JAIIB PPB is the largest and the most time-consuming subject of JAIIB exam, with around 53 chapters to cover. But how would you cover the PPB syllabus which is so extensive, considering the time constraints? Don’t worry one bit, we have your back!
With a practical and time saving JAIIB PPB preparation strategy outlined in this article, you can score 50+ marks in PPB paper of JAIIB. Below, you’ll find high-weightage topics, chapters and modules which you should focus on strengthening your JAIIB preparation in general and PPB in particular.
JAIIB PPB Preparation Strategy
Before getting started with the PPB preparation strategy, please note that the PPB syllabus was revised in the JAIIB exam in 2023. To check the updated PPB exam syllabus in detail, read the JAIIB Syllabus article.
1. Identifying the Important Topics for PPB JAIIB
The first step of your PPB preparation strategy is identifying high-weightage topics. To identify these, we have analyzed the PYQs of PPB. Based on our analysis, here are the most important topics.
| Most Important Topics of PPB Module A | |
| Chapters | Important Topics |
| Banker Customer Relationship | Requirements to be Called a Bank |
| AML KYC Guidelines | Money Laundering |
| Opening Accounts of Various Types of Customers | Accounts of Other Customers |
| Operational Aspects of Deposit Accounts | Inoperative Accounts & Unclaimed Deposits |
| Operational Aspects of Deposit Accounts | Salient Features of Deposit Accounts |
| Operational Aspects of Handling Clearing/Collection/Cash | Security Measures at Branches & ATMs |
| Bankers’ Special Relationship | Banker’s Lien |
| Foreign Exchange Remittance Facilities for Individuals | Outward Remittances |
| Operational Aspects of NRI Busin | Permitted A/Cs in India for NRIs & PIOs |
| Ancillary Services | Safe Deposit Lockers |
| Ancillary Services | Demand Draft |
| Operational Aspects of Deposit Accounts | Garnishee Order |
| Most Important Topics of PPB Module B | |
| Chapters | Important Topics |
| Principles of Lending, Different Types of Borrowers and Types of Credit Facilities | Types of Borrowers |
| Appraisal and Assessment of Credit Facilities | Assessment of Working Capital and Term Loans |
| Operational Aspects of Loan Accounts | Credit Monitoring |
| Types of Collaterals and Their Characteristics | Types of Securities |
| Types of Collaterals and Their Characteristics | Advance Against Life Insurance Policy |
| Different Modes of Charging Securities | Types of Charges |
| Types of Collaterals and Their Characteristics | Loan Against Term Deposit |
| Different Modes of Charging Securities | Essentials of a Contract |
| Important Laws Relating to Recovery Of Dues | Insolvency & Bankruptcy Code, 2016 |
| Different Modes of Charging Securities | Contract Consideration |
| Most Important Topics of PPB Module C | |
| Chapters | Important Topics |
| Essentials of Bank Computerisation | Networking Technologies in Bank |
| Alternate Delivery Channels – Digital Banking | Electronic Banking |
| Alternate Delivery Channels – Digital Banking | Automated Teller Machine |
| Data Communication Network and EFT Systems | Data Communication Networks |
| Data Communication Network and EFT Systems | Automated Clearing System |
| Data Communication Network and EFT Systems | Emergence of Electronic Payment System in India |
| Digital Payment Systems – NPCI | Electronic Clearing Systems in India |
| Digital Payment Systems – NPCI | National Payment Corporation of India |
| Impact of Technology Adoption and Trends in Banking Technology | Emerging Technology Trends in Banking |
| Security Considerations and Mitigation Measures in Banks | Information System Security |
| Most Important Topics of PPB Module D | |
| Chapters | Important Topics |
| Ethics, Business Ethics & Banking: An Integrated Perspective | Ethics & Business Values |
| Ethics, Business Ethics & Banking: An Integrated Perspective | Ethical Foundation of Banking |
| Ethics, Business Ethics & Banking: An Integrated Perspective | Ethics in Indian Context |
| Ethics, Business Ethics & Banking: An Integrated Perspective | Ethical Foundation of being Professional |
| Ethics at the Individual Level | Personal Ethics & Business Ethics |
| Ethics at the Individual Level | Ethical Dilemmas |
| Ethical Dimensions: EmPloYees | Managing Conflict of Interest |
- Important Topics
- Expected Questions
- Previous Year Papers
2. Identifying Important Modules of PPB for JAIIB
The next step would be to determine which modules you should prioritize.
