The CAIIB syllabus helps you understand the subjects, modules, and topics included in the exam. It provides clarity on what to study and helps you focus on the right areas. Staying updated with the latest syllabus is important to align your preparation with the current demands of the CAIIB exam.
Using the right study materials based on the syllabus can make your preparation more effective and boost your confidence. In this article, we break down the updated CAIIB syllabus by IIBF, making it easier for you to plan your studies.
CAIIB Syllabus 2026 Structure: Core Papers & Elective Specializations
To qualify CAIIB, aspirants need to clear 5 papers (4 compulsory and 1 elective).
CAIIB Syllabus of Compulsory Papers 2026: ABM, BFM, ABFM, BRBL
Here is the overview of the CAIIB compulsory papers syllabus:
| CAIIB Syllabus Compulsory Papers | ||
| Paper | Module | Syllabus Overview |
| Paper 1 Advanced Bank Management (ABM) | Module A | Statistics |
| Module B | Human Resource Management | |
| Module C | Credit Management | |
| Module D | Compliance in Banks & Corporate Governance | |
| Paper 2 Bank Financial Management (BFM) | Module A | International Banking |
| Module B | Risk Management | |
| Module C | Treasury Management | |
| Module D | Balance Sheet Management | |
| Paper 3 Advanced Business & Financial Management (ABFM) | Module A | The Management Process |
| Module B | Advanced Concepts of Financial Management | |
| Module C | Valuations, Mergers, & Acquisitions | |
| Module D | Emerging Business Solutions | |
| Paper 4 Banking Regulations and Business Laws (BRBL) | Module A | Regulations and Compliance |
| Module B | Important Acts/Laws & Legal Aspects of Banking Operations(Part A) | |
| Module C | Important Acts/Laws & Legal Aspects of Banking Operations(Part B) | |
| Module D | Commercial & Other Laws with Reference to Banking Operations | |
CAIIB Electives Syllabus 2026: ITDB, Risk Mgmt, HRM & Rural Banking
Here is the overview of the CAIIB elective papers syllabus:
| CAIIB Syllabus Elective Papers | ||
| Paper | Module | Syllabus Overview |
| Paper 1 Rural Banking | Module A | Rural India |
| Module B | Financing Rural Development | |
| Module C | Priority Sector Financing & Govt. Initiatives | |
| Module D | Problems & Prospects in Rural Banking | |
| Paper 2 Human Resources Management | Module A | Human Resource Management |
| Module B | Building an HR Strategy | |
| Module C | Motivation, Training, and Skill Development | |
| Module D | Personnel Management and Industrial Relations | |
| Module E | Emerging Scenario in HRM | |
| Paper 3 Information Technology & Digital Banking | Module A | Information Technology & Digital Banking |
| Module B | Systems & Design | |
| Module C | Banking Technology Applications & Digital Banking | |
| Module D | Information System Security Controls & Audit | |
| Paper 4 Risk Management | Module A | Risk & Risk Management Framework |
| Module B | Credit Risk | |
| Module C | Market Risk | |
| Module D | Operational Risk | |
| Module E | Basel & RBI Guidelines on Risk Management | |
| Module F | Derivatives & Risk Management | |
| Paper 5 Central Banking | Module A | Rationale & Functions of Central Bank |
| Module B | Central Banking in India | |
| Module C | Monetary & Credit Policies | |
| Module D | Management of Foreign Exchange Reserves & Constituents of Indian Financial Market | |
| Module E | Regulation, Supervision, and Financial Stability | |
| Module F | Non-Banking Financial Companies & Primary Dealers | |
- Applicants can choose an elective based on their current job or future career goals.
- It’s best to pick an elective in your current work area first. Then, choose another to expand your expertise and explore new fields.
For more details, download the official CAIIB Exam Syllabus as a PDF.
Now it’s time to understand the subject-wise syllabus in detail.
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- Important Topics of ABM
- Important Topics of BFM
- Important Topics of ABFM
- Important Topics of BRBL
CAIIB ABM Syllabus 2026: Statistics, HR, Credit Mgmt & Compliance Modules
Below, we have explained the Advanced Bank Management (ABM) syllabus of CAIIB in detail.
| Statistical Analysis & Data-Driven Decision Making Module A | |
| Topics | Subtopics |
| Definition of Statistics, Importance & Limitations & Data Collection, Classification & Tabulation | Importance of Statistics Functions of Statistics Limitation or Demerits of Statistics Definitions Collection of Data Classification and Tabulation Frequency Distribution |
| Sampling Techniques | Random Sampling Sampling Distributions Sampling from Normal Populations Sampling from Non Normal Populations Central Limit Theorem Finite Population Multiplier |
| Measures of Central Tendency & Dispersion, Skewness, Kurtosis | Arithmetic Mean Combined Arithmetic Mean Geometric Mean Harmonic Mean Median and Quartiles Mode Introduction to Measures of Dispersion Range and Coefficient of Range Quartile Deviation and Coefficient of Quartile Deviation Standard Deviation and Coefficient of Variation Skewness and Kurtosis |
| Correlation and Regression | Scatter Diagrams Correlation; Regression Standard Error of Estimate |
| Time Series | Variations in Time SeriesTrend Analysis Cyclical Variation Seasonal Variation Irregular Variation Forecasting Techniques |
| Theory of Probability | Mathematical Definition of Probability Conditional Probability Random Variable Probability Distribution of Random Variable Expectation and Standard Deviation Binomial Distribution Poisson Distribution Normal Distribution Credit Risk Value at Risk Option Valuation |
| Estimation | Estimates Estimator and Estimates Point Estimates Interval Estimates Interval Estimates and Confidence Intervals Interval Estimates of the Mean from Large Samples Interval Estimates of the Proportion from Large Samples |
| Linear Programming | Graphic Approach Simplex Method |
| Simulation | Simulation Exercise Simulation Methodology |
| HR Strategies & Organisational Development Module B | |
| Topics | Subtopics |
| Fundamentals of Human Resource Management | The Perspective Relationship between HRM & HRD and their Structure and Functions Role of HR Professionals Strategic HRM Development of HR Functions in India |
| Development of Human Resources | HRD and its Subsystems Learning and Development – Role and Impact of Learning Attitude Development Career Path Planning Self-Development Talent Management Succession Planning |
| Human Implications of Organisations | Human Behaviour and Individual Differences Employees Behaviour at Work Diversity at Workplace and Gender Issues Theories of Motivation and Their Practical Implications ‘Role’: Its Concept & Analysis |
| Employees’ Feedback and Reward System | Employees’ Feedback Reward and Compensation System |
| Performance Management | Appraisal Systems Performance Review and FeedbackCounselling Competency Mapping and Assessment of Competencies Assessment Centres Behavioural Event Interview (BEI) |
| Conflict Management and Negotiation | Conflict: Concept & Definition Characteristics of Conflict Types of Conflicts Reasons for Conflict Different Phases of Conflict Conflict Resolution Conflict Management Negotiation Skills for Resolution of Conflicts |
| HRM and Information Technology | Role of Information Technology in HRM HR Information and Database Management Human Resource Information System (HRIS) Human Resource Management System (HRMS)e–HRM HR Research Knowledge Management Technology in Training HR Analytics |
| Credit Risk Assessment & Stressed Asset Resolution Module C | |
| Topics | Subtopics |
| Overview of Credit Management | Importance of Credit Historical Background of Credit in India Principles of Credit Types of Borrowers Types of Credit Components of Credit Management Role of RBI Guidelines in Bank’s Credit Management |
| Analysis of Financial Statements | Financial Statements Users of Financial Statements Basic Concepts Used in the Preparation of Financial Statements Accounting Standards (AS) Legal Position Regarding Financial Statements Balance Sheet Profit and Loss Account Cash Flow Statement Funds Flow Statement Projected Financial Statements Purpose of Analysis of Financial Statements by Bankers Rearranging the Financial Statements for Analysis Techniques Used in the Analysis of Financial Statements Creative Accounting; Related Party Transactions |
| Working Capital Finance | Concept of Working Capital Working Capital Cycle Importance of Liquidity Ratios Methods of Assessment of Bank Finance Working Capital Finance to Information Technology and Software Industry Bills/Receivables Finance by the Banks Guidelines of RBI for Discounting/Rediscounting of Bills by Banks Trade Receivables Discounting System (TReDS) Non-Fund Based Working Capital Limits Other Issues Related to Working Capital Finance |
| Term Loans | Important Points about Term Loans Deferred Payment Guarantees (DPGs) Difference between Term Loan Appraisal and Project Appraisal Project Appraisal Appraisal and Financing of Infrastructure Projects |
| Credit Delivery and Straight Through Processing | DocumentationThird-Party Guarantees Charge over Securities Possession of Security Disbursal of Loans Lending under Consortium/Multiple Banking Arrangements Syndication of Loans Straight Through Loan Processing or Credit Underwriting Engines |
| Credit Control and Monitoring | Importance and Purpose Available Tools for Credit Monitoring/Loan Review Mechanism (LRM) |
| Risk Management and Credit Rating | Meaning of Credit Risk Factors Affecting Credit Risk Steps taken to Mitigate Credit Risks Credit Ratings Internal and External Ratings Methodology of Credit Rating Use of Credit Derivatives for Risk Management RBI guidelines on Credit Risk Management Credit Information System. |
| Restructuring/Rehabilitation and Recovery | Credit Default/Stressed Assets/NPAsWilful Defaulters Non-cooperative borrowers Options Available to Banks for Stressed Assets RBI Guidelines on Restructuring of Advances by Banks Available Frameworks for Restructuring of Assets Sale of Financial Assets |
| Resolution of Stressed Assets under Insolvency and Bankruptcy Code 2016 | Definition of Insolvency and Bankruptcy To Whom the Code is Applicable Legal Elements of the Code Paradigm Shift Corporate Insolvency Resolution Process Liquidation process Pre-packed Insolvency Resolution Process for stressed MSMEs |
| Compliance Frameworks & Fraud Vigilance Module D | |
| Topics | Subtopics |
| Compliance Function in Banks | Compliance Policy Compliance Principles Process and Procedures Compliance Programme Scope of Compliance Function Role & Responsibilities of Chief Compliance Officer (CCO) |
| Compliance Audit | Role of Risk Based Internal Audit and Inspection Reporting Framework and Monitoring Compliance Disclosure Requirements; Accounting Standards Disclosures under Listing Regulations of SEBI |
| Compliance Governance Structure | Organisational Structure Responsibility of the Board and Senior Management Compliance Structure at the Corporate Office Functional Departments Compliance Structure at Field Levels Internal Controls and its Importance |
| Framework for Identification of Compliance Issues and Compliance Risks | Compliance Issues Compliance Risk Inherent Risk and Control Risk Independent Testing and Effective Audit Programme Reporting Framework and Monitoring Compliance Role of Inspection and Audit Loan Review Mechanism/Credit Audit What is Good Compliance |
| Compliance Culture and GRC Framework | How to Create Compliance Culture Across the Organisation Governance, Risk and Compliance – GRC Framework Benefits of an Integrated GRC Approach Whistle-blower Policy The Components of a Whistle-blower Policy Reasons for Compliance Failures |
| Compliance Function and Role of Chief Compliance Officer in NBFCs | Framework for Scale Based Regulation for Non-Banking Financial Companies Transition Path Framework for Compliance Function and Role of Chief Compliance Officer in Non-Banking Financial Companies in Upper Layer and Middle Layer (NBFC-UL & NBFC-ML) |
| Fraud and Vigilance in Banks | Definition of Fraud Definition of Forgery Areas in which Frauds are committed in Banks Banking and Cyber Frauds Fraud Reporting and Monitoring System Vigilance Function in Banks RBI Guidelines for Private Sector and Foreign |
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- Important Topics of ABM
- Important Topics of BFM
- Important Topics of ABFM
- Important Topics of BRBL
CAIIB BFM Syllabus 2026: Forex, Risk Mgmt & Basel III Compliance
Below, we have explained the Bank Financial Management (BFM) syllabus of CAIIB in detail.
