Analyzing the JAIIB previous year question papers can significantly increase your chances of qualifying JAIIB. JAIIB Previous year questions help you understand the question pattern, the latest trends, learn time management, assess your preparation, and thus boost your confidence.
This article includes the latest JAIIB previous year question papers PDFs that you can download instantly. You will also find PYQ analysis and important topics identified by our experts to aid your preparation.
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JAIIB Previous Years Papers Analysis
Here’s a brief subject-wise analysis of the JAIIB previous year question papers of June 2024 and October 2023:
JAIIB IE & IFS Previous Year Question Paper Analysis
Here’s the JAIIB IE & IFS PYQ analysis for the June 2024 and October 2023 session:
- Most of the questions (nearly 40%) are asked from Module D.
- The remaining questions are distributed among Modules A, B and C (nearly 20% from each).
- For June 2024 – The overall difficulty level of the exam was moderate.
- For October 2023 – The overall difficulty level of the exam was moderate to difficult.
- The best source to prepare for IE & IFS is the book published by Macmillan Education, as almost 95% of the questions are derived from this book.
JAIIB IE & IFS Important Topics
Based on the PYQ analysis, here are the most important topics for JAIIB IE & IFS:
| JAIIB IE & IFS Most Important Topics Module A | |
| Chapters | Important Topics |
| Sectors of the Indian Economy | Sectors of Indian Economy |
| Role of Priority Sector and MSME in the Indian Economy | PSL Norms and MSME Classification |
| Role of Priority Sector and MSME in the Indian Economy | Initiatives related to MSMEs |
| Infrastructure including Social Infrastructure | Types of Infrastructure and related Government initiatives |
| Globalisation – Impact on India | Globalisation and De-Globalisation |
| Economic Reforms | Reforms in India in 1991 & Narasimham Committee recommendations |
| Foreign Trade Policy, Foreign Investments and Economic Development | Foreign Direct Investment (FDI) vs. Foreign Institutional Investment (FII) |
| Foreign Trade Policy, Foreign Investments and Economic Development | Economic growth vs. Economic Development |
| International Economic Organizations (World Bank, IMF, etc.) | International Economic Organisations – World Bank, IMF & WTO |
| Climate change, Sustainable Development Goals (SDGs) | Sustainable Development Goals (SDGs) |
| Climate change, Sustainable Development Goals (SDGs) | Corporate Social Responsibility (CSR) |
| JAIIB IE & IFS Most Important Topics Module B | |
| Chapters | Important Topics |
| Fundamentals of Economics, Microeconomics, and Macroeconomics and Types of Economies | Definitions of Economics |
| Supply and Demand | Law of Demand |
| Money Supply and Inflation | Measures of Money Supply |
| Money Supply and Inflation | Money Multiplier and Velocity of Money |
| Money Supply and Inflation | Inflation and indices to measure inflation |
| Theories of Interest | Liquidity Preference Theory of Interest |
| Business Cycles | Phases of Business Cycles |
| Monetary Policy and Fiscal Policy | Role of RBI |
| System of National Accounts and GDP Concepts | Different measures of GDP |
| Union Budget | Deficits in the Budget |
| JAIIB IE & IFS Most Important Topics Module C | |
| Chapters | Important Topics |
| Indian Financial System – An Overview | Phases of Development in the Indian Financial System |
| Indian Financial System – An Overview | Bank Nationalisation |
| Indian Banking Structure | Different types of banks and Fintech & TechFin |
| Banking Laws-Reserve Bank of India Act, 1934 & Banking Regulation Act, 1949 | Initial Sections of Reserve Bank of India Act, 1934 and Banking Regulation Act, 1949 |
| Development Financial Institutions | Features of Development Financial Institutions |
| Development Financial Institutions | National Bank for Financing Infrastructure and Development (NaBFID) |
| Development Financial Institutions | Export-Import Bank of India (EXIM Bank) and its initiatives |
| Development Financial Institutions | SIDBI Direct Loan Facilities |
| Non-Banking Financial Companies (NBFCs) | Scale-Based Regulation (SBR) of NBFCs |
| Indian Financial System Regulators and Their Roles | Role of RBI & Role and Composition of SEBI, IRDAI and PFRDA |
| Reforms & Developments in the Banking Sector | National Asset Reconstruction Company (NARCL) |
| Micro Finance Institutions | Types of Micro-Finance Institutions (MFIs) |
| Non-Banking Financial Companies (NBFCs) | Types of Non-Banking Financial Company (NBFC)s |
| Insurance Companies | Insurance Penetration and insurance Density |
| JAIIB IE & IFS Most Important Topics Module D | |
| Chapters | Important Topics |
| Financial Markets | Price Discovery in Financial Markets |
