RBI Grade B 2025 Complete Information

The RBI Grade B exam is one of the most prestigious competitive exams in India, providing you provides an opportunity to contribute directly to shaping the financial and economic landscape of the country. It also comes with nationwide recognition, an excellent work-life balance, and a lucrative salary.

Below, I’ll take you through everything you need to know about the RBI Grade B exam. But first, let’s understand RBI as an organization.

RBI Full Form

RBI stands for the Reserve Bank of India. Established in 1935, it is India’s central banking institution responsible for regulating the monetary policy of the Indian economy. Initially owned privately, it was nationalized in 1949, making it a fully government-owned entity.

RBI Grade B exam is for a managerial-level role, offering significant responsibilities. These include policy formulation, overseeing currency issuance, and regulating banking operations, making it a vital role in shaping India’s financial and economic framework.

RBI Grade B Notification 2025

The official RBI Grade B Exam 2025 recruitment notification is expected to be released in April/May 2025. Once released, I’ll provide the link for you to download the latest RBI Grade B notification in a PDF format.

To further understand the important dates and expected vacancies in the 2025 exam, let’s take a look at the timeline of the RBI Grade B 2024 recruitment.

RBI Grade B 2024 Recruitment Timeline

RBI Grade B Important Dates 2025

Here are the important dates of the RBI Grade B 2025 exam:

Click on the link to download the RBI Grade B 2025 Notification PDF for free. (The link will be active once the RBI Grade B 2025 notification is released.)

RBI Grade B Vacancies 2025

The official RBI Grade B notification 2025 is yet to be released. Once, released, I’ll update the latest RBI Grade B vacancies.

In 2024, a total of 94 vacancies were released out of which 66 vacancies were advertised for the general post.

RBI Grade B Eligibility Criteria 2025

RBI Grade B eligibility includes age limit, educational qualification, nationality, and number of attempts.

RBI Grade B Age Limit & Relaxation 2025

The RBI Grade B age limit for the 2025 exam is calculated as of the 1st of the month in which the notification is released. The minimum and maximum age limits for the unreserved or general category are 21 and 30, respectively.

RBI Grade B Educational Qualification 2025

To apply for the RBI manager exam 2025, you need to be either:

• A post-graduate in any discipline with a minimum of 55% marks (pass marks for SC/ST/PwBD applicants) in aggregate of all semesters/years.
• OR
• A graduate in any discipline with a minimum of 60% marks (50% for SC/ST/PwBD applicants) 

Nationality Requirement for RBI Grade B 2025

You should be an Indian citizen or subject of Nepal/Bhutan to be eligible for the RBI Grade B 2025 officer exam. 

Number of RBI Grade B Attempts for 2025

Candidates belonging to General Category/EWSs, who have already appeared six times for the RBI Grade B Phase 1 exam in the past are not eligible to apply. However, no such restriction applies to SC/ST/OBC/PwBD candidates.

For more information, click on the link: RBI Grade B Eligibility.

RBI Grade B Exam Pattern 2025

The selection procedure of the RBI Grade B 2025 exam for the Generalist posts consists of:

1. Phase 1 (Pre)
2. Phase 2 (Mains)
3. Phase 3 (Interview)

Let’s start with understanding the official RBI Grade B Phase 1 2025 pattern.

RBI Grade B Phase 1 Pattern 2025

Here is the RBI Grade B 2025 Phase 1 exam pattern:

Additional Details of RBI Grade B Phase 1 Pattern 2025

• The RBI Grade B Phase 1 is an online paper
• It is qualifying in nature
• You can choose either Hindi or English language (except for the English language test) 
• There is a 1/4th negative marking for every wrong answer

RBI Grade B Phase 2 Pattern 2025

Here is the RBI Grade B 2025 Phase 2 exam pattern:

Additional Details of RBI Grade B Phase 2 Pattern 2025

• The RBI manager Phase 2 exam consists of 3 online papers 
• You can choose either Hindi or English language (except for the English language test) 
• There is a 1/4th negative marking for every wrong objective answer

RBI Grade B Interview Pattern 2025

Candidates who qualify Phase 2 are shortlisted for a psychometric test and interview. 

Here is the RBI Grade B interview pattern.