Based on the analysis of PPB PYQs, here is what you should do:
- Start with Modules A and B
The maximum number of questions usually come from Modules A and B (more than 60 to 65%). So, while preparing for the PPB paper, it is highly recommended to start with Modules A and B.
Generally case studies are asked from these modules. Also, you may see both single-line and multi-statement questions. As long as your concepts are clear and you have in-depth knowledge, you can easily answer questions from modules A and B.
- Don’t Skip Modules C and D
The modules C and D carry 30-35% weightage.
Skipping modules C and D just because their weightage is lower than modules A and B would not be a smart decision. Afterall, What would you do if the questions from modules A and B are too tough?
By covering the fundamental concepts of modules C and D, you will be able to answer the questions from these modules. This will not only help you qualify but qualify with good marks.
Note. You can skip numericals if you are short on time as not many are asked in the PPB exam. However, if you still wish to cover the numericals, you can practice the ones related to KCC (Kisan credit card), working capital and operating cycles.
The next step would be to identify the top resources for your PPB preparation.
3. Important Books for PPB Preparation
Here are the best books and sources to prepare for the PPB paper:
| Best Books and Sources for PPB Preparation | ||||
| SNo. | Books | Author | Publisher | Buy Here |
| 1 | Principles & Practices of Banking | IIBF | Macmillan | Buy Online |
Note. Several topics in this book have been taken from the RBI circular. So, if you’re referring to IIBF’s book for PPB preparation, don’t forget to keep an eye on the RBI circular for the latest information.
- Important Topics
- Expected Questions
- Previous Year Papers
Other Recommended Sources
Below are the other recommended sources that can help you further enhance your preparation.
- IIBF e-Learning Portal
IIBF offers an e-learning portal where you can access digital study material, online courses, and mock tests to prepare for the PPB paper. This is an excellent resource to enhance your understanding of the exam topics.
- Online Learning Platforms
There are multiple online learning platforms that offer PPB courses. These platforms offer a wide range of study materials, interactive lessons, practice quizzes, mock tests, and guidance from experienced educators.
- YouTube Videos
EduTap JAIIB YouTube channel provides free insightful tutorials and explanations on important PPB topics, allowing you to understand complex PPB topics through quality video lectures.
After getting familiar with the important books and resources, let’s understand the timetable for the JAIIB PPB preparation.
4. Study Plan cum time Table for PPB Preparation
The next step would be to make an easy-to-follow timetable to make your preparation easy and more effective.
| Principles and Practices of Banking (PPB) Time Table & Study Plan | ||
| Module | Time | Instructions |
| Module A: General Banking Operations | 15 Hours | Easy and scoring Module. A clear understanding of the topics is a must. |
| Module B: Functions Of Banks | 12 Hours | Multiple revisions of the important topics A clear understanding of the topics is a must. |
| Module C: Banking Technology | 8 Hours | Technical topics Need to have basic knowledge of ICT |
| Module D: Ethics In Banks And Financial Institutions | 10 Hours | Understanding of the topic is important Relate the theory with your day-to-day experience |
| Total | 45 Hours | |
Note. Read the Summaries, keywords and MCQs for all chapters form IIBF’s book.
Here is a detailed video explaining the preparation strategy for PPB:
5. Tips for JAIIB PPB Preparation
The last step would be to keep the following tips to keep in mind when preparing for the JAIIB PPB exam:
- Take short breaks (5-10 minutes) between study sessions.
- Invest more time in preparation on weekends.
- To make your preparation easier, you can sign up for crash courses.
- Previous year MCQs are often repeated. Therefore, referring to PYQs can help you score better.
- Attempt as many mock tests as you can. This will help you identify any potential issues and attempt the final exam with confidence.
- Important Topics
- Expected Questions
- Previous Year Papers
Note:
If you’re looking for a comprehensive solution that increases your chances of clearing the JAIIB PPB exam, you can opt for EdutTap’s: JAIIB PPB Master Course.
It comes with recorded and live sessions, concepts, notes, solved PYQs, and multiple mock tests. In addition, you can connect with our mentors if you need answers to your queries.
Conclusion
This preparation strategy can help you prepare important topics, chapters, and modules of the JAIIB PPB paper. However, make sure you follow the timetable and invest a few hours daily to complete the syllabus timely.