| Forex Regulations & Cross-Border Banking Module A | |
| Topics | Subtopics |
| Exchange Rates and Forex Business | Foreign Exchange – Definition and Markets Factors Determining Exchange Rates Exchange Rate Mechanism Foreign Exchange Dealing Room Operations Derivative Products RBI / FEDAI Guidelines Foreign Exchange Arithmetic – Concepts and Examples |
| Liberalised Remittance Scheme (LRS) and other Remittance Facilities for Residents | Capital Account Transactions and Current Account Transactions Key Sections under FEMA vis-à-vis Liberalized Remittance Scheme Permissible/Non-permissible Remittances under LRS Operational Guidelines Remittances under LRS for Current Account Transactions Tax Collected at Source (TCS) LRS vis-à-vis Capital Account Transactions Reporting Requirements under LRS |
| Correspondent Banking and NRI Accounts | Correspondent Banking – Accounts and other Services Nostro, Vostro and Loro Accounts Electronic Modes of Transmission/Payment Gateways – SWIFT, CHIPS, CHAPS, RTGS, etc. NRI Banking NRI accounts – Rupee and Foreign Currency Accounts Facilities to NRIs Advances to Non-Residents against Non-Resident Deposits Housing Loans to Non-Resident Indians |
| Documentary Letters of Credit | Definition of Letter of Credit Types of Letters of Credit Operations of Letter of Credit UCP 600 and Important Articles Liabilities, Responsibilities and Rights of the Parties Documents under LC – Scrutiny, Crystallization, Follow-up for Bills under LC and Safeguards for Banks Risks Relating to LC Transactions Standby Letter of Credit (Similar to Guarantees) Uniform Rules for Bank-to-Bank Reimbursements (URR–725) International Standard Banking Practice – 745 (ISBP 745) Incoterms Case Studies |
| Facilities for Exporters and Importers | Exchange and Trade Control Guidelines for Exporters Facilities for Exporters Export Finance Gold Card Scheme for Exporters Export Data Processing and Monitoring System (EDPMS) Factoring and Forfaiting Exchange and Trade Control Guidelines for Importers Import Finance Import Data Processing and Monitoring System (IDPMS) Trade Credit – Supplier’s Credit and Buyer’s Credit Case Study on Export Finance |
| External Commercial Borrowings and Foreign Investments in India | External Commercial Borrowings – Concepts ECBs – Other Operational Concepts Reporting Requirements Conversion of ECB into Equity Foreign Investments: Key Concepts Eligible Foreign Investors Eligible Investee Entities Eligible Investment Instruments Prohibited Sectors Rules Governing Pledge of Shares Operational Guidelines Snap Shot of Non-Debt Instruments (NDI) Rules List of Documents for Obtention of Foreign Investments List of Documents for Refund of Foreign Investments |
| Risks in Foreign Trade – Role of ECGC | Definition of Risk and Risks in International Trade Country Risk Export Credit Insurance in International Trade ECGC Role and Products ECGC Policies ECGC’s Products for Banks Other Aspects Relating to ECGC Policies and Guarantees Some of the Common “To Do Points” under ECGC Policies Claims |
| Role of EXIM Bank, Reserve Bank of India, Exchange Control in India – FEMA, FEDAI and Others | EXIM Bank – Role, Functions, and Facilities Reserve Bank of India – Role and Exchange Control Regulations in India Foreign Exchange Management Act (FEMA) 1999 Role of FEDAI and FEDAI Rules Short Notes on Other Topics: ECB and ADR/GDRs and FCCB |
| International Financial Service Centres (IFSC), GIFTCity | Scope of IFSC in India Opportunities at Gift City Guidelines relating to setting up of IFSC Banking Units (IBUs) Role of IFSCA Regulatory Framework Permissible Activities at IBUs Relaxations for the FPI (Foreign Portfolio Investors) Entities at GIFT City |
| Technology in International Banking | Introduction to Digitization in International Banking – An Overview, Evolution of Technology in International Banking Benefits and Limitations of Technology in International Banking Digital Platforms in International Banking FINTECH and Evolution of FINTECH in International Banking Delivery channels under FINTECH in International Banking Sample process of International Trade Using Blockchain Technology Challenges in FINTECH |
| Integrated Risk Management Frameworks Module B | |
| Topics | Subtopics |
| Risk and Basic Risk Management Framework | What is Risk? Linkages among RiskCapital and Return Why Risk Management? Basic Risk Management Framework |
| Risks in Banking Business | Risk Identification in Banking Business The Banking Book; The Trading Book Off-Balance Sheet Exposures Banking Risks – Definitions |
| Risk Regulations in Banking Industry | Regulation of Banking Industries – Necessities and Goals The Need for Risk-based Regulation in a Changed World Environment Basel I: The Basel Capital Accord 1996 Amendment to Include Market Risk Basel II Accord – Need and Goals; Basel II Accord Towards Basel III Capital Charge for Credit Risk Credit Risk Mitigation Capital Charge for Market Risk Capital Charge for Operational Risk Pillar 2 – Supervisory Review Process Pillar 3 – Market Discipline Capital Conservation Buffer Leverage Ratio Countercyclical Capital Buffer Systemically Important Financial Institutions (SIFIs) Risk Based Supervision (RBS) |
| Market Risk | Market Risk – Concept Market Risk in Banks Market Risk Management Framework Organisation Structure Risk Identification Risk Measurement Risk Monitoring and Control Risk Reporting; Managing Trading Liquidity Risk Mitigation |
| Credit Risk | General Credit Risk Management Framework Organisation Structure Risk Identification Risk Measurement Credit Risk Control and Monitoring Credit Risk Policies and Guidelines at Transaction Level Credit Control and Monitoring at Portfolio Level Active Credit Portfolio Management Controlling Credit Risk through Loan Review Mechanism (LRM) Credit Risk Mitigation; Securitisation Credit Derivatives (CDs) |
| Operational Risk and Integrated Risk Management | Operational Risk – General Operational Risk – Classification Operational Risk Classification by Event Type – Definitions Operational Risk Management Practices Management Overview and Organisational Structure Processes and Framework Risk Monitoring and Control Practices Operational Risk Qualification Operational Risk Mitigation Scenario Analysis Integrated Risk Management The Necessity of Integrated Risk Management Integrated Risk Management – Challenges Integrated Risk Management – Approach |
| Liquidity Risk Management | Liquidity Risk Management – Need & Importance Potential Liquidity Risk Drivers Types of Liquidity Risk Principles for Sound Liquidity Risk Management Governance of Liquidity Risk Management Liquidity Risk Management Policy, Strategies and Practices Management of Liquidity Risk Ratios in respect of Liquidity Risk Management Stress Testing Contingency Funding Plan Overseas Operations of the Indian Banks’ Branches and Subsidiaries and Branches of Foreign Banks in India Broad Norms in Respect Of Liquidity Management Liquidity Across Currencies Management Information System Reporting to the Reserve Bank of India Internal Controls |
| Basel III Framework on Liquidity Standards | Liquidity Coverage Ratio Liquidity Risk Monitoring Tools Net Stable Funding Ratio |
| International Financial Service Centres (IFSC), GIFTCity | Scope of IFSC in India Opportunities at Gift City Guidelines relating to setting up of IFSC Banking Units (IBUs) Role of IFSCA Regulatory Framework Permissible Activities at IBUs Relaxations for the FPI (Foreign Portfolio Investors) Entities at GIFT City |
| Technology in International Banking | Introduction to Digitization in International Banking – An Overview, Evolution of Technology in International Banking Benefits and Limitations of Technology in International Banking Digital Platforms in International Banking FINTECH and Evolution of FINTECH in International Banking Delivery channels under FINTECH in International Banking Sample process of International Trade Using Blockchain Technology Challenges in FINTECH |
| Treasury Products & ALM Strategies Module C | |
| Topics | Subtopics |
| Introduction to Treasury Management | The Concept Functions of Integrated Treasury The Process of Globalisation Evolving Role of Treasury as Profit Centre Organisation of Treasury |
| Treasury Products | Products of Foreign Exchange Markets Money Market Products Securities Market Products Domestic and Global Markets |
| International Equity and Debt Products | Regulatory Environment Global Depository Receipts Indian Depository Receipts External Commercial Borrowings Trade Credits Rupee Denominated Bonds |
| Funding and Regulatory Aspects | Reserve Assets: CRR and SLR The Liquidity Adjustment Facility (LAF) Payment and Settlement Systems Treasury Risk Management Supervision and Control of Treasury Market Risk and Credit Risk Risk Measures: VaR and Duration Use of Derivatives in Risk Management |
| Derivative Products | Derivatives and the Treasury OTC and Exchange Traded Products Forwards, Options, Futures and Swaps Interest Rate and Currency Swaps Developments in Indian Markets and RBI Guidelines on Risk Exposure |
| Treasury and Asset-Liability Management | Meaning of Asset-Liability Management (ALM) Liquidity Risk and Interest Rate Risk Role of treasury in ALM Use of derivatives in ALM Credit risks and Credit DerivativesTransfer pricing Policy Environment |
| Asset-Liability & Liquidity Risk Tools Module D | |
| Topics | Subtopics |
| Components of Assets and Liabilities in Bank’s Balance Sheet and their Management | Components of a Bank’s Balance Sheet What is Asset Liability Management? Significance of Asset Liability Management Purpose and Objectives of Asset Liability Management ALM as Co-ordinated Balance Sheet Management |
| Capital Adequacy – Basel Norms | Scope of Application Pillar-1 – Minimum Capital Requirements Pillar 2- Supervisory Review Process Pillar 3 – Market Discipline |
| Asset Classification and Provisioning Norms | Asset Classification Provisioning Norms |
| Liquidity Management | Definition Dimensions and Role of Liquidity Risk Management Measuring and Managing Liquidity Risk |
| Interest Rate Risk Management | Essentials of Interest Rate Risk Sources of Interest Rate Risk Effects of Interest Rate Risk Measurement of Interest Rate Risk Interest Rate Risk Measurement Techniques Strategies for Controlling Interest Rate Risk Controls and Supervision of Interest Rate Risk Management Sound Interest Rate Risk Management Practices RBI’s Draft Guidelines on Interest Rate Risk in Banking Book |
| RAROC and Profit Planning | Profit Planning Risk Aggregation and Capital Allocation Economic Capital and RAROC |
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- Important Topics of ABM
- Important Topics of BFM
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- Important Topics of BRBL
CAIIB ABFM Syllabus 2026: Financial Strategies & Valuation Models
Below, we have explained the Advanced Business and Financial Management (ABFM) syllabus of CAIIB in detail.