• Candidates need to undergo a psychometric test before appearing for the interview. 
• No marks are allotted for the psychometric test.
• After the psychometric test, there is an interview of 75 marks.
• Candidates may opt for the interview either in Hindi or English.

Final Selection as RBI Grade B Officer

The final RBI manager selection process is based on the aggregate marks obtained in Phase 2 (Paper I, II, III) and the interview.

For more details, click on the link: RBI Grade B Exam Pattern.

RBI Grade B Syllabus 2025

Here is the RBI Grade B 2025 syllabus for Phase 1 and Phase 2:

RBI Grade B Phase 1 Syllabus 2025

In the absence of the official syllabus for Phase 1, our team of experts at EduTap, have analyzed the previous years’ questions (PYQs) to list down the topics of each subject of Phase 1. Here is the subject-wise syllabus of RBI Grade B Phase 1:

RBI Grade B Reasoning Syllabus 2025

1. Alphabetical, Alphanumeric Series
2. Coding & Decoding
3. Syllogism
4. Direction Sense
5. Inequality
6. Ranking
7. Blood Relation
8. Seating Arrangement
9. Puzzles
10. Machine Input Output
11. Statement – Assumption
12. Statement – Course of Action
13. Cause and Effect
14. Statement Argument
15. Statement Conclusion
16. Data Sufficiency

RBI Grade B Quantitative Aptitude (Maths) Syllabus 2025

1. Percentage
2. Profit & Loss, Discount
3. Ratio & Proportion
4. Simplification
5. Simple & Compound Interest
6. Time & Work
7. Pipes & Cistern
8. Number Series & Number System
9. Time, Speed, & Distance 
10. Trains & Boats
11. Mixture
12. Average
13. Ages
14. Partnership
15. Area, Volume
16. Probability
17. Data Interpretation & Data Sufficiency
18. Quadratic Equation
19. Quantity Comparison

RBI Grade B English Syllabus 2025

1. Grammar
2. Error Spotting
3. Sentence Improvement
4. Comprehension Ability
5. Comprehension passage
6. Cloze Test
7. Rearrangement
8. Para Jumbles
9. Double Fillers
10. Vocabulary – Synonyms, Antonyms, One-word Substitution, and Phrasal Verbs

RBI Grade B General Awareness (GA) Syllabus 2025

By analyzing the past years’ question papers, our experts at EduTap have divided the RBI Grade B GA syllabus into 2 parts— static and current affairs.

PYQ analysis also helps us identify the weightage of static and current affairs questions, which is 10-15 marks and 65-70 marks, respectively.

The following topics are most frequently asked from the general awareness section:

RBI Grade B GA Current Affairs Syllabus 2025

1. National News: MoUs, summits, and major events related to India.
2. International: Summits and conferences held abroad.
3. Financial & Economics News
4. Financial Awareness: RBI and SEBI Notification and Regulations
5. Defence: Military exercises, drills, and major updates related to the defence sector of India
6. Days in News: Major events or days, along with its date and theme
7. Persons in News: Obituaries, appointments, retirements
8. Sports: Major tournaments and its winners
9. Science, Technology, and Space
10. Awards and Honours
11. Environment
12. Banking, Economy related news
13. Reports and Government Schemes
14. Books and Authors

RBI Grade B GA Static Syllabus 2025

1. Chief Ministers and Cabinet Ministers
2. National Parks and Sanctuaries
3. Airport Locations, Stadiums
4. Organisations’ Headquarters
5. Banks’ Headquarters and Taglines
6. Power Plants in India
7. Indian Dance Forms
8. Countries Capitals and their Currencies
9. Important Days

RBI Grade B Phase 2 Syllabus 2025

Here is the RBI Grade B Phase 2 syllabus 2025

RBI Grade B Economic and Social Issues Syllabus 2025

Here is the broad RBI Grade B ESI syllabus:

• Growth and Development 
• Indian Economy
• Globalization
• Social Structure in India

RBI Grade B Descriptive English Syllabus 2025

There is no defined descriptive English syllabus as per the official RBI Grade B notification. Generally, 3 questions are asked:

1. Essay 
2. Precis Writing 
3. Reading Comprehension 

RBI Grade B Finance and Management Syllabus 2025

Here is the broad FM syllabus:

Finance

• Financial System
• Financial Markets
• General Topics

Management

• Fundamentals of Management & Organizational Behaviour
• Leadership
• Ethics 
• Corporate Governance
• Communication

For more details, click on the link: RBI Grade B Syllabus. 