| Money Markets | Call money, Notice money and Term money, Treasury Bill, Certificate of Deposit (CD), Commercial Paper, Tri-party Repo and Bill Rediscounting Scheme (BRDS) |
| Capital Markets and Stock Exchanges | Red Herring Prospectus (RHP) |
| Fixed Income Markets-Debt and Bond Markets | Government Securities in India |
| Fixed Income Markets-Debt and Bond Markets | RBI Retail Direct Scheme (RDS) |
| Foreign Exchange Markets | Forex markets |
| Foreign Exchange Markets | Alternative Reference Rate (ARR) |
| Foreign Exchange Markets | Foreign Exchange Dealers’ Association of India (FEDAI) |
| Foreign Exchange Markets | FX Retail Platform |
| Foreign Exchange Markets | U.S. Dollar Index (USDX) |
| Interconnectedness of Markets and Market Dynamics | Interconnectedness |
| Merchant Banking Services | Merchant Banking |
| Derivatives Market | Definition and types of Derivatives |
| Factoring. Forfaiting and Trade Receivables Discounting System (TReDS) | Bill Discounting vs. Factoring |
| Factoring. Forfaiting and Trade Receivables Discounting System (TReDS) | Trade Receivables Discounting System (TReDS) |
| Venture Capital | Venture Capital |
| Lease Finance and Hire Purchase | Types of Leasing |
| Lease Finance and Hire Purchase | Hire Purchase |
| Credit Rating and Credit Scoring | CIBIL Score and Credit Rating Symbols |
| Credit Rating and Credit Scoring | Credit Information Companies (CICs) |
| Mutual Funds | Mutual Funds and Types |
| Insurance Products | Government Initiatives related to Insurance |
| Insurance Products | Insurance Ombudsman |
| Pension Products | Employees’ Provident Fund Organisation (EPFO) |
| Pension Products | Government Initiatives related to Pension – Public Provident Fund (PPF), National Pension Scheme (NPS) and Atal Pension Yojana (APY) |
| Real Estate Investment Trusts (REITs) and Infrastructure Investment Trusts (InvITs) | Real Estate Investment Trust (REITs) – Types & Regulations |
| Real Estate Investment Trusts (REITs) and Infrastructure Investment Trusts (InvITs) | Types of Infrastructure Investment Trust (InvIT) |
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JAIIB AFM Previous Year Question Papers Analysis
Here’s the JAIIB AFM PYQ analysis for the June 2024 and October 2023 session:
- Module A has become the most important module with the highest weightage. Module C is a close second, followed by Module D and then Module B.
- Although the weightage for Modules B and D might fluctuate, it has consistently remained below 35%.
- For June 2024 – The overall difficulty level of the exam was moderate.
- For October 2023 – The overall level of the exam was difficult.
- The best source to prepare for theory is the book published by Macmillan Education, as almost 90% of the questions are derived from this book.
JAIIB AFM Important Topics
Based on the PYQ analysis, here are the most important topics for JAIIB AFM:
| JAIIB AFM Important Topics Module A | |
| Chapters | Important Topics |
| Definition, Scope, and Accounting Standards, including IndAS | Accounting Standards |
| Basic Accountancy Procedures | Basic Principles of Accounting |
| Maintenance of Cash/Subsidiary Books and Ledger | Rules of Debit and Credit |
| Bank Reconciliation Statement | Bank Reconciliation Statement |
| Trial Balance, Rectification of Errors and Adjusting & Closing Entries | Types of Errors and Suspense Account |
| Bills of Exchange | Bills of Exchange |
| Bank Audit & Inspection | Types of Bank Audits |
| JAIIB AFM Important Topics Module B | |
| Chapters | Important Topics |
| Company Accounts – I | Definition & Types of Companies |
| Cash Flow & Funds Flow | Components of Cash Flow |
| Company Accounts – I | Accounting for Share Capital |
| Final Accounts of Banking Companies | Disclosure Requirements of Banks |
| JAIIB AFM Important Topics Module C | |
| Chapters | Important Topics |
| Ratio Analysis | Different Types of Accounting Ratios |
| Financial Management – An Overview | Basics of Financial Management |
| Financial Mathematics – Calculation of YTM | Bond Theorem |
| Capital Structure & Cost of Capital | Approaches to Calculate Weighted Average |
| Capital Structure & Cost of Capital | Cost of Capital |
| Equipment Leasing/Lease Financing | Lease Agreements |
| Derivatives | Types of Derivatives |
| Working Capital Management | Sources to Finance Working Capital |
| JAIIB AFM Important Topics Module D | |
| Chapters | Important Topics |
| Taxation: Income Tax / TDS / Deferred Tax | Deductions in Respect of Certain Incomes |
| Costing Methods | Types of Costing Techniques and Methods |
| Standard Costing | Standard Costing |
| Marginal Costing | Marginal Costing |
| Budgets and Budgetary Control | Budgetary Control System |
JAIIB PPB Previous Year Question Papers Analysis
Here’s the JAIIB PPB PYQ analysis for the June 2024 and October 2023 session:
- Modules A and B have consistently remained important accounting for 65-70% of the questions.