| Management Principles & Organizational Control Module A | |
| Topics | Subtopics |
| Basics of Management | Definition of Management The Management Process Functions of Management Importance of Management Management Thoughts & Approaches Management Challenges & Opportunities Introduction to Strategic Management Business Environment Analysis |
| Planning | Fundamentals of Planning Steps in Planning Importance of Planning Advantages and disadvantages of planning Management by Objectives Plan Components Contingency planning Forecasting & Decision Making |
| Organizing | Introduction and Fundamentals of Organizing Importance of Organisation Stages in Organising Process The Organising Process Principles of organizing Types of Organisations Organisation structure Organisation charts and manuals The Organisation culture Authority & Responsibility Key Issues in Organisation Structure Organisational Change Conflict Dynamics |
| Staffing | Functions of Staffing Objectives of staffing Nature of staffing Facets of staffing Significance of staffing System approach to staffing Recruitment Selection Training Retention and development Knowledge and learning management Performance Appraisal Human Resource Development |
| Directing | Characteristics of directing Importance of directing Elements of directing LeadershipMotivation Communication Supervision |
| Controlling | Basics of Controlling Characteristics of controlling Advantages of controlling Limitations of controlling Types of control management Control process Relation between planning and control Control Techniques Control technique and Information Technology |
| Capital Budgeting & Risk-Adjusted Decisions Module B | |
| Topics | Subtopics |
| Sources of Finance and Financial Strategies | Equity Capital Internal Accruals Preference Capital Term Loans Debenture Alternative Financing Strategies in the Context of Regulatory Requirements |
| Financial and Operating Leverages | Financial Leverage Degree of Financial Leverage and its Behaviour Operating Leverage Degree of Operating Leverage and its Behaviour Combined or Total Leverage |
| Capital Investment Decisions | The objective of capital investment decisions Estimation of project cash flows Forecasting and its relation to regulation of capital for short, medium, and long term periods Relationship between sales, production, and other functional budgets Cash Forecasts Cost analysis for projects Methods of Investment appraisal Social Cost Benefit Analysis |
| Capital Budgeting for International Project Investment Decisions | Foreign Investment Analysis Special Considerations-Foreign & Home Currency Cash Flows Foreign Currency Discount Rates Computation International Portfolio Investment, and Institutional Constraints Direct and Indirect Channels for International Portfolio Investment Exchange and Country Risk Return and Risk of Foreign Investment Capital asset pricing model Arbitrage pricing theory International Capital Budgeting Issues involved in overseas projects Approaches for evaluation of overseas projects Evaluation methods Impact of transfer pricing |
| Adjustment of Risk and Uncertainty in Capital Budgeting Decision | Sources & Perspectives on Risk Sensitivity Analysis Scenario Analysis Hillier Model Simulation Analysis Decision Tree Analysis Corporate Risk Analysis Managing Risk Project Selection Under Risk Risk Analysis in Practice |
| Decision Making | Decision Making using Cost-Volume-Profit (CVP) Analysis Decision Making using Relevant Cost Concepts Decision Making using Activity Based Costing Ethical and Non-Financial Considerations Relevant to Decision Making |
| Corporate Valuation & M&A Frameworks Module C | |
| Topics | Subtopics |
| Corporate Valuations | Approaches to Corporate Valuation Adjusted Book Value Approach Stock and Debt Approach Direct Comparison Approach Discounted Cash Flow Approach Steps involved in valuation using DCF Approach |
| Discounted Cash Flow Valuation | Estimating Inputs Approaches to Discounted Cash Flow Models Various discounted Cash Flow Models Dividend Discount Model Applicability of the Dividend Discount Model |
| Other Non-DCF Valuation Models | Relative valuation model Equity Valuation Multiples Model Enterprise value multiples Model Choosing the right multiples Book value approach Model Stock and debt approach |
| Special Cases of Valuation | Intangibles –Brand, Human valuation, etc. Real estate Firms Start-up firms Firms with negative or low earnings Financial Service companies Distressed firms Valuation of cash and cross holdings Warrants and convertibles Cyclical & non-cyclical companies Holding companies E-commerce firms |
| Mergers, Acquisitions and Restructuring | Types of Transactions Reasons for Merger Mechanics of a Merger Costs and Benefits of a Merger Exchange Ratio in a Merger Purchase of a Division/Plant TakeoversLeveraged Buyouts Acquisition Financing Business Alliances Managing Acquisitions Divestitures Holding Company Demergers Deal structuring and financial strategies Negotiations Payment and legal considerations Tax and accounting considerations Tax reliefs and benefits in case of Amalgamation in India Financial reporting of business combinations Deal Financing Financing of cross-border acquisitions in India |
| Green Finance & AI-Driven Analytics Module D | |
| Topics | Subtopics |
| Hybrid Finance | Advantages and disadvantages of Hybrid securities Types of hybrid securities Preference Share Capital Features of Warrants Features of Convertible Debentures Differences between Warrants and Convertible debentures Valuation of Warrants Valuation of Compulsorily Convertible (Partly or fully) Debentures Objective of issuing Warrants and Convertible debentures Features of Foreign Currency Convertible Bond (FCCB) Mezzanine Financing Innovative Hybrids |
| Start-up Finance | Benefits to startup under the Startup Plan Startup definition in India Challenges faced by Startups State Startup PolicyPitch Presentation Programmes and competitions for startups Tax exemptions Funding Investor’s outlook on Startups Funding schemes and programs International challenges and bridges |
| Private Equity and Venture Capital | Characteristics of Venture Capital Investments Characteristics shared by Private Equity and Venture Capital as well as their key distinctions Financing options available through Venture Capital Investment in Private Equity Benefits obtained through private equity Drawbacks to the practice of private equity Due diligence Exit Strategies |
| Artificial Intelligence | History of Artificial Intelligence Applicability of Artificial Intelligence Artificial Intelligence in Banking and Finance The future scope of Artificial Intelligence Neural Networks Control Theory and Cybernetics Rational Agents Motion and Manipulation Tools and Techniques of Artificial Intelligence Artificial Intelligence and Morality |
| Business Analytics as Management Tool | Essentials of Business Analytics Types of Analytics Elements of Business Analytics Big Data Analytics Web and Mobile Analytics Comparing web vs. Mobile Analytics Importance of Business Analytics |
| Green and Sustainable Financing | ISO Standards for Green Finance Building Green Finance International Best Practices Towards Green Finance Public Policy in India Progress of Green Finance in India Challenges and Way Forward Growth of Regulatory Framework National Efforts towards Green and Sustainable Financing RBI Views on Climate Risk and Sustainable Finance |
| Special Purpose Acquisition Company | Advantages of SPAC Disadvantages of SPAC SPAC Formation and Timelines The SPAC Merger Stakeholders Characteristics of SPACs Process SPAC Capital Structure Trust Account Warrants Forward Purchase IPO Agreements De-SPAC Process |
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- Important Topics of ABM
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- Important Topics of BRBL
CAIIB BRBL Syllabus 2026: Legal Frameworks & SARFAESI Compliance
Below, we have explained the syllabus of Banking Regulations and Business Law (BRBL) in detail.
| RBI Guidelines & NBFC Supervision Module A | |
| Topics | Subtopics |
| Legal Framework of Regulation of Banks | Business of Banking Constitution of Banks Reserve Bank of India Act, 1934 Banking Regulation Act, 1949 Reserve Bank as a Central Bank and Regulator of Non-Banking Financial Institutions/Banks Government as a Regulator of Banks Control over Co-operative Banks Regulation by Other Authorities |
| Control Over Organisation of Banks | Licensing of Banking Companies including RBI Licencing Policy for Universal Banks and Small Finance Banks/Branch Licensing Paid-up Capital and Reserves Shareholding in Banking Companies Subsidiaries of Banking Companies Board of Directors Chairman of Banking Companies Appointment of Additional Directors Restrictions on EmploymentControls over Management Corporate Governance Directors and Corporate Governance |
| Regulation of Banking Business | Power to Issue Directions Acceptance of Deposits, Nominations, Loans, and Advances Regulation of Interest Rates Regulation of Payment Systems Internet Banking Guidelines Regulation of Money Market Instruments Banking Ombudsman Regulation to Strengthen Financial Stability |
| Returns, Inspection, Winding Up, Mergers & Acquisitions | Annual Accounts and Balance Sheet Audit and Auditors Submission of Returns Preservation of Records and Return of Paid Instruments Special Audit Inspection and Scrutiny Board for Financial Supervision Acquisition of Undertakings Amalgamation of Banks Winding up of Banks Penalties for Offences Public Sector Banks Private Sector Banks Regional Rural Banks Differentiated Banks and Co-operative Banks Local Area Banks State Bank of India Regional Rural Banks Other Public Sector Banks Application of Banking Regulation Act to Public Sector Banks Disinvestment of Shares by Government Co-operative Banks Private Sector Banks Differentiated BanksLocal Area Banks |
| Non-Banking Financial Companies (NBFCs) | Regulators of NBFCs Role of NBFC in promoting Inclusive Growth Registration Revised Scale Based Regulatory Structure Nomenclature and Regulatory Norms Capital Guidelines Prudential Guidelines Corporate Governance Fair Practices Code for applicable NBFC Bank Finance to NBFCs registered/not requiring registration with RBI Co-Lending by banks and NBFCs to PSA Financial Sector Legislative Reforms and Financial Stability and Development Council Narasimham Committees 1/2 Banking Sector Reforms Reforms in Monetary Policy Reforms in Financial Markets Reforms in Forex Market Financial Sector Development Council (FSDC) Function of the FSDC Wings of FSDC |
| Key Banking Laws (PMLA, Negotiable Instruments) Module B | |
| Topics | Subtopics |
| The Prevention of Money Laundering Act, 2002 | Offence of Money Laundering Punishment for Money Laundering Obligations of Banking Companies Financial Institutions, and Intermediaries Enhanced Due Diligence Rules Framed Records to be Maintained Information Contained in the Records Procedure for Maintaining Information Procedure for Furnishing Information to the Director Verification of Records of the Identity of Clients Maintenance of Records of Identity of Clients Some Cases pertaining to the Act |
| Negotiable Instruments Act, 1881 | Negotiable Instruments Types and Characteristics Drawer/Acceptor Payment of Cheques – Protection to Bankers’ /Customers’ Material Alteration Where Alteration is not apparent Protection to the Collecting Banker |
| Foreign Exchange Management Act, 1999 | Meaning of Certain Important Terms Used in FEMA Regulation and Management of Foreign Exchange Powers of RBI with Respect to Authorized Persons Contravention Penalties Adjudication and Appeals Directorate of Enforcement Special Provisions relating to Assets held outside India |
| Payment & Settlement Systems Act, 2007 | Definitions Designated Authority/Authorization Regulation and Supervision by the RBI Settlement and Netting Power of RBI to make regulations |
| Law Relating to Securities and Modes of Charge – I | Mortgage Document of Title to Immoveable Property – Meaning Copy of Document of Title to Immoveable Property Where Acceptable |
| Law Relating to Securities and Modes of Charge – II | Appropriation Assignment Pledge Hypothecation Bankers lien Set-off |
| Creation/Registration and Satisfaction of Charges | What is a Charge? Procedure for Registration of Charge Effect of Registration of Charges Effect of Nonregistration of Charges Provisions of Companies Act 2013 Relating to Registration of Charges |
| SARFAESI Act & Debt Recovery Tribunals Module C | |
| Topics | Subtopics |
| Reserve Bank – Integrated Ombudsman Scheme, 2021 | Coverage and Definitions Ombudsman–Appointment/Location of Offices/Establishment of a Centralized Receipt and Processing Centre Procedure for Redressal of Grievance Procedure for Filing a Complaint / its Initial Scrutiny and Resolution Passing of an Award and Right to Prefer to Appeal Suspension of the Scheme |
| The Micro, Small and Medium Enterprises Development Act, 2006 | Coverage and Definitions Summary of Regulation National Board for Micro, Small and Medium Enterprises (NBMSME)/Advisory Committee Memorandum of Micro, Small and Medium Enterprises Delayed Payments to Micro and Small Enterprises Micro and Small Enterprises Facilitation Council and Reference to the Council in case of Disputes Disclosures and Penalty for Contravention of the Provisions of the Statute |