RBI Grade B Previous Year Questions Paper

Here are the PYQs of the RBI Grade B Phase 1 and Phase 2 exams with links to download in PDF for free.

RBI Grade B Previous Year Question Paper Phase 1

You can easily download the memory-based, solved past year papers for the RBI Grade B officer Phase 1 (Prelims) exam from 2017 to 2024 in PDF format: 

RBI Grade B Previous Year Question Paper Phase 2

You can easily download the memory-based, solved past year papers for the RBI Grade B officer Phase 2 (Mains) exam in PDF format: 

For more detailed information, click on the link, RBI Grade B Previous Year Question Paper.

RBI Grade B Cut Off

Below, I have mentioned the RBI Grade B cut off marks from 2018 to 2024:

*Please note that from 2021 onwards, the total marks for Phase 2 and Interview have been revised from 350 to 375.

^As of now, the RBI Grade B 2024 interviews are yet to begin. The cut-offs for the RBI Grade B 2024 Phase 2 and final selection will be released by the RBI after the completion of the entire recruitment process for the 2024 cycle.

RBI Grade B Phase 1 Cut-Off Marks (Sectional)

Here are the Phase 1 sectional cut-off marks of the RBI manager exam:

For more details, click on the link: RBI Grade B Cut Off.

RBI Grade B Exam Analysis

Here is the analysis of RBI Grade B 2024, 2023, and 2022 exams.

RBI Grade B Exam Analysis 2024

• The overall difficulty level of the RBI Grade B 2024 Phase 1 Exam was moderate to difficult.
• The General Awareness questions were moderate as compared to the previous year.  
• The questions of Quantitative Aptitude were very tough.
• English section was of almost the same level as that of last year.
• Logical Reasoning was slightly tough due to the increased number of puzzles and Seating arrangement.
• As per trends, the Phase 1 Exam of RBI manager is getting tougher each year and with a smaller number of vacancies coming, the competition will get fiercer. It does not mean that you should not target this exam, but you should prepare better to rise above others.

RBI Grade B Exam Analysis 2023

• The overall RBI Grade B 2023 exam was moderate to difficult.
• Phase 1 cut-offs reached a record low of 54.25 marks out of 200 in 2023.
• Similarly, the Phase 2 cut-off also decreased, with a cut off of 161 marks out of 300 in 2023.
• RBI introduced new lengthy, statement-based question formats, making them more time-consuming.
• All these trends suggest that the exam’s difficulty level is increasing year by year.

RBI Grade B Exam Analysis 2022

• The overall RBI Grade B 2022 exam was moderate to difficult.
• Phase 1 and Phase 2 cut-offs were lower than the 2021 exam.
• Additionally, the number of statement-based questions increased, which required more time to solve than traditional question formats. 

Get an in-depth RBI Grade B Exam Analysis of 2024, 2023, and 2022.

RBI Grade B Preparation Strategy 2025

Here’s the combined study plan for the RBI Grade B Phase 1 and Phase 2:

Important Note: After completing this schedule, if you still have time for your RBI Grade B exam, practice mock tests, revise, and stay updated on the latest current affairs.

RBI Grade B Preparation Tips 2025

Here are the preparation tips for the RBI Grade B 2025 exam:

• Allocate more time to weak areas while balancing your strong subjects.
• Regularly practice mock tests for time management and exam simulation.
• Review your performance, identify mistakes, and learn from them.
• Keep a separate notebook for important formulas, concepts, and notes.
• Prioritize understanding over rote memorization.
• Stay physically active and maintain a healthy lifestyle for optimal performance.

Click on the link: RBI Grade B Preparation Strategy, for a detailed preparation strategy.

RBI Grade B Toppers Strategy

Here are some of the strategies shared by the RBI Grade B toppers:

RBI Grade B Toppers Strategy: Shruti Srivastava

• Shruti Srivastava scored a 98 percentile in the CAT and was working as a probationary officer at SBI.
• She cracked the RBI Grade B exam while working full-time at SBI. It took her 3 attempts to crack the exam.

Below, she shares her RBI manager journey and unravels the secrets to her remarkable achievement.