- Although the weightage for Modules C and D might fluctuate, it has consistently remained below 35%.
- For June 2024 – The overall difficulty level of the exam was moderate.
- For October 2023 – The overall level of the exam was difficult.
- The best source to prepare for PPB is the book published by Macmillan Education, as almost 90% of the questions are derived from this book.
JAIIB PPB Important Topics
Based on the PYQ analysis, here are the most important topics for JAIIB PPB:
| JAIIB PPB Important Topics Module A | |
| Chapters | Important Topics |
| Banker Customer Relationship | Requirements to be Called a Bank |
| AML KYC Guidelines | Money Laundering |
| Opening Accounts of Various Types of Customers | Accounts of Other Customers |
| Operational Aspects of Deposit Accounts | Inoperative Accounts & Unclaimed Deposits |
| Operational Aspects of Deposit Accounts | Salient Features of Deposit Accounts |
| Operational Aspects of Handling Clearing/Collection/Cash | Security Measures at Branches & ATMs |
| Bankers’ Special Relationship | Banker’s Lien |
| Foreign Exchange Remittance Facilities for Individuals | Outward Remittances |
| Operational Aspects of NRI Busin | Permitted A/Cs in India for NRIs & PIOs |
| Ancillary Services | Safe Deposit Lockers |
| Ancillary Services | Demand Draft |
| Operational Aspects of Deposit Accounts | Garnishee Order |
| JAIIB PPB Important Topics Module B | |
| Chapters | Important Topics |
| Principles of Lending, Different Types of Borrowers and Types of Credit Facilities | Types of Borrowers |
| Appraisal and Assessment of Credit Facilities | Assessment of Working Capital and Term Loans |
| Operational Aspects of Loan Accounts | Credit Monitoring |
| Types of Collaterals and Their Characteristics | Types of Securities |
| Types of Collaterals and Their Characteristics | Advance Against Life Insurance Policy |
| Different Modes of Charging Securities | Types of Charges |
| Types of Collaterals and Their Characteristics | Loan Against Term Deposit |
| Different Modes of Charging Securities | Essentials of a Contract |
| Important Laws Relating to Recovery Of Dues | Insolvency & Bankruptcy Code, 2016 |
| Different Modes of Charging Securities | Contract Consideration |
| JAIIB PPB Important Topics Module C | |
| Chapters | Important Topics |
| Essentials of Bank Computerisation | Networking Technologies in Bank |
| Alternate Delivery Channels – Digital Banking | Electronic Banking |
| Alternate Delivery Channels – Digital Banking | Automated Teller Machine |
| Data Communication Network and EFT Systems | Data Communication Networks |
| Data Communication Network and EFT Systems | Automated Clearing System |
| Data Communication Network and EFT Systems | Emergence of Electronic Payment System in India |
| Digital Payment Systems – NPCI | Electronic Clearing Systems in India |
| Digital Payment Systems – NPCI | National Payment Corporation of India |
| Impact of Technology Adoption and Trends in Banking Technology | Emerging Technology Trends in Banking |
| Security Considerations and Mitigation Measures in Banks | Information System Security |
| JAIIB PPB Important Topics Module D | |
| Chapters | Important Topics |
| Ethics, Business Ethics & Banking: An Integrated Perspective | Ethics & Business Values |
| Ethics, Business Ethics & Banking: An Integrated Perspective | Ethical Foundation of Banking |
| Ethics, Business Ethics & Banking: An Integrated Perspective | Ethics in Indian Context |
| Ethics, Business Ethics & Banking: An Integrated Perspective | Ethical Foundation of being Professional |
| Ethics at the Individual Level | Personal Ethics & Business Ethics |
| Ethics at the Individual Level | Ethical Dilemmas |
| Ethical Dimensions: EmPloYees | Managing Conflict of Interest |
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JAIIB RBWM Previous Year Question Papers Analysis
Here’s the JAIIB RBWM PYQ analysis for the June 2024 and October 2023 session:
- Modules B and D have consistently remained the most important accounting for 65-70% of the questions.