| Introduction to Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 ( SARFAESI Act, 2002) | Constitutional Validity of the Act |
| Definitions Under SARFAESI Act, 2002 | Preamble Appellate Tribunal Asset Reconstruction Bank Board Borrower Central Registry Debt Recovery Tribunal Default Financial Assistance Financial Asset Financial Institution Hypothecation Non-performing Asset Originator Obligor Property Qualified Institutional Buyer Scheme Securitization Security Agreement Secured Asset Secured Creditor Secured Debt Security Interest Security Receipt Sponsor |
| Regulation of Securitisation and Reconstruction of Financial Assets of Banks and Financial Institutions | Registration of Asset Reconstruction Company Cancellation of Certificate of Registration Acquisition of Rights of Interest in Financial Assets Notices to Obligor and Discharge of Obligation of Such Obligor Issue of Security Receipts and Raising of Funds by Securitization or Reconstruction Company Exemption from Registration of Security Receipt Measures of Assets Reconstruction Other Functions of the Securitization Company or Reconstruction Company Resolution of Dispute Powers Available with RBI |
| Enforcement of Security Interest | Enforcement of Security Interest Chief Metropolitan Magistrate or District Magistrate’s Assistance for Taking Possession of Secured Asset Manner and Effect of Takeover of Management No Compensation to Directors for Loss of Office Application against Measures to Recover Secured Debt Appeal to Appellate Authority Right of the Borrower for Compensation and Costs |
| Central Registry | Central Registry Central Registrar Register of Securitization Reconstruction and Security Interest Transactions Filing of Transactions of Securitization Reconstruction and Creation of Security Interest Modification of Security Interest Registered Satisfaction of Security Interest Right to Inspect Particulars of Securitization Reconstruction of Security Interest Transactions |
| Offences and Penalties | Penalties Penalties for Non-compliance of Directions of Reserve Bank of India Offences Cognizance of Offences Power of Adjudicating Authority to Impose Penalty/Appeals against Penalty and Adjudicating Appellate Authority |
| Miscellaneous Provisions | Non-Applicability of the Provisions of the SARFAESI Act in Certain Cases Exemption of Certain Classes of Banks /Financial Institutions Protection of Action Taken in Good Faith Offences by Companies Civil Court not to have Jurisdiction Overriding Effect on Other Laws LimitationPower of the Central Government to Make Rules Amendments to Certain Other Enactments |
| Registration of Security Interest by Secured Creditors and Other Creditors/ Rectification by Central Government in Some Cases | Registration by Secured Creditors and Other Creditors Rectification by Central Government in Matters of Registration Effect of the Registration of Transactions Right of Enforcement of Securities Priority Allowed to Secured Creditors |
| The Recovery of Debts and Bankruptcy Act, 1993 | Constitutional Validity of the Act, Extent, Commencement, Application and Definitions |
| Establishment of Tribunal and Appellate Tribunal | Establishment of Tribunal Composition of Tribunal Qualification for Appointment as Presiding Officer and Term of Office Staff of Tribunal Establishment and Composition of Appellate Tribunal Qualification for Appointment as Chairperson of the Appellate Tribunal and Term of Office Filling up of Vacancies at Tribunal and Appellate Tribunal Finality of Orders Constituting Tribunal or an Appellate Tribunal |
| Jurisdiction, Powers & Authority of Tribunals | Jurisdiction Powers and Authority of Tribunals Bar of Jurisdiction of Civil Courts |
| Procedure of Tribunals | Application to the Tribunal Appeal to the Appellate Tribunal Deposit of Amount of Debt Due for Filing Appeal Procedure and Powers of the Tribunal The Appellate Tribunal Limitation |
| Recovery of Debts Determined by Tribunal and Miscellaneous Provisions | Modes of Recovery of Debts Validity of Recovery Certificate and Amendment Thereof Stay and Amendment for Recovery Proceeding and Certificate Other Modes of Recovery Application of Certain Provisions of the Income Tax Act Appeal against the Order of Recovery Officer Transfer of Pending Cases Power of Tribunal to Issue Certificate of Recovery in Case of Decree or Order Chairperson, Presiding Officer and Staff of Appellate Tribunal Tribunal Public Servants, Protection of Action Taken in Good Faith Overriding Effect of the Act Powers to Make Rule |
| Introduction to the Insolvency and Bankruptcy Code, 2016 | Definitions Coverage Pillars of IBC, 2016 The Insolvency Resolution Process for Companies and Limited Liability Entities Corporate Insolvency Resolution Process (CIRP) Initiation of Corporate Insolvency Resolution Process by a Financial Creditor Suspension of Initiation of CIRP Persons not Entitled to Make ApplicationTime – Limit for completion of Insolvency Resolution Process and withdrawal of application admitted under the Code Declaration of Moratorium and Public Announcement by the Adjudicating Authority Appointment/Tenure of the Interim Resolution Professional Committee of Creditor Appointment of Resolution Professional Liquidation Order of Priority of Payment of Debts Fast Track Insolvency Resolution Process Voluntary Liquidation of Corporate Person |
| The Bankers’ Books Evidence Act, 1891 | Applicability and Definitions Conditions in the Printout Mode of Proof of Certain Entries in Bankers’ Books Cases in which Officer of Bank not Compellable to Produce Books Inspection of Books by Order of Court or Judge Costs of Application |
| The Legal Services Authorities Act, 1987: Lok Adalats | Organization of Lok Adalats Jurisdiction of Lok Adalats Cognizance of Cases by Lok Adalat Disposal of Cases by Lok Adalats Nature of Award of the Lok Adalats and Powers |
| The Consumer Protection Act, 2019 | Definitions Unfair Contract Unfair Trade Practice, Central, State, and District Consumer Protection Councils Central Consumer Protection Authority District, State, and National Consumer Disputes Redressal Commission Ministry of Consumer Affairs Food and Public Distribution (Department of Consumer Affairs) Notification dated 30th December 2021 Finality of Orders and Limitation Period Consumer Mediation Cell |
| The Law of Limitation | Definitions Limitation and Its Computation Computation of the Period of Limitation Acts Giving Rise to Fresh Period of Limitation Certain Important Provisions in Schedule to the Limitation Act |
| Tax Laws | Income Tax Commodity Transaction Tax Goods and Services Tax |
| Contract Law, Company Law & Digital Compliance Module D | |
| Topics | Subtopics |
| Meaning and Essentials of a Contract | Meaning of Contract Key Components to Form a Contract Essentials of a Valid Contract Contract Act and Banking |
| Contracts of Indemnity | Rights of Indemnity Holder Implied Indemnity Enforceability of Contract of Indemnity |
| Contracts of Guarantee | Parties to the Contract Basic Principles of Contract to be complied Consideration The Liability of the Surety Continuing Guarantee Death of Surety Variance in Terms of the Contract Discharge of Principal Debtor Forbearance to Sue Release of One Co-surety does not Discharge Other Surety can Claim His Dues from the Principal Debtor Security Misrepresentation made by the Creditor Implied Promise by the Principal Debtor to Indemnify the Surety Co-sureties for the Same Debt Revocation of a Continuing Guarantee |
| Contract of Bailment | Meaning of Bailment Essential Features of Bailment Bailor Bound to Disclose to the Bailee Bailee to take care of Goods Effects of mixing of Goods and Expenses Duties of the Bailee with regard to Goods Bailee’s Lien |
| Contract of Pledge | Ingredients of Pledge Nature of Pledge Pledge by Way of Hypothecation Pledge by Pledgee |
| Contract of Agency | Definition Contract of Agency Essential Characteristics of a Contract of Agency Rules of Agency Types of Agents, Rights, and Duties of the Agent and Principal |
| Meaning and Essentials of a Contract of Sale | Meaning of some of the Important Terms Defined Under the Sale of Goods Act, 1930 Meaning of Contract of Sale of Goods Features of Contract of Sale of Goods, Sale and Agreement to Sell Distinction between a Sale and an Agreement to Sell |
| Conditions and Warranties | Meaning of Condition and Warranty Implied Conditions and Warranties |
| Unpaid Seller | Rights of an Unpaid Seller |
| Definition, Meaning, and Nature of a Partnership | Meaning and Definition of Partnership Essential Characteristics Types of Partnership Limited Liability Partnership (LLP) |
| Relations of Partners to One Another | General Duties of Partners Duty to Indemnify the Loss caused by Fraud Determination of Rights and Duties of Partners by Contract between the Partners The Conduct of the Business Mutual Rights and Liabilities The Property of the Firm Profits Earned by Partners Rights and Duties of Partners |
| Relations of Partners to Third Partiesl | Partner is an Agent of the Firm Implied Authority of Partner as Agent of the Firm Extension and Restriction of Partner’s Implied Authority Partner’s Authority in an Emergency Mode of Action to Bind Firm Liability of a Partner for Acts of the Firm Liability of the Firm for Wrongful Acts of a Partner Liability of Firm for Misapplication by Partners Holding Out Rights of Transferee of a Partner’s Interest |
| Minor Admitted to the Benefit of a Partnership | Minor cannot be a Partner Legal position after the Minor attains majority Retirement of a Partner Insolvency of a Partner |
| Dissolution of a Firm | Dissolution Dissolution by Agreement Compulsory Dissolution Dissolution on the Happening of Certain Contingencies Dissolution by the Court Liability for Acts of Partners Done after Dissolution |
| Definition and Features of a Company | Definition of a Company Features of a Company Distinction between a Company and Partnership |
| Types of Companies | Classifications of Companies on the basis of mode of Incorporation Classifications of Companies on the basis of Liability Classifications of Companies on the basis of Public Interest Holding and Subsidiary Companies |
| Memorandum of Association and Articles of Association | Applicability and Definitions Conditions in the Printout Mode of Proof of Certain Entries in Bankers’ Books Cases in which Officer of Bank not Compellable to Produce Books Inspection of Books by Order of Court or Judge Costs of Application |
| Doctrines of Ultra Vires/ Constructive Notice/ Indoor Management | Doctrine of Ultra Vires Effects of Ultra Vires Transaction Constructive Notice of Memorandum of Association and Articles of Association Effect of the Doctrine of Constructive Notice Doctrine of Indoor Management |
| Membership of Company | Who is a Member of a Company? Various Modes of Becoming Member of a Company Who can be Members of a Company? Cessation of Membership in a Company Register of Members Place of Keeping and Inspection of Register of Members Rights, and Duties (Liabilities) of Members of a Company Rights of Members |
| Prospectus | What is a Prospectus? Compliance with Respect to Prospectus Mis-statements in a Prospectus and Remedies |
| Directors | Minimum Number of Directors Appointment of Directors and Proportion of those who are to Retire by Rotation Ascertainment of Directors Retiring by Rotation and Filing of Vacancies Right of Persons other than Retiring Directors to stand for Directorship Additional Directors Filling of Casual Vacancies among Directors Consent to the Company Consent to be filed with Registrar of Companies Whole-time Director Qualification Shares Maximum Number of Directorships Vacation of Office by Directors Certain Powers can be exercised only at Meetings of the Board Restrictions on Powers of Board Loan to Director Contracts in which Directors are Interested Alternate Director Compensation for Loss of Office |
| Limited Liability Partnership Act, 2008 | Definitions A Body CorporatePartner/Designated Partner Liabilities of and changes in Designated Partners Incorporation of a Limited Liability Partnership Partners and their Relations Conversion |
| Transfer of Property Act, 1882 | Sale of Immoveable Property Mortgage of Immoveable Property Types of MortgageSale without Court Intervention Enforcement of Mortgages through Court Leases of Immoveable Property Actionable Claims |
| The Right to Information Act, 2005 | Applicability Definitions |
| Right to Information and Obligations of Public Authorities | Obligations of Public Authorities Procedure for obtaining Information Disposal of RequestAppeal Orders in Appeal Penalties |
| Information Technology Act, 2000 | Definitions Electronic Governance Certifying Authorities Digital Signature Certificates Penalties Appeal Investigation Critical Information Infrastructure –Protected System Application of the Act to Electronic Cheque and Truncated Cheque |
| Prevention of Corruption Act, 1988 | Definitions Special Judges Offences and Penalties Fixing of Fine Persons authorized to investigate Powers to inspect ‘Bankers Books’ Appeal and Revision |
| APPENDIX | Important Provisions / Sections of Certain Acts |
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CAIIB Rural Banking Syllabus 2026: Agri-Finance & Govt Schemes
Below, we have explained the syllabus of Rural Banking (RB) of CAIIB in detail.
