment & Settlement Systems Act, 2007 | Regulation and Supervision by the RBI Settlement and Netting Power of RBI to make regulations |
| Law Relating to Securities and Modes of Charge – I | Types of Mortgage |
| Law Relating to Securities and Modes of Charge – II | Full Chapter |
| Creation/Registration and Satisfaction of Charges | Effect of Registration of Charges Effect of Nonregistration of Charges |
Module C: Bankruptcy Code & NPA Management
| CAIIB BRBL Important Topics of Module C | |
| Chapters | Topics |
| Reserve Bank – Integrated Ombudsman Scheme, 2021 | Procedure for Redressal of Grievance Procedure for Filing a Complaint Suspension of the Scheme |
| The Micro, Small and Medium Enterprises Development Act, 2006 | Coverage and Definitions Summary of Regulation National Board for Micro, Small and Medium Enterprises (NBMSME) |
| SARFAESI Act | Asset Reconstruction Central Registry Enforcement of Security Interest Reconstruction and Security Interest Transactions Non-Applicability of the Provisions of the SARFAESI Act in Certain Cases |
| Debt Recovery Tribunal/ The Recovery of Debts and Bankruptcy Act, 1993 | Application and Definitions in Act Application to the Tribunal, Appeal to the Appellate Tribunal Modes of Recovery of Debts |
| Introduction to the Insolvency and Bankruptcy Code, 2016 | The Insolvency Resolution Process for Companies and Limited Liability Entities, Corporate Insolvency Resolution Process (CIRP) |
| The Bankers’ Books Evidence Act, 1891 | Applicability and Definitions Case in which Officer of Bank not Compellable to Produce Books |
| The Legal Services Authorities Act, 1987: Lok Adalats | Full Chapter |
| The Consumer Protection Act, 2019 | Central Consumer Protection Authority, District, State and National Consumer Disputes Redressal Commission |
| The Law of Limitation | Acts Giving Rise to Fresh Period of Limitation Certain Important Provisions in Schedule to the Limitation Act |
| Tax Laws | Full Chapter |
Module D: Digital Banking Legalities
| CAIIB BRBL Important Topics of Module D | |
| Chapters | Topics |
| Indian Contract Act | Key Components to Form a Contract Essentials of a Valid Contract Contracts of Indemnity Contracts of Guarantee Contract of Bailment Contract of Pledge Contract of Agency |
| Contract of Sale | Important Terms Defined Under the Sale of Goods Act, 1930 Distinction between a Sale and an Agreement to Sell Rights of an Unpaid Seller Implied Conditions and Warranties |
| Partnership Firms | Essential Characteristics Types of Partnership Limited Liability Partnership (LLP) Liability of the Firm for Wrongful Acts of a Partner Liability of Firm for Misapplication by Partners Legal position after the Minor attains majority Retirement of a Partner Insolvency of a Partner Dissolution |
| Companies | Features of a Company Classifications of Companies Memorandum of Association and Articles of Association Doctrine of Ultra Vires |
| Limited Liability Partnership Act, 2008 | Liabilities of and changes in Designated Partners Incorporation of a Limited Liability Partnership |
| Transfer of Property Act, 1882 | Sale of Immoveable Property Mortgage of Immoveable Property Types of Mortgage |
| The Right to Information Act, 2005 | Full Chapter |
| Right to Information and Obligations of Public Authorities | Full Chapter |
| Information Technology Act, 2000 | Digital Signature Certificates Penalties Appeal, Investigation |
| Prevention of Corruption Act, 1988 | Full Chapter |
Curious about CAIIB BRBL preparation? Find out everything you need to know about CAIIB BRBL preparation strategy right here.
CAIIB 2025 Preparation
Here is the link to CAIIB Preparation strategy that you might find useful while exploring CAIIB previous year question papers.
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- Important Topics of ABM
- Important Topics of BFM
- Important Topics of ABFM
- Important Topics of BRBL
Final Strategies
Now that you have access to the solved previous year question paper of CAIIB exam with detailed explanation for the July 2024 session, you can:
- Familiarize yourself with the exam format and question types.
- Evaluate your current preparation level.
- Identify emerging trends and patterns in the exam.
All this will help you eventually strengthen your preparation strategy and boost your chances of clearing CAIIB.
