The JAIIB exam, conducted twice a year by the IIBF, is a valuable stepping stone for your banking career. However, before you start your preparation, learning about the JAIIB pattern is crucial. This will help you understand the subjects, number of questions asked, marking scheme, duration, etc, maximizing your chances of qualifying the JAIIB exam in one attempt.
JAIIB Pattern 2024
The JAIIB exam consists of 4 subjects:
- Indian Economy and Indian Financial System (IE&IFS)
- Principles and Practices of Banking (PPB)
- Accounting and Financial Management for Bankers (AFM)
- Retail Banking and Wealth Management (RBWM)
Each paper has 100 questions worth a total of 100 marks, and you have 2 hours for each paper.
We have summarized the above information in the table below.
| Paper | Questions | Marks | Duration |
| Paper 1: Indian Economy and Indian Financial System (IF and IFS) | 100 | 100 | 2 hours |
| Paper 2: Principles and Practices of Banking (PPB) | 100 | 100 | 2 hours |
| Paper 3: Accounting and Financial Management for Bankers (AFM) | 100 | 100 | 2 hours |
| Paper 4: Retail Banking and Wealth Management (RBWM) | 100 | 100 | 2 hours |
- Important Topics
- Expected Questions
- Previous Year Papers
Now, let’s take a look at some additional details like mode, marking scheme, negative marking, and duration.
JAIIB Pattern: Additional Details
- The JAIIB exam is held online, and the type of questions are multiple-choice.
- There is no negative marking for wrong answers.
- You can choose between Hindi or English language.
- Each paper is held on different dates.
- The cut-off for each paper is 50%, i.e., 50 marks out of 100.
- Each paper consists of 50 questions of 0.5 marks, 25 questions of 1 mark, and 25 questions of 2 marks.
Below, we have summarized the above information.
| JAIIB Exam Pattern Additional Details | |
| Mode | Online (MCQs) |
| Language | Hindi or English |
| Questions | 100 per paper |
| Marks | 100 per paper |
| Cut-Off Marks | 50 marks out of 100 (for each subject) |
| Marking Scheme | 50 questions of 0.5 marks each 25 questions of 1 mark 25 questions of 2 marks |
| Negative Marking | No negative marking |
| Duration | 2 hours per paper |
- Important Topics
- Expected Questions
- Previous Year Papers
JAIIB Passing Criteria
Candidates must meet the qualifying criteria below to clear the JAIIB examination.
- The minimum mark required to pass in each subject is 50 out of 100.
- Candidates securing at least 45 marks in each subject with an aggregate of 50% marks in all subjects of the examination in a single attempt will also be declared as having completed the examination.
- Candidates will be allowed to retain credits for the subject they have passed in an attempt till the expiry of the time allotted for passing the examination.
JAIIB Exam Class of Pass Criteria
Here is the class of pass criteria for the JAIIB exam:
First Class
To be awarded a First Class, you need to meet the following requirements:
- Secure an aggregate score of 60% or higher across all subjects.
- Pass all subjects in your FIRST PHYSICAL ATTEMPT.
First Class with Distinction
This is the highest distinction awarded on the JAIIB exam. To achieve it, you must:
- Earn an aggregate score of 70% or higher.
- Score at least 60% in each subject.
- Pass all subjects in your FIRST PHYSICAL ATTEMPT.
Having acquainted yourself with the JAIIB 2024 exam pattern, let’s explore its syllabus to prepare effectively.
JAIIB Syllabus 2024
The JAIIB exam syllabus consists of four papers, each further divided into four modules. The JAIIB 2024 exam syllabus is given below:
| Paper | Module | Syllabus |
| Paper 1 Indian Economy and Indian Financial System (IE&IFS) | Module A | Indian Economic Architecture |
| Module B | Economic Concept Related to Banking | |
| Module C | Indian Financial Architecture | |
| Module D | Financial Products and Services | |
| Paper 2 Principles and Practices of Banking (PPB) | Module A | General Banking Operations |
| Module B | Functions of Banks | |
| Module C | Banking Technology | |
| Module D | Ethics in Bank & Financial Institutions | |
| Paper 3 Accounting & Financial Management for Bankers (AFM) | Module A | Accounting Principles and Processes |
| Module B | Financial Statement and Core Banking Systems | |
| Module C | Financial Management | |
| Module D | Taxation and Fundamental of Costing | |
| Paper 4 Retail Banking and Wealth Management (RBWM) | Module A | Retail Banking |
| Module B | Retail Products and Recovery | |
| Module C | Support Services – Marketing of Banking Services/Products | |
| Module D | Wealth Management |
- Important Topics
- Expected Questions
- Previous Year Papers
Conclusion
We hope you now have a clear understanding of the JAIIB exam pattern. With this knowledge, you can start your preparation journey with confidence. If you still have questions, check out our FAQs section.