| Rural Banking Module A | |
| Topics | Subtopics |
| Demographic Features | Population Literacy Sixth Economic Census Agriculture Census Socio-Economic Development Indicators Health Nutrition Education Rural-Urban Migration |
| Characteristics of Rural Society | Social Stratification Local Institutions National Institute of Rural Development and Panchayati Raj (NIRD & PR) |
| Economic Features | Agriculture Non-Farm Activities Gross Domestic Product and Gross Value Added Rural Money Markets – Formal and Informal Rural Money Markets Rural Indebtedness Rural Poverty Different Methods of Measuring Poverty Line Sustainable Development Goals |
| Infrastructure | Infrastructure in India TransportMarkets Rural Electrification Other Services |
| Agriculture Economy | Structure and Characteristics of Indian Agriculture Role of Agriculture in Economic Development Agriculture-Industry Linkage Issues in Economic Development Resources in Agriculture Technical Change in Agriculture Constraints in Agricultural Development Emerging Issues in Agriculture National Mission for Sustainable Agriculture (NMSA) |
| Rural Development Policies | Rural Development Schemes Skill Development and Entrepreneurship Initiatives Shyama Prasad Mukherji Rurban Mission (SPMRM) Programs for Development of Backward Areas Power Supply to Rural India Program Development of Dryland Farming Soil and Water Conservation Rural Infrastructure Development Fund Economic Reforms Financial Sector Reforms Impact of Reform in Rural Economy Reforms after 1998-99 |
| Issues Concerning Rural Areas | Components of Rural Development Approaches to Rural Development since Independence Sustainable Rural Development Necessity for Rural Development Measures for Development Rural Development and Rural Management Key Issues Concerning Rural Management Marketing Management Importance of Agricultural Prices |
| Rural Banking Module B | |
| Topics | Subtopics |
| Regulation of Rural Financial Services | Overall Set Up of Rural Financial Institutions (RFIs) Function and Policies of RBI in Rural Banking Role and Functions of NABARD Lead Bank Scheme |
| Rural Credit Institutions | Cooperative Credit System Regional Rural Banks Commercial Banks and Rural Financing Other Financial Institutions Catering to Rural Areas Initiatives for Augmenting Credit Flow Role of Information and Communication Technologies in Rural Banking Rural Development Banking – Initiatives for Inclusive Growth Rural Insurance and Micro Insurance Micro Finance Institutions Concept of Business Facilitators and Business Correspondents in Rural Banking |
| Financing Agriculture and Allied Activities | Crop Loans – Production Credit Features of Kisan Credit Card Scheme Basic Features of NABARD Refinance Support to Cooperative Banks and RRBs for Crop Production activities Bank’s Role in Provision of Relief in Areas Affected by Natural Calamities Term-Loans for Agriculture and Allied Activities Features of Major Sectors for which Opportunities are Available for Provision of term Credit by Banks Advance against Gold Ornaments |
| Financing Rural Non-Farm Sector | Rural Non-Farm Sector – Facilitative Set Up, Importance, Structure and Growth, Strength and Issues Concerning the Sector; Promotion of Traditional Industries Raw Material Supply – Arrangements; Marketing Assistance Institutional Finance Technology Development and Training |
| SME Finance | Definition of SME Importance of the sector to the Indian Economy Arrangements for provision of credit to the MSME sector Appraisal of MSME loan proposals – techniques and Requirement assessment of Projects for term loans SIDBI’s assistance to the MSME Sector and its development role Policy prescriptions of RBI for the growth of MSME Sector Initiatives taken by GOI for the development of MSME Sector Problems faced by MSMEs Delayed Payments to Micro and Small Enterprises under the Micro Small and Medium Enterprises Development (MSMED) Act, 2006 Performance and Credit Rating Scheme (PCRS) Framework for Revival and Rehabilitation of MSMEs |
| Concepts of Project, Aspects of Project Formulation & Appraisal & Model Bankable Projects | Aspects of Project Preparation The Project Cycle Minor Irrigation Schemes Lift Irrigation Financing Micro Irrigation Structures Land Development Schemes Farm Mechanization Financing Plantation and Horticulture Dairy Development Schemes Poultry Farming Sheep Breeding Goat Rearing Pisciculture Bee Keeping Financing Rural Godowns Financing Sericulture Financing Mushroom Cultivation |
| Rural Banking Module C | |
| Topics | Subtopics |
| Priority Sector Lending | Evolution of Priority Sector Lending Guidelines on Priority Sector Lending – Categories Non-Achievement of Priority Sector Targets Common Guidelines for Priority Sector Loans Priority Sector Credit Achievement |
| Poverty Alleviation Programs | Poverty Assessment and Way Forward Initiatives of the Government – Features of the Schemes Implemented for Poverty Reduction Welfare Schemes |
| Rural Housing and Education Loans | Rural Housing an Introduction Pradhan Mantri Awas Yojana (Grameen) Education Loan |
| Initiatives of R.BI under Financial Inclusion & Financial Education Programs and implementation of various Poverty Reduction Programs | National Strategy for Financial Inclusion National Strategy for Financial Education Direct Benefit Transfer Guidelines Issued by RBI under NRLM/NULM Relief Measures by Banks in areas Affected by Natural Calamity-RBI Guidelines to Banks Credit Facilities to SCs/STs Credit Facilities to Minority Communities Poverty Alleviation/Employment Generation Programs |
| Rural Banking Module D | |
| Topics | Subtopics |
| Role of Banking – Emerging Trends in Rural Banking Characteristics of Rural Society | Present Scenario Areas of Concern and Actions Pursued Present Focus on Banking in Rural Areas Inclusive Banking Activities |
| Role of Technology in Financial Inclusion and Rural Development | Transformational Role of Digital Technologies Technology for Adoption of Improved Agricultural Practices Scope for Using Digital Technology for Growth in Agriculture Modern Management of Agriculture – Possible Technological Components Benefits of Usage of Technology in Agriculture for the Society and the Nation Common IOT Devices/Equipment in Agriculture for Agri-Solutions Technology and Value Chain Operations Progress of IOT in World Agriculture Progress of IOT in Indian Agriculture Other Initiatives for Development of Rural Areas Financial Technology in Financial Inclusion Space |
| Financing Poor as Bankable Opportunities: Micro Credit and Self Help Groups | Microcredit Delivery Models SHG-Bank Linkage Program (SBLP) Approach Micro Finance Institutions (MFIs) Role of NABARD as Microfinance Facilitator SIDBI & Micro Credit Initiatives by RBI and GOI |
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CAIIB HRM Syllabus: Talent Development & Organizational Culture
Below, we have explained the Human Resource Management (HRM) syllabus of CAIIB in detail.