Here is a detailed RBI Grade B Preparation Strategy by Shruti Srivastava. 

RBI Grade B Toppers Strategy: Dheeraj Kumar

• Dheeraj Kumar, a mechanical engineering graduate, cracked multiple exams, including the RBI assistant exam, but his ultimate goal was to become an RBI Grade B manager.
• He strategically balanced his preparation with work and ultimately cracked the RBI Grade B exam. 

Below, he shares his inspiring story and practical tips for aspiring RBI officer candidates.

Here is a detailed RBI Grade B Preparation Strategy by Dheeraj Kumar. 

RBI Grade B Toppers Strategy: Arbina Dey

• Following graduation, Arbina Dey started her career as a corporate lawyer.
• However, her desire to pursue a career with RBI led her to quit her job and focus solely on preparing for the RBI Grade B exam.
• After failing twice in the RBI Grade B exam, she re-joined the workforce but continued her exam preparation, and her perseverance paid off in the 3rd attempt.
• This time, she cracked the RBI manager exam with the All India Rank 2 rank. 

Below, she shares her experiences and the winning RBI officer strategy that drove her to success.

Here is a detailed RBI Grade B Preparation Strategy by Arbina Dey. 

RBI Grade B Toppers Strategy: Bhavana P J

• Bhavana P J is an inspiration to all RBI Grade B aspirants with a non-finance background. Her journey exemplifies dedication, smart work, and a well-defined approach.
• With limited preparation time, she defied all odds and achieved her dream of becoming an RBI Grade B officer.

Below, she shares her RBI manager journey and explains her preparation strategy, resources, and important tips for the aspirants.

Here is a detailed RBI Grade B Preparation Strategy by Bhavana P J. 

Click on the link, RBI Grade B Toppers Strategy, to learn how toppers prepare for the exam. 

Best Exam Books for RBI Grade B Preparation  

Here are the best books and resources to prepare for the RBI Grade B 2025 exam.

RBI Grade B Phase 1 Books

The section-wise RBI Grade B booklist for Phase 1 is given below:

Other RBI Grade B GA Study Material for Preparation

• Static GK, Reports, and ESI Current Affairs: The Hindu ePaper 
• Schemes: Press Information Bureau Government of India
• Finance Current Affairs: Livemint
• RBI Notifications: RBI Website

RBI Grade B Phase 2 Books

The section-wise RBI Grade B booklist for Phase 2 is given below:

Other RBI Grade B Phase 2 Study Material for Preparation

• FAQs on the RBI website
• Livemint 
• RBI Website
• Investopedia website
• Principles and Practice of Management by TN Chhabra
• Economic and Political Weekly
• The Hindu ePaper 
• The Economist
• Press Information Bureau Government of India

For more details, click on the link: RBI Grade B Books & Other Resources.

RBI Grade B Job Profile 

As an RBI Grade B officer, you’ll play a vital role in India’s central banking operations. The RBI Grade B work profile comes with various powers and duties that encompass a diverse range of functions and responsibilities, including:

1. Overseeing Regulation, Supervision, & Enforcement

RBI Grade B managers take care of policy formulation, perform onsite and offsite supervision, and take action if needed. 

2. Managing Financial Markets & Foreign Exchange

They make sure the financial markets operate smoothly, develop new rules, and conduct auctions on behalf of Central and State Governments, etc.

3. Handling Financial Inclusion & Currency Management

They analyze how much cash is in circulation through demand-supply analysis, perform policy work related to opening current accounts for banks & governments, and manage lead bank schemes in regional offices by acting as a lead district officer.

4. Shaping Monetary Policy, Research, & Financial Stability

They provide technical inputs to the monetary policy committee for setting interest rates, conduct research on macroeconomic issues, primary statistics, and indicators, and prepare reports to inform policy decisions.

5. Managing Governance, HR, Support, & Customer Service

They develop and implement policies on recruitment, placement, promotions, etc., oversee grievance redressal mechanisms, and provide input for the strategy framework.

Important Note: The roles and responsibilities of an RBI Grade B officer depend on the department to which they are assigned. The departments are assigned as per the requirements of RBI.

For more details, click on the link: RBI Grade B Job Profile.

