The JAIIB exam pattern is an essential part of your preparation for the JAIIB exam. Understanding the pattern helps you get familiar with the subjects, number of questions, marking scheme, and exam duration. This knowledge can make a big difference in your preparation and boost your chances of passing the JAIIB exam in your first attempt.
Let’s take a closer look at the JAIIB exam pattern so you can prepare more effectively and with confidence.
JAIIB 2025 Exam Structure: Attempts, Time Limits & Subject-wise Marks
The IIBF JAIIB exam consists of 4 subjects:
- Indian Economy and Indian Financial System (IE&IFS)
- Principles and Practices of Banking (PPB)
- Accounting and Financial Management for Bankers (AFM)
- Retail Banking and Wealth Management (RBWM)
Each paper has 100 questions worth a total of 100 marks, and you have 2 hours for each paper.
We have summarized the above information in the table below.
| JAIIB Exam Pattern Details | |||
| Paper | Questions | Marks | Duration |
| Paper 1: Indian Economy and Indian Financial System (IF and IFS) | 100 | 100 | 2 hours |
| Paper 2: Principles and Practices of Banking (PPB) | 100 | 100 | 2 hours |
| Paper 3: Accounting and Financial Management for Bankers (AFM) | 100 | 100 | 2 hours |
| Paper 4: Retail Banking and Wealth Management (RBWM) | 100 | 100 | 2 hours |
- Important Topics
- Expected Questions
- Previous Year Papers
Now, let’s take a look at some additional details like mode, marking scheme, negative marking, and duration.
JAIIB 2025 Key Changes: Negative Marking, Language Options & Online Mode
- IIBF conducts the JAIIB exam online, and you answer multiple-choice questions.
- There is no negative marking for wrong answers.
- You can choose between Hindi or English language.
- Each paper is held on different dates.
- The cut-off for each paper is 50%, i.e., 50 marks out of 100.
- Each paper consists of 50 questions of 0.5 marks, 25 questions of 1 mark, and 25 questions of 2 marks.
Below, we have summarized the above information.
| JAIIB Exam Pattern Additional Details | |
| Mode | Online (MCQs) |
| Language | Hindi or English |
| Questions | 100 per paper |
| Marks | 100 per paper |
| Cut-Off Marks | 50 marks out of 100 (for each subject) |
| Marking Scheme | 50 questions of 0.5 marks each 25 questions of 1 mark 25 questions of 2 marks |
| Negative Marking | No negative marking |
| Duration | 2 hours per paper |
Wondering if you qualify for the exam? Learn about the JAIIB eligibility requirements to see if you’re ready to register.
- Important Topics
- Expected Questions
- Previous Year Papers
JAIIB 2025 Passing Criteria: Minimum 50% Score & Attempt Limits
Candidates must meet the qualifying criteria below to clear the JAIIB examination.
- The minimum marks required to pass in each subject is 50 out of 100.
- If you score at least 45 marks in each subject with an aggregate of 50% marks across all subjects in a single attempt, you qualify.
- You can retain credits for the subjects you pass in an attempt until the time allotted for passing the examination expires.
JAIIB 2025 Grading System: First Class vs. Distinction
Here is the class of pass criteria for the JAIIB exam:
First Class: 60-65% Score & Career Growth Benefits
To be awarded a First Class, you need to meet the following requirements:
- Secure an aggregate score of 60% or higher across all subjects.
- Pass all subjects in your FIRST PHYSICAL ATTEMPT.
First Class with Distinction: 65%+ Score & Salary Impact
This is the highest distinction awarded on the JAIIB exam. To achieve it, you must:
- Earn an aggregate score of 70% or higher.
- Score at least 60% in each subject.
- Pass all subjects in your FIRST PHYSICAL ATTEMPT.
Having acquainted yourself with the JAIIB 2024 exam pattern, let’s explore its syllabus to prepare effectively.
JAIIB Exam Syllabus 2025 Quick Overview
The JAIIB exam syllabus consists of four papers, each further divided into four modules. The JAIIB exam syllabus is given below:
| JAIIB Exam 2025 Syllabus | ||
| Paper | Module | Syllabus |
| Paper 1 Indian Economy and Indian Financial System (IE&IFS) | Module A | Indian Economic Architecture |
| Module B | Economic Concept Related to Banking | |
| Module C | Indian Financial Architecture | |
| Module D | Financial Products and Services | |
| Paper 2 Principles and Practices of Banking (PPB) | Module A | General Banking Operations |
| Module B | Functions of Banks | |
| Module C | Banking Technology | |
| Module D | Ethics in Bank & Financial Institutions | |
| Paper 3 Accounting & Financial Management for Bankers (AFM) | Module A | Accounting Principles and Processes |
| Module B | Financial Statement and Core Banking Systems | |
| Module C | Financial Management | |
| Module D | Taxation and Fundamental of Costing | |
| Paper 4 Retail Banking and Wealth Management (RBWM) | Module A | Retail Banking |
| Module B | Retail Products and Recovery | |
| Module C | Support Services – Marketing of Banking Services/Products | |
| Module D | Wealth Management | |
To kickstart your preparation, check out the JAIIB syllabus for a detailed overview of the subjects and topics you’ll need to focus on.
- Important Topics
- Expected Questions
- Previous Year Papers
Final Thoughts on JAIIB Pattern 2025
We hope you now have a clear understanding of the JAIIB exam pattern. With this knowledge, you can start your preparation journey with confidence. If you still have questions, check out our FAQs section.