| Human Resource Management Module A | |
| Topics | Subtopics |
| Fundamentals of HRM | Fundamentals of HRM New Insights into HR Management Ethics in Human Resource Management (HRM) |
| Organisational Behaviour | Behavioural Dynamics in Organisations The Person – Job Fit Group Dynamics Leadership and Team Effectiveness Some Contemporary Approaches to Leadership Transformational Leadership Human Resource Implications of Benchmarking Quality Initiatives in Organisations ‘Quality Circle’: A HR Strategy to Quality Improvement ‘Six Sigma’: A Model for Improving in Business Processes Positive Attitude: The Core Behavioural Capital of Organisations Stress Management; Business Etiquettes |
| Organisational Change | Change and Development Change Agent Managing Change John P Kotter’s eight-step to successful change Responsibility Charting |
| HRM in Indian Banks | Traditional Role of HRM in Indian Banks Expectations from HR Department Changing Profile of ‘HRM’ in Banks Major HRM Challenges Facing Banks Core Banking and People Challenges |
| Knowledge Management | Concept of Knowledge Management (KM) Significant Features of Knowledge Management Knowledge Management in Banks IT & Database Management |
| Human Resource Management Module B | |
| Topics | Subtopics |
| HR as a Strategic Player | HR as a Strategic Player & Strategic HRM HR Strategy Formulation and Implementation Need for a Distinctive HR Strategy Creating Business Value Through HR Strategy ‘Factor Analysis’ in HRM Connecting ‘Strategy’ to Organisations Strategy Execution Aligning HR System with Decision Framework |
| CEO and his/her Team | Roles and Responsibilities of CEO CEO and Talent Management Executive and Line Managers Succession Planning ‘Job Family’: An Integrated Model for sustained Succession Planning & Talent Management Human Resource Audit |
| Communication | Organisational Communication Types of Communication Barriers to Effective Communication Steps for Effective Communication HR and Communication |
| HR Functions | Human Resource Planning (HRP) Recruitment and Selection Impact of Technology on Critical HR Functions ‘Social Media Policy’ for Organisations: Need and Contents thereof Compensation Incentive-Based Compensation Attrition/Turnover Management Employee Risk Assessment Systems in Banks |
| Performance Management | Performance Management System (PMS) Performance Appraisal System 360-Degree Appraisal Competency Mapping Key Result Areas (KRAs) |
| Human Resource Management Module C | |
| Topics | Subtopics |
| The Learning Process | Human Implications of Organisations The Learning Theory The Learning Process Employee Behaviour |
| Employee Motivation | Types of Motivation Motivational Theories Employee Attitude Development Practical Applications of Motivation Job Enrichment Job Enlargement Job Rotation Job Satisfaction |
| Employee Development | Basic Objectives of ‘Training’ Training & Development: Its Need Concepts and differences of ‘Training’, ‘Development’ and ‘Learning’‘ Training Need’: Methods for Identification of Training Needs Role and Impact of Training Changing Face of Banking in India Future of Bank Education in India |
| Training Methodology | Subject Matter of Training: ‘Learning Organisations’ Training Methodology Current Trends in Training Types of Training Benefits of Training Training & Career Development Soft Skills Training Challenges in Training in Banks Training Infrastructure in Banks Talent Management Creative Talents & Dynamic Leadership: A Winning Combination Strategies to hone up Leadership Skills Training for the New Generation Return on Investment (RoI) on Training Measuring the Success of Training Best Practices in Training to Help Organisations |
| Human Resource Management Module D | |
| Topics | Subtopics |
| Industrial Relations (Part A) | Personnel Function Legal Aspects of Personnel Function Legislation on Working Conditions Industrial Relations Code 2020 Legislation on Wages Legislation on Social Security Legislation on Employment and Training The Changing Scenario |
| Industrial Relations (Part B) | Historical Background of Trade Union Movement Trade Unions in Banks Industrial Relations Collective Bargaining |
| Employee Discipline (Grievance Redressal and Discipline) | ‘Grievance’: Concept and Definition Causes & Effects of ‘Grievance’ Grievance Redressal Mechanism Conflict Management Management Dilemma |
| Workers’ Participation in Management (WPM) | ‘Participation’: Concept & Definition, Types Methods of Participation Indian Banking Experience on Workers’ Participation in Management (WPM) |
| Employee Discipline (Discipline Management) | Discipline at Workplace Discipline Management Disciplinary Rules in Banks Domestic Enquiry Frauds in Banks The Risk Attached to Delegation of Financial Powers Need for Vigilance Department in Banks Diversity and Gender Issues Dealing with Cases of Sexual Harassment The Sexual Harassment of Women at Workplace (Prevention, Prohibition and Redressal) Act, 2013 (POSH ACT) |
| Human Resource Management Module E | |
| Topics | Subtopics |
| Contemporary Practices in Employee Engagement | Concept and Definition of ‘Émployee Engagement’ Various features and characteristics of ‘Employee Engagement’ Drivers of ‘Émployee Engagement’ Need for creative strategies for engaging Gen ‘Y’ Employees Contemporary ‘Employee Engagement’ strategies ‘Work From Home’: Emerging New Normal in Organisations Strategies to Keep Employees Engaged When They are Working From Home (WFH) ‘Hybrid Model’ of working: Unifying the Physical and Virtual ‘U-Work’ & ‘Ópen2u’: New and Novel Employment Models Legal Frame-Work in India to Regulate New Models of Work |
| Organisational Culture & Creativity: New Imperatives | Definition and Characteristics of ‘Individual Culture’ and ‘Organizational Culture’ Concept and Features of ‘Individual Creativity’ and ‘Organisational Creativity’ Distinction between ‘Creativity’ & ‘Ínnovation’ Impact of ‘Culture’ on ‘Creativity’ and Vice-Versa in Organisations Essential Qualities of a ‘Creative Leader/Manager’ Strategies to Create ‘Ethical Organizational Culture’ |
| ‘Corporate Sustainability’ & ‘Green HRM’: A Social & Environmental Approach to People Management | Concept of ‘Corporate Sustainability’ Evolution from ‘Strategic HRM’ to ‘Sustainable HRM’ Various Forms of ‘Sustainable HRM’ ‘Green HRM’: An Environmental Approach to HRM ‘Green HRM’ Practices in Banking Industry: Possibilities and Prospects The Way Forward |
| ‘HR Analytics’, ‘HR Entrepreneurship’ & ‘AI-Based HR Solutions’: New HR Trends for Future | ‘HR Analytics’: Conceptual Understanding ‘HR Metrics’ vs ‘HR Analytics’ Advantages and Disadvantages of ‘HR Analytics’ ‘HR Entrepreneurship’: The future Buzzword Introduction to ‘Artificial Intelligence’ Role of ‘Artificial Intelligence’ in HR Functions |
| Leading in a ‘VUCA’ & ‘BANI’ Scenarios: New Approaches in ‘Crisis Management’ | ‘Crisis’: Concept, Definition, Features & Sources ‘Crisis Management’: Concept, Features & Need FourLevels of ‘Uncertainty’: Strategies to Manage ‘VUCA’: Gravity-Driven Approach to ‘Uncertainty’ and ‘Crisis Management’ in Organizations Evolution of ‘BANI’ Approach in Crisis Management ‘VUCA’ or ‘BANI’: Which is to be the Vision for Organisations to Deal with the Crisis? Typical Models of ‘Crisis Management’ Process Role of HR in ‘Crisis Management’ Process Leadership Role in ‘Crisis Management’ Role of Employees in ‘Crisis Management’ |
| ‘Business Ethics’, ‘Corporate Governance’ & ‘Corporate Social Responsibility’: A Winning Combination for Organisational Excellence | ‘Business Ethics’: A Treasure of Trust Areas of ‘Business Ethics’ Theories of ‘Business Ethics’ Characteristics of an ‘Ethical Organisation’ ‘Corporate Governance’: Shareholders’ Primary Major Best Practices for Improving ‘Corporate Governance’ Ethical issues in ‘Corporate Governance’ ‘Corporate Social Responsibility’(CSR): A Resolve Towards Commitment to ‘Business Ethics’ & ‘Social Wellbeing’ Various Models of ‘Corporate Social Responsibility’ ‘Corporate Social Responsibility’: Indian Experience |
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CAIIB ITDB Syllabus: Information Technology & Digital Banking
Below, we have explained the syllabus of Information Technology and Digital Banking of CAIIB in detail.
| Information Technology and Digital Banking Module A | |
| Topics | Subtopics |
| Information Technology and its Implications | Impact of Information Technology Strategic Issues and IT |
| Introduction to Computing | Introduction to Computer Data Processing and methods Computing Environments Virtualization of Servers |
| Introduction to Software | Computer Software Open Source Software Web Browsers |
| Networking Systems | Data Communications Wan Technology Overview TCP/IP & Internet |
| Information Technology and Digital Banking Module B | |
| Topics | Subtopics |
| Introduction to Information Systems | Introduction to Information Systems Types of information systems Management Information System Structure Decision Support System (DSS) Executive Information Systems (EIS) Group Decision Support Systems (GDSS) Project Management Capability Maturity Model (CMM) Building Data Centers |
| Database Management Systems | DBMS Concepts Relational database Normalization of a Database Oracle |
| Data Warehousing and Data Mining | Need for Data Warehouse A Data Warehouse Architecture Data Warehouse Options Developing Data Warehouses Business Intelligence – Expert Systems & Artificial Neural Networks Data Mining Emerging Trends in Data Warehousing & Analytics |
| Information Technology and Digital Banking Module C | |
| Topics | Subtopics |
| E-Learning Environment | E-Learning Standards Design Virtual Classroom Emerging Trends in E-Learning and Impact of Pandemic |
| Banking Software | Banking software Integrated Banking System (IBS) Centralized banking solution Features of an online banking web site Internet Service Providers/Hosting/Bandwidth/Data Download & Upload Emerging Trends in Banking Software IT Services in Banking – Vendor selection and retention criteria |
| Electronic Clearing and Settlement Systems | Electronic clearing/settlement systems MICR/OCR/CTS clearing system Debit Clearing System Credit Clearing System Real Time Gross Settlement (RTGS) National Electronic Fund Transfer (NEFT) National Payments Corporation Of India (NPCI) and its Products & Services Structured Financial Messaging System (SFMS) |
| Plastic Money | Credit Cards Debit Cards Smart Cards CVV or CSC Number RuPay Card Payment Gateway & Secure Electronic Transaction (SET) ATM & Point Of Sale (POS) Card Tokenization |
| Electronic Commerce and Banking | E-business Electronic Commerce E-Commerce Building Blocks E-banking Mobile Payments SMS Banking & Banking Alerts The Call Center EBPP Emerging Trends in Digital Payments |
| IT Act 2000/2008 | Introduction To IT Act 2000 Legal Definition of Computer Crime Some Legal Issues Gist of Offenses Under IT Act 2000 Amendment To IT Act in 2008 Digital Rights Management (DRM) Latest Developments |
| Emerging Technologies | Open Banking APIS & Embedded Banking Advanced & Big Data Analytics Blockchain Artificial Intelligence (AI) & Machine Learning (ML) Cyber Security- Zero Trust Security Model 5G Network Fintech & Cloud Computing Digital Banking Units (DBUs) Central Bank Digital Currencies (CBDCs) |
| Information Technology and Digital Banking Module D | |
| Topics | Subtopics |
| Computer Security | Physical security Logical security Network security Biometric security ISO 27000 Series Standards & Basel Recommendations on E-Banking Computer Viruses and Frauds |
| Communication Security | Cryptography Digital Signatures Public-Key Infrastructure (PKI) Certification Authorities Business Continuity and Disaster Recovery planning Business Continuity Plan vs Disaster Recovery Plan Business Continuity Planning RBI Guidelines on Business Continuity Planning Disaster Avoidance Disaster Recovery Planning |
| Information System Audit | The Concept System Audit Procedures System Audit – Security IS Audit controls & Approaches RBI Guidelines on IS Audit |
| Competitive Bid Process – RFP and SLA | Competitive Bid Process – RFPRFP Process Evaluation of Proposals Contract Co-Ordination Service Level Agreement (SLA) SLA Processes Structuring an SLA SLA Management RBI Guidelines on IT Services Outsourcing |
| RBI Guidelines on Cyber Security (2016) & Digital Payment Security (2021) | Difference Between Cyber Security and Information Security RBI Guidelines on Cyber Security in Banks – June 2016 Master Directions of RBI on Digital Payment Security Controls (Effective from August 2021) |
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CAIIB Risk Management Syllabus: Derivatives & Operational Risk
Below, we have explained the syllabus of Risk Management of CAIIB in detail.