RBI Grade B Officer Promotions

The future career growth for an RBI manager is quite promising, offering a well-defined career path with many promotion and career growth opportunities for significant growth and leadership within RBI. Here’s a breakdown of the promotions that lie ahead of an RBI Grade B officer:

RBI Grade B Salary

An RBI Grade B officer enjoys a competitive salary and various allowances that add up to a handsome amount.

RBI Manager Salary

• The annual CTC of a Manager at RBI is around ₹28 lakhs, making it one of the highest pay packages available to government employees.
• The starting basic pay for Grade B officers in RBI is ₹55,200 per month.
• Allowances like house rent allowance (HRA), dearness allowance (DA), etc. are added to this amount to arrive at the gross salary of ₹14 lakhs per annum. 

This is the bare minimum, an RBI Grade B officer also gets various allowances on a monthly and annual basis. 

Monthly and Annual Allowances of RBI Grade B Officer

An RBI Grade B officer gets some allowances monthly that sum up to around ₹12 lakhs per annum and some allowances on an annual and biennial basis, which constitute an amount of ₹2 lakhs per annum.

Adding all these components, i.e., the gross salary of ₹14 lakhs per year, monthly allowances of ₹12 lakhs per year, and annual allowances of ₹2 lakhs per year, an RBI Grade B manager gets approximately ₹28 lakhs per annum as a new joinee.

Besides salary and allowances, an RBI Grade B officer also enjoys various perks and benefits. To learn more about them, click on the link: RBI Grade B Salary.

RBI Grade B Officer Lifestyle

RBI Grade B manager’s position provides a good lifestyle with a unique blend of work and leisure, allowing you to maintain a fulfilling personal life while playing a vital role in shaping India’s economy.

RBI Grade B Work Environment

Here’s the work environment you can expect after cracking the RBI Grade B 2025 officer exam.

Peaceful Work Environment

RBI provides a peaceful work environment with no public dealing as compared to high-pressure financial and banking jobs.

Favorable Work-Life Balance

Unlike some commercial banks that often demand longer working hours, RBI follows a 5-day work week policy, i.e., Monday to Friday, ensuring that employees have ample personal time. 

Additionally, RBI officers are eligible for generous leave policies, which allow them to manage personal commitments and spend quality time with family.

Corporate-Like Work Culture

The work culture at RBI is similar to that of a corporate setup. This indicates that RBI maintains its office premises well, and the organizational work culture fosters professionalism and a collaborative spirit among employees.

Postings and Transfers of RBI Grade B Officer

Here is the posting and transfer policy of an RBI Grade B officer:

Posting of RBI Grade B Manager

• The Reserve Bank of India’s central office is located in Mumbai, Maharashtra.
• In addition to its headquarters, RBI has more than 30 regional offices across the country, primarily in major metropolitan areas.
• Newly recruited RBI Grade B officers can expect their initial posting in any of these RBI offices.

Transfer Policy for RBI Grade B Officer

• RBI Grade B officers are usually transferred to different locations every 3-5 years based on operational requirements.
• These transfers can involve switching departments, regional offices, or job functions.
• The duration of each transfer varies from several months to several years, depending on specific needs.

For more details, click on the link: RBI Grade B Officer Lifestyle.

RBI Grade B Exam Centers 2025

Here are the Phase 1, Phase 2, and interview centres for the RBI Grade B 2025 exam:

RBI Grade B Phase 1 Exam Centres 2025

Here are the centres for the RBI Grade B 2025 Phase 1 exam:

RBI Grade B Phase 2 Exam Centres 2025

Here are the centres for the RBI Grade B 2025 Phase 2 exam:

Important Note: RBI Grade B interviews are conducted at some of the Phase 2 centres, details of which are mentioned in the RBI manager interview call letter.

RBI Grade B Application Fee for the 2025 Exam

Here are the application fee and intimation charges to apply for the RBI Grade B 2025 exam:

*Bank/Transaction charges are to be borne by the candidate.

How to Apply for the RBI Grade B 2025 Exam

Now, let’s understand the RBI Grade B 2025 exam registration process. I’ll explain how to fill the online application form. Follow the below-mentioned steps to apply for the RBI Grade B 2025 exam. I’ll guide you step by step on how to fill out the online application form. Just follow the instructions below:

Click here for the direct link to the RBI Grade B 2025 Online Application Form. (The link will be activated once the official notification is released.)