- Although the weightage for Modules A and C might fluctuate, it has consistently remained below 35%.
- For June 2024 – The overall difficulty level of the exam was moderate.
- For October 2023 – The overall difficulty level of the exam was easy to moderate.
JAIIB RBWM Important Topics
Based on the PYQ analysis, here are the most important topics for JAIIB RBWM:
| JAIIB RBWM Important Topics Module A | |
| Chapters | Important Topics |
| Retail Banking: Introduction | Evolution of retail banking |
| Retail Banking: Introduction | Future of retail banking |
| Retail Banking: Role within the Bank Operations | Business Models |
| Applicability of Retail Banking Concepts and Distinction between Retail and Corporate/Wholesale Banking | Distinction between Retail and Corporate/Wholesale Banking |
| Branch Profitability | Business process structure |
| Branch Profitability | Introduction of branch profitability |
| Branch Profitability | ROA & ROE |
| Branch Profitability | Steps to improve branch profitability |
| JAIIB RBWM Important Topics Module B | |
| Chapters | Important Topics |
| Customer Requirements | Maslow’s Theory |
| Important Retail Asset Products | Housing Loan under Prime Minister’s Awas Yojana (PMAY) |
| Recovery of Retail Loans | SARFAESI Act |
| Important Retail Liability Products | Demand Deposits |
| Important Retail Liability Products | Term Deposits |
| Recovery of Retail Loans | Defaults & Rescheduling |
| Remittance Products | RTGS, NEFT |
| Product Development process | KYC Guidelines |
| Recovery of Retail Loans | Debt Recovery Agents – RBI Guidelines |
| Uses of AI and Technology in Retail Banking | Artificial Intelligence |
| Uses of AI and Technology in Retail Banking | Evolution of AI |
| Credit scoring | Credit Score |
| Branch Profitability | Net interest margin |
| Important Retail Liability Products | Inoperative accounts |
| Credit scoring | Type of Risks |
| Product Development process | Basic Savings Bank Deposit Account (BSBDA) |
| Credit & Debit cards | Credit & Debit cards |
| Recovery of Retail Loans | Provisioning norms |
| Important Retail Liability Products | Form 15 G |
| Important Retail Asset Products | Central Sector Interest Subsidy (CSIS) |
| Important Retail Asset Products | Educational Loans |
| Important Retail Liability Products | Saving accounts |
| JAIIB RBWM Important Topics Module C | |
| Chapters | Important Topics |
| Delivery Channels in Retail Banking | Mobile banking operations |
| Delivery Channels in Retail Banking | Point of sale terminal (POS) |
| Delivery Channels in Retail Banking | Internet Banking |
| Delivery Channels in Retail Banking | Automated Teller Machine |
| Delivery Channels in Retail Banking | Unified Payments Interface (UPI) |
| Digitisation of Retail Banking Products | Digital Lending |
| Delivery Channels in Retail Banking | MPIN |
| Marketing:An Introduction | Marketing in retail banking |
| Marketing:An Introduction | Process of marketing |
| Customer Relationship Management in Retail Banking | Customer Relationship Management |
| Marketing Information system-A longitudinal analysis | Marketing Mix |
| Delivery Models | Delivery Models |
| Marketing Information system-A longitudinal analysis | Components of marketing information system |
| Delivery Channels in Retail Banking | BHIM App |
| Service standard for Retail Banking | Banking codes and standards Board of India (BCSBI) |
| JAIIB RBWM Important Topics Module D | |
| Chapters | Important Topics |
| Tax planning | Tax planning – Residential status |
| Tax planning | Income tax return – Important terms |
| Investment Management | Basics of investment management |
| Tax planning | Insurance |
| Importance of Wealth management | Wealth management introduction |
| Importance of Wealth management | Wealth management products |
| Tax planning | Capital gains tax |
| Other financial services provided by banks | Portfolio management vs investment banking |
| Other financial services provided by banks | Mutual fund |
| Tax planning | Short-term capital gain |
| Other financial services provided by banks | Portfolio Management Service |
| Importance of Wealth management | Will Writing |
| Other financial services provided by banks | Para banking |
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Important Links for JAIIB Information and Preparation
Here is the link to other articles related to JAIIB that you might find useful:
Conclusion
There you have it, previous year question papers of JAIIB with answers for the June 2024, October 2023 and May 2023 session. You can now go through different types of questions and:
- Familiarize yourself with the question pattern
- Assess your preparation
- Learn time management
- Identify trends
- Build confidence
All this will help you eventually strengthen your preparation strategy and boost your chances of clearing the JAIIB exam.