| Risk Management Module A | |
| Topics | Subtopics |
| Why Banks are Special | Functions Banks Perform Bank’s Role in the Economy Other Uniqueness of Banks |
| Risks and Risk Management in Banks | What is Risk? Definition of Risk Risk in Banks Business Risk vs Control Risk Financial Risk vs Non-Financial Risk Interconnectedness Among Banking Risks Recent Developments Connected with Risk Management Banking Reforms in India New Trends in Indian Banking System Risk Management Going Ahead Various Types of Risks Faced by a Bank Non-Financial Risks |
| Risk Management Framework | Lessons from Crisis Benefits of Risk Management Risk Management Concept Risk Management Approach Risk Culture Risk Management Architecture Elements of Risk Management Framework Organisational Structure Risk Management Policy Risk Appetite Risk Limits Risk Identification Process Risk Measurement Risk Mitigation Risk Monitoring and Risk Control Management Information System Enterprise Risk Management Events-Risk and Opportunity Enterprise Risk Management Defined Achievement of Objectives Components of Enterprise Risk Management Relationship of Objectives and Components EffectivenessEncompasses Internal Control |
| Asset Liability Management and Interest Rate Risk in Banking Book | What is ALM? Objectives of ALM ALM Process Interest Rate Risk Duration GAP Analysis Measurement System Reports Stress Testing Back Testing Interest Rate Risk Mitigation |
| Liquidity Risk Management | What is liquidity? Liquidity and solvency Forms of liquidity risk Liquidity Management Factors contributing to liquidity risk Liquidity risk and Balance Sheet Risk Management framework for Liquidity Risk Identification and measurement of liquidity risk |
| Risk Management Module B | |
| Topics | Subtopics |
| Credit Risk Management Framework | What is Credit Risk? Obligor (or) Borrower Level Risk vs Portfolio Risk Systematic vs Unsystematic Risk Need for Credit Risk Management Framework Credit Risk Culture Building Blocks of Credit Risk Management Strategy Financial Goals Risk Appetite Portfolio Risk and Reward Loan Policy, Due Diligence Process Loan Approval Process Limits on Aggregate Loans and Commitments Underwriting Criteria Exceptions to Credit Policy Organization Structure |
| Obligor/Borrower Risk | Business Risk (or) Operating Risk Financial Risk Interaction between Business Risk and Financial Risk Different Risk Levels Sources of External Risk Industry Risk Analysis Entity Level Risk Financial Risk |
| Credit Rating System | What is Credit Rating? Usefulness of the Rating System for Banks Features of the Internal Credit Rating System Rating Exercise and Rating Assignment Rating by External Rating Agencies |
| Portfolio Credit Risk | Systematic Risk Unsystematic/ idiosyncratic/Diversifiable Risk Concentration Risk Correlation Risks |
| Credit Risk Models | Uses of Credit Models Types of Models |
| Measurement of Credit Risk | Probability of Default (PD) Methods for Estimating PD Exposure at Default Loss Given Default (LGD) Portfolio Assessment of Credit Risk Risk Adjusted Return on Capital (RAROC) Application of the Concept of Economic Capital in the RAROC Model Uses of RAROC Risk-Based Pricing Methods of Risk-Based Pricing |
| Credit Derivatives | What is a Credit Derivative? Protection Buyer Protection SellerAdvantages to the Protection Buyer Advantages to the Protection Seller Credit Events Payout Credit Default Swap Total Return Swap (TRS) Credit Options Credit-Linked Notes |
| Risk Management Module C | |
| Topics | Subtopics |
| Market Risk | What is Market Risk? Trading Portfolio in a Bank Interest Rate Risk Equity Price Risk Foreign Exchange Risk Commodity Price Risk Liquidity Risk Credit and Counterparty Risks Model Risk Market Risk Management Framework Organizational Structure to Manage Market Risk Organizational Structure for Trading Activity Risk Management Strategy Policies and Procedures |
| Fixed Income Securities | What is a Bond? Government of India in the Bond Market Bond Market in India Bond Valuation |
| Measurement of Interest Rate Risk | Measurement of Interest Rate risk Sensitivity approach Price value of a Basis point method Computation of portfolio PVBP Hedging using basis point value Other uses of PVBP Duration Definition of duration Properties of duration Portfolio duration Modified Duration and Price elasticity of interest rate Price volatility characteristics of Bonds Convexity Bond portfolio management. |
| Value at Risk | Historical background Definitions of VaR Assumptions for calculation of VaR Building blocks of VaR VaR methodology Comparison of different methodologies to compute VaR Comparative advantages and disadvantages of various methods to compute VaR Limitations of VaR Extreme Value Theory Stress Test Back testing of VaR models |
| Risk Management Module D | |
| Topics | Subtopics |
| Operational Risk and Operational Risk Management Framework | Developments Giving Rise to Increasing Operational Risk Peculiarity of Operational Risk Definition of Operational Risk Operational Risk Culture Operational Risk Organizational Framework Policy Guidelines and Strategic Approach Operational Risk Identification Process Assessment of Operational Risk |
| Collection of Internal Loss Data and External Loss Data | Collection of Loss Data Minimum Loss Data Standard Specific Criteria on Loss Data Identification Collection and Treatment Near-Misses and Opportunity Costs External Loss Data Root-Cause Analysis |
| Risk and Control Self-Assessment (RCSA) & Key Risk Indicator (KRI) | RCSA Process Defining Inherent Risk Study of Effectiveness of Control Computation of Risk Zone Color-Coded Risk Levels Key Risk Indicators Various Forms of KRI Selecting KRIs Risk Appetite Scenario Analysis Uses of KRIs |
| Technology Risk | Basic Principles of Information Security Information Security Governance Organizational Structure Roles and Responsibilities Critical Components of Information Security Security Measures Against Malware Patch Management Change Management Audit Trails Information Security Reporting and Metrics In-formation Security and Critical Service Providers/Vendors Network Security Remote Access Distributed Denial of Service Attacks (DDoS/DoS) Implementation of ISO 27001 Information Security Management System Wireless Security Business Continuity Considerations Information Security Assurance General Information Regarding Delivery Channels Emerging Technologies and Information Security Implementation of Recommendations of the Working Group on Information Security Electronic BankingTechnology Risk Management and Cyber Frauds |
| Corporate Governance | Corporate Governance Definition Corporate Governance – Banking Industry Perspective Basel Committee and Corporate Governance Importance of Risk Management in Corporate Governance Benchmarking Risk Governance |
| Climate Risk and Sustainable Finance | Climate Situation in India Basel Committee and Climate Risk Climate Risk Unique Characteristics of Climate Change and Implication Financial Risks Emerging from Climate Related Risk Climate Risk Management Framework Green Finance for Sustainable Development |
| Risk Management Module E | |
| Topics | Subtopics |
| Why Do Banks Need Regulation? | Need for Regulation of Banks Banking Regulation and Supervision Banking Regulation and Supervision in India Global Banking Regulation Basel Committee on Banking Supervision The Concordat Basel-I Accord Basel Committee Amendment 1996 Basel II Accord |
| Global Financial Crisis and Basel III | Regulatory Shortcomings and Regulatory Reform Response of Basel Committee to Global Financial Crisis |
| Regulatory Capital and Capital Adequacy | Bank Capital: An Accounting Residual Why Bank Needs Capital Should Regulator Prescribe Minimum Capital for Banks? Basel III Capital Regulation Standardized Approach – Capital Charge for Credit Risk Off-Balance Sheet Items Total Counterparty Risk External Credit Assessments Applicability of ‘Issue Rating’ to Issuer/Other Claims Credit Risk Mitigation Internal Rating Based Approach |
| Capital Allocation Against Market Risk | Scope and Coverage of Capital Charge for Market Risks Measurement of Capital Charge for Interest Rate Risk |
| Capital Charge for Operational Risk | Definition of Operational Risk The Measurement Methodologies The Basic Indicator Approach The Standardized Approach Advanced Measurement Approach Shortcomings of Present Approaches for Calculating Capital Requirement for Operational Risk New Standardized Approach Business Indicators Risk Weighted Assets Technical Guidance Note on Minimum Capital Requirements for Operational Risk Supervisory Review Process, and Internal Capital Adequacy Assessment Process (ICAAP) Objective of Pillar 2 Supervisory Process ICAAP Principles Definitions Coverage by ICAAP The Structural Aspects of the ICAAP Risk Appetite Actual and Target Risk Structure Identifying, Measuring, Monitoring and Reporting of Risk Internal Control Submission of the Outcome of the ICAAP to the Board and the RBI ICAAP to be an Integral part of the Management and Decision-Making Culture The Principle of Proportionality Regular Independent Review and Validation ICAAP to be a Forward-Looking Process ICAAP to Include Stress Tests and Scenario Analyses Identifying and Measuring Material Risks in ICAAP Capital Planning Capital Allocation |
| Stress Testing | Stress Testing Part of ICAAP Objective Stress Testing Process Sensitivity Analyses Scenario Analyses Reverse Stress Testing Stress Testing Framework Single Factor Stress Tests Classification of Banks for the Purpose of Stress Testing Prompt Corrective Action (PCA) Framework for Scheduled Commercial Banks Criteria for PCA |
| Market Discipline | General Definition Achieving Appropriate Disclosure Interaction with Accounting Disclosures Validation Materiality Proprietary and Confidential Information General Disclosure Principle Regulatory Disclosure Section |
| Basel III Buffers, Liquidity Ratios, Leverage Ratio | Objectives of Capital Buffers Capital Conservation Buffer Framework Counter – Cyclical Capital Buffer Domestic Systemically Important Banks Leverage Ratio Liquidity Standards Net Stable Funding Ratio |
| Risk Based Supervision | Background Reserve Bank of India Initiatives Bank Supervision Process in India Supervisory Approach Features of an Effective bank Supervisory Framework Benefits of Risk Based Supervision Supervisory Methods/Tools |
| Risk Based Internal Audit | What is Risk Based Auditing Objective of Risk Based Internal Audit Board and Management Oversight Audit Policy Functional Independence Identification of Auditable Units Conduct Risk Assessment Risk ProfileCommunication |
| Risk Management Module F | |
| Topics | Subtopics |
| Derivatives and Risk Management | What is Derivative? Features of Derivatives Over the Counter vs Exchange Traded Derivative Uses of Derivatives Misuse of Derivative Major Types of Derivatives Long and Short Position Derivative Markets in India |
| Forward Contract | Definition and Characteristics Advantage of Entering Forward Contract Problems Associated with Forward Contract Pay-off on a Forward Contract Pricing the Underlying Benefits and Costs of Holding Assets The Concept of Price and Value of a Forward Contract Forward Rate Agreement |
| Futures | What is a Futures Contract? Futures Contract vs Forward Contract Performance of contract The Clearing House Margin A/c Relationship between Spot Price and Future Price DeliveryCash Settlement Pricing of Future Contracts Contango vs Normal Backwardation Interest Rate Future |
| Options | Definition Option Terminology Call Option Put Option Pricing of Option Interest Rate Options |
| SWAP | Definition Characteristics of SWAP SWAP Terminology Types of SWAP Interest Rate Swap Calculating Interest Rate Swap Cash Flows Uses of Interest Rate Swap Swaptions |
| APPENDIX: Statistical Concepts | Statistical Measures Frequency Distribution Measures of Central Tendency Measures of Dispersion Measures of Skewness Measures of Kurtosis Measures of Correlation Measures of Regression Expected Return Average of Ratios RiskAverage Growth Rate Portfolio Diversification Beta Performance Evaluation |
| Probability Theory | Probability Conditional Probability Random Variable Distribution Function Expectation and Standard Deviation Binomial Distribution Poisson Distribution Normal Distribution Credit Risk Value at Risk (VaR) Option Valuation |
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CAIIB Central Banking Syllabus
Below, we have explained the syllabus of Central Banking of CAIIB in detail.