Important Note: The official notification for the RBI Grade B 2025 exam is yet to be released. As a result, the online application link is currently inactive. However, I’ve outlined the application process based on the 2024 exam. The RBI manager 2025 application process will follow a similar pattern.

Steps to Apply for the RBI Grade B 2025 Exam

Step 1: Visit the official website of Reserve Bank of India.

Step 2: Find “Opportunities@RBI” at the bottom on the Homepage and click on this section to proceed.

Step 3: After clicking on it, a new page will open in the new tab. Hover your cursor on the “Current Vacancy” section and click on the “Vacancy” sub-section.

Step 4: Find and click on the official RBI Grade B 2025 Notification.

Step 5: Carefully read the notification to understand the eligibility criteria and other details, and click on the “ONLINE” link provided in the notification. 

Step 6: If you’re a new user, register with your basic details and create an account. Click on the “Click here for New Registration” to initiate the process.

Step 7: Before registering yourself, it is advisable to collect the prerequisites for applying online. Here are the prerequisites candidates should have in digital (scanned copy):

• Photograph (4.5cm x 3.5cm)
• Signature (with black ink)
• Left thumb impression (on a white paper with black or blue ink)
• A handwritten declaration (on a white paper with black ink) 

Step 8: Fill in the required details accurately in the application form. It is a 6-step process mentioned below:

1. Basic Info: Candidates are required to provide basic personal information 
2. Photo & Signature: Upload scanned copies of your photograph and signature
3. Details: Enter personal details and educational qualifications
4. Preview: Carefully review all the information provided before proceeding
5. Upload: Upload scanned copies of your left thumb impression and handwritten declaration.
6. Payment: Pay the required application fee through the provided payment gateway using a debit/credit card, net banking, IMPS, or other payment options.

Step 9: After completing the registration, log in with your credentials and make sure you payment status indicates “paid”.

Step 10: Download the application or take its print for future reference.

How to Download RBI Grade B Admit Card 2025

You can easily download your RBI Grade B Phase 1 admit card from the RBI website. Admit cards for RBI Grade B Phase 2 are available after the Phase 1 result. 

Follow the below-mentioned steps to download the RBI Grade B admit card for the 2025 exam:

Step 1: Visit the official website of Reserve Bank of India.

Step 2: Scroll down to the bottom of the page and click on “Recruitment-related announcements”.

Step 3: A new page opens up with the heading, Vacancies. Hover on the “Current Vacancies” and click on the “Call Letters” tab.

Step 4: Then, click on the “Admission Letters, other guidelines and information handouts for Direct Recruitment for the post of Officer in Grade ‘B’”.

Step 5: A new page opens up, click on “Admission Letters for the posts of Grade B DR (General)″.

Step 6: Fill out the login credentials and download your RBI Grade B Phase 1 admit card.

Follow the same procedure to download the admit card for the RBI Grade B Phase 2 exam.

RBI Grade B Result

The RBI Grade B 2024 Phase 1 result was announced on 20 September 2024 and the Phase 2 result was announced on 14 November 2024. At the time this page was published the interviews were pending. I’ll update the final RBI Grade B 2024 result as soon as the RBI declares the official results.

The result for the RBI Grade B 2023 Phase 1 exam was announced on 18 July 2023 and the Phase 2 result was announced on 28 August 2023. The final RBI Grade B 2023 result was announced on 13 December 2023.

Click on the links below to download the RBI Grade B results for Phase 1, Phase 2, and final selection.

For more information, click on the link: RBI Grade B Result.

RBI Grade B Officers Training

• RBI Grade B training usually starts around 1 month after joining.
• During this initial period, you’ll be assigned a department and begin working while your training schedule is finalized.
• The training program itself is not continuous. It is divided into three parts spread across a year, with each part lasting for a month.
• The location of your training may vary depending on your department.
• Supervision Department: Training takes place at the RBI headquarters in Mumbai.
• Other departments: Training takes place in Chennai.

Conclusion

I have discussed all the key information you need to know about the RBI Grade B 2025 exam—notification, exam dates, vacancies, eligibility criteria, pattern, syllabus, cutoff, result, and more. I hope this information gives you a complete picture of the RBI manager exam, and you can prepare with confidence.

Remember, understanding the exam thoroughly is the first step toward success!