| Central Banking Module A | |
| Topics | Subtopics |
| Theory and Practice of Central Banking: Evolution | Global Evolution of Central Banks Reasons for Proliferation of Central Banks Conflicting Role and Responsibilities of Central Banks Development of Central Banks in Developed and Developing Countries |
| Functions of Central Banks | Banker to Government Banker to Banks Lender-of-Last-Resort Monetary Policy Functions Currency Issue and Management Payment and Settlement Systems Maintaining Internal Value of Money Maintenance of the External Value of Currency Regulation, Facilitation and Supervision of Financial System Financial Stability Promotional Functions to Support Growth and Other National Objectives Development of Financial Markets and Institutions Central Bank Communication Policies |
| Contemporary Issues in Central Banking | Autonomy and Independence of a Central Bank Credibility of a Central Bank Accountability of a Central Bank Transparency in Central Bank Operations Conflict with Fiscal Policies |
| Central Banking Module B | |
| Topics | Subtopics |
| Reserve Bank of India | Reserve Bank of India: Organizational Evolution Reserve Bank of India: Structure and Governance Reserve Bank of India: Major Organizational and Functional Developments Over Time RBI Act 1934: Salient Features Some Comments Central Banking: Indian Specific Issues Banking Regulation Act Foreign Exchange Management Act (FEMA) The Banking Ombudsman Scheme, 2006 Financial Sector Reforms Other Financial Regulators and Division of Functions Institutions Set up by RBI |
| Financial Inclusion and Development | Impediments in the process of achieving financial inclusion Role of policy interventions: Mandates and Subventions on building an appropriate institutional and financial structure based on digital technology Focus on payment and settlement systems vs Focus on extension of credit Some Issues and their possible resolution Financial InclusionFinancial Inclusion Plans |
| Central Banking Module C | |
| Topics | Subtopics |
| Monetary Policy | Monetary Policy: Theoretical Underpinnings Objectives of Monetary Policy Reconciling Dual Objectives Monetary Policy Rules The Vexed Issue: Rules vs Discretion Indicators of Policy Instruments of Policy Statutory Liquidity Ratio (SLR) Selective Credit Controls Policy Transmissions Mechanisms and Channels Transmission Channels An Evaluation of the Transmission Channels Transparency of Policies Lags in Policy Process of Monetary Policy Formulation in India Conduct of Monetary Policy in the Wake of Net Large Capital Inflows during the 2000s Recent Initiatives for Further Strengthening Monetary Policy Formulation |
| Credit Policy | Theoretical Underpinnings Credit Policy in Practice Nominal versus Real Credit Credit Allocation Mechanisms Instruments of Credit Control Margin Requirements Rationing of Credit (Credit Ceiling) Credit Pricing (Setting Bank’s Lending Rates) |
| Fiscal-Monetary Relations | Monetary-Fiscal Relations: India Striking Balance between Inflation and Growth: Recent Initiatives Finances of Central and State Governments: Recent Trends Central Government Finances in 2020-21 Central Government Finances in 2021-22 State Finances in 2021-22 Constitution of Finance Commission Recommendations of the Fifteenth Finance Commission Grants-In-Aid; Fiscal Roadmap/Rules Fiscal Road Map Recommended by the 15th Finance Commission |
| Liquidity Management in the System | Theoretical Framework underlying LAF Genesis and Evolution of Liquidity Adjustment Facility Review of LAF based on the Report of the Expert Committee to Revise and Strengthen Monetary Policy Framework Revised Framework of LAF based on the recommendations of IWG Operational Strategies in Managing LAF Underlying Instruments for the conduct of LAF Guiding Principles for the conduct of LAF Structuring of Open Market Operations Other salient features of the Revised LAF Liquidity Management during Covid-19: Initiatives undertaken by Reserve Bank of India Money Markets: Liquidity conditions Government Securities Market and the Risk-Free Curve Corporate Bond Market: Liquidity Conditions Equity Markets: Liquidity Conditions Severity of the Pandemic and the RBI initiatives Recent measures announced by RBI on 08 April, 2022 as part of Monetary Policy |
| Central Banking Module D | |
| Topics | Subtopics |
| Management of Foreign Exchange Reserves | Legal Framework Risk Management Operational Risk and Control SystemTransparency and Disclosures Recent Developments in the Movement of Foreign Exchange Reserves Sources of Accretion to Foreign Exchange Reserves Adequacy of ReservesManagement of Gold Reserves Investment Pattern of the Foreign Currency Assets (FCA) Other Related Aspects |
| Constituents of Indian Financial System Structure | Genesis of Financial Market Development Structure and Growth of Financial Markets in India Money Market Government Securities Market Foreign Exchange Market Reform/Post-Reform Period (1990s to 2010) Foreign Exchange Markets: Post Reform Period Financial Benchmarks – Transparency & Governance Framework Roadmap for LIBOR Transition |
| Central Banking Module E | |
| Topics | Subtopics |
| Evolution of Regulation and Supervision | Genesis and Evolution of Regulation and Supervision: Some Theoretical Underpinnings Global Backdrop Interactions of Monetary Policy and Regulatory and Supervisory Policies Integration Vs Separation of Monetary Regulatory and Supervisory Functions – Recent Perspectives Genesis of Bank Regulation and Supervision in India Conduct of Monetary Policy Compatibility with Regulatory and Supervisory Role: The Indian Perspective |
| Development, Regulation and Supervision and Recent Performance of Scheduled Commercial Banks | Evolution and Development of Commercial Banks Initial Years (1950 to 1969) Strengthening and Consolidation of Commercial Banks (1969-1991) Rapid Strides in the Development the Banking Sector following the Financial Reforms Process Ushered in the 1990’s Prudential Requirements for bank supervision Submission of Returns on Liquidity Risk, Interest Rate Risk, and Currency Risk Risk Management in Banks Regulatory Policies for Scheduled Commercial Banks Supervision of Scheduled Commercial Banks Recent Operations and Performance of Scheduled Commercial Banks Developments in the Banking Sector 2021 in Brief |
| Development, Regulation and Supervision of Co-Operative Banks | Growth of Cooperative Banking System Regulatory Framework for Co-operatives: Duality of Control Strengthening of the Financial Position of the UCBs Strengthening of the Supervisory System Related to UCBsCooperative Banks: Recent Developments Implementation Status of Goals Strengthening Regulatory Framework Major Developments |
| Financial Stability | Global Economic Crisis and its implications for Central Banks Financial Stability: An Overview Risks to Financial Stability Early Warning Signals and Remedial action Liquidity Management in Banks The Basel Norms for Bank supervision Progress in the implementation of Basel II Norms Progress in the implementation of Basel III Norms RBI Perspective on moving towards Basel III Implementation Effect of Liberalization and Globalization on Financial Stability Conduct of monetary policy in the context of Liberalisation and Globalization Growing trend towards transparency, co-operation and best practices in a globalized environment Role of consultative approach Linkage to International Financial Stability International Standards and Codes Role of Supervisor under Basel II and Basel III |
| Central Banking Module F | |
| Topics | Subtopics |
| Non-Banking Financial Institutions: Development, Regulation and Supervision | Conditions for Companies to Register as NBFCs with the Reserve Bank of India NBFCs Registered with Other Regulatory Bodies Classification of NBFCs under Broad Categories Growth of NBFC Sector and the Need for Prudence The Role of the Reserve Bank of India in the Development of NBFCs Regulatory Policies for NBFCs: Scale-Based Regulatory Framework Special Liquidity Scheme (SLS) for Non-Bank Financial Companies (NBFCs) / Housing Finance Companies (HFCs) Aligning Regulatory Framework for HFCs with NBFCs Lowering of Secured Debt Limit for NBFCs under SARFAESI Act Declaration of Dividend by NBFCs Supervisory Policies for NBFCs Appointment of Auditors in Regulated Entities Prompt Corrective Action (PCA) Framework for NBFCs Impact of Pandemic on NBFC Sector. |
| Role of Primary Dealers in the Government Securities Market: Development, Regulation and Supervision | Evolution of PDs Eligibility Conditions for PDs Role and Responsibilities of PDs Liquidity Support from RBI Operations and Performance of PDs Financial Performance of SPDs Operational Guidelines, Regulatory and Supervisory Provisions Governing Primary Dealers Investment Guidelines Capital Adequacy and Risk Management |
| APPENDIX | Important Committees Set up by RBI Major International Financial Institutions: Genesis, Objectives and Functions A Note on Crypto Currencies & CBDC (Central Bank Digital Currency) RBI Discussion Paper / Report on Sustainable Finance Glossary of Central Banking Terms |
Looking to ace the exam? Check out our expert tips for CAIIB preparation to give your studies the right direction.
CAIIB vs JAIIB Syllabus 2026: Key Differences & Overlaps
- The CAIIB syllabus delves deeper into advanced topics and specialized areas, while JAIIB syllabus includes fundamental banking concepts .
- Some concepts introduced in JAIIB are expanded upon and explored in greater depth in the CAIIB syllabus.
Here is the common syllabus of CAIIB and JAIIB:
| CAIIB and JAIIB Syllabus Comparison | |
| Subject | Common Topics |
| CAIIB BRBL and JAIIB PPB | SARFAESI Act Debt Recovery Tribunals Contract of Indemnity Contract of Guarantee Contract of Bailment Partnership Firms Consumer Protection Act, 2019 |
| CAIIB BFM and JAIIB IE&IFS | Derivative Products – Forward, Futures, Options & Swaps FinTech Credit Default Swaps Globalization American Depository Receipt (ADR) Global Depository Receipt (GDR) Cash Reserve Ratio (CRR) Statutory Liquidity Ratio (SLR) Liquidity Adjustment Facility (LAF) Payment and Settlement Systems |
| CAIIB ABFM and JAIIB AFM | Concept of Share Capital Concept of Accounting Ratios Concept of Discounting of Cash Flows Concept of FOREX Concept of Cost of Capital Concept of Investment Appraisal |
| CAIIB BRBL & BFM and JAIIB RBWM | SARFAESI Act Tax Planning NEFT RTGS Income Recognition Asset Classification Market Risk Operational Risk Debt Recovery Tribunal |
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- Important Topics of ABM
- Important Topics of BFM
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Final Notes
We have provided a detailed explanation of the CAIIB exam syllabus, covering both compulsory and elective papers.
Understanding the syllabus is an essential first step in your preparation. It helps you focus on the right topics and allocate your time effectively. With a clear idea of the exam structure, you can plan your studies better and avoid unnecessary stress.
We hope this article helps you streamline your preparation and optimize your efforts. By following a well-structured strategy, you can confidently tackle the CAIIB papers and achieve success.
