If you’re planning to appear for the SIDBI Grade A exam 2025, the first thing you need to know is the syllabus. Why? Because without it, preparation becomes directionless. The SIDBI Grade A syllabus tells you what to study, what to skip, and how much time to give to each subject.
In this article, we’ll break down the SIDBI Grade A syllabus 2025 in detail, so you can start your preparation in the right way.
SIDBI Grade A 2025 Syllabus Overview
The detailed pattern and official SIDBI Grade A syllabus is given in the notification pdf on pages 21 to 24.
The SIDBI Grade A pattern states that the exam will be held in 2 phases, followed by an interview:
Phase 1
- 1 paper with 7 subjects namely:
- Reasoning
- Quantitative Aptitude
- English Language
- Computer Knowledge
- General Awareness (with focus on financial & economic issues)
- MSMEs: Policy, Regulatory & Legal Framework; Finance and Management (focus on MSMEs)
- Stream Specific Test
Phase 2
- 2 papers namely:
- Paper 1: English (Descriptive)
- Paper 2: MSME, Finance, Management, and Stream-Specific Subjects (Objective + Descriptive)


SIDBI Grade A Phase 1 Syllabus 2025
The official SIDBI Grade A notification does not give a clear decoded syllabus. Based onour analysis of previous year papers of SIDBI Grade A as well as other regulatory bodies exams in the similar category, below is the decoded sybject-wise syllabus of all subjects.
Reasoning Syllabus for SIDBI Grade A 2025
Here are the topics that you need to cover in Reasoning for the SIDBI Grade A exam.
- Puzzles (circular, linear, floor-based)
- Seating arrangement
- Blood relations
- Coding–decoding
- Inequality
- Syllogism
- Input–output
- Data sufficiency
- Direction sense
- Ranking and order

Quantitative Aptitude Syllabus for SIDBI Grade A 2025
Here are the topics that you need to cover in the Quantitative Aptitude syllabus for the SIDBI Grade A exam.
- Simplification & approximation
- Number series
- Quadratic equations
- Ratio and proportion
- Percentage & averages
- Profit and loss
- Time, speed, distance
- Work & time
- Partnership
- Mixture & allegation
- Simple & compound interest
- Probability
- Permutation & combination
- Data Interpretation (tables, graphs, caselets)

English Syllabus for SIDBI Grade A
Here are the topics that you need to cover in English for the SIDBI Grade A exam.
- Reading comprehension
- Cloze test
- Error spotting
- Para jumbles
- Sentence improvement
- Fill in the blanks
- Vocabulary (synonyms, antonyms, idioms)

Computer Knowledge Syllabus for SIDBI Grade A 2025
Here are the topics that you need to cover in Computer Knowledge for the SIDBI Grade A exam.
- Basics of computer hardware & software
- Internet and networking
- Operating systems
- MS Office (Word, Excel, PowerPoint)
- Shortcuts and keyboard basics
- Cyber security & digital banking

General Awareness Syllabus for SIDBI Grade A 2025
Here are the topics that you need to cover in General Awareness for the SIDBI Grade A exam.
- Indian economy and policies
- Banking awareness
- Financial terms and concepts
- Important government schemes
- Reports and indices
- Budget & Economic Survey
- Current affairs (national & international)
- Static GK (important organizations, headquarters, etc.)

MSMEs & Finance and Management Syllabus for SIDBI Grade A 2025
Here are the topics that you need to cover in MSMEs: Policy, Regulatory and Legal Framework; Finance and Management (with focus on MSME) for the SIDBI Grade A exam.
- MSME definition and classification
- Policy and regulatory framework
- MSME financing and credit assessment
- NPA & recovery norms
- NBFC financing
- Basics of financial system (RBI, SEBI, SIDBI roles)
- Types of capital: working, fixed, venture, equity, debt
- Time value of money, NPV, IRR
- Management principles: Planning, Organising, Delegation, Control
- HRD: Training, performance appraisal, recruitment
- Motivation theories (Maslow, Herzberg, McGregor, etc.)
- Leadership styles & conflict management
- Organisational behaviour basics
- Promotion and development of MSMEs

Stream Specific Test Syllabus for SIDBI Grade A 2025 Exam
For the General stream, here are the detailed syllabus topics you need to read for the SIDBI Grade A exam:
- MSME financing (including Due Diligence, KYC norms, and financial document verification)
- Financial ratio analysis and interpretation
- Assessment of Working Capital and Term Loans
- Documentary credit – concepts and instruments
- NPA classification and recovery process
- IRAC norms (Income Recognition, Asset Classification & Provisioning)
- Credit risk assessment methods and indicators
- Role of NBFCs in MSME lending
- Functions of ARCs (Asset Reconstruction Companies)
- Introduction to Investment and Merchant Banking
- Basics of Alternative Investment Funds (AIFs)
- MSME policy ecosystem in India: key schemes, government initiatives, SIDBI role

SIDBI Grade A Phase 2 Syllabus 2025
It has two papers, one on English Descriptive and the other on MSME & Finance/Management/domain knowledge. This stage checks both your writing skills and your professional understanding.
English Descriptive Syllabus for SIDBI Grade A 2025
Paper 1 is all about your ability to write in English clearly and effectively. You’ll face descriptive questions where answers must be typed.
- Essay Writing (Banking, Economy, MSMEs, Social Issues, Current Affairs)
- Precis Writing
- Comprehension
- Business/Official Correspondence (letters, office notes, reports, etc.)

MSME & Finance and Management Syllabus for SIDBI Grade A 2025
Paper 2 is the heart of the SIDBI exam. It revolves around MSMEs and related financial frameworks. Both objective and descriptive questions are asked here.
- MSMEs: Policy, Regulatory and Legal Framework
- Finance and Management (with special focus on MSMEs)
- MSME Financing, including:
- Due Diligence
- Know Your Customer (KYC)
- Financial Ratios
- Assessment of Term Loan and Working Capital
- Documentary Credit, Security & Documentation
- Non-Performing Assets (NPAs) and Recovery
- IRAC Norms (Income Recognition, Asset Classification & Provisioning)
- NBFC Financing
- Credit Risk Assessment
- Investment Banking & Merchant Banking
- Basics of Equity Markets
- Alternative Investment Funds (AIFs)
- Asset Reconstruction Companies (ARCs)
- Government Schemes and Policies for MSME Promotion and Development in India

SIDBI Grade A Interview 2025
After clearing Phase 2, candidates move to the final stage: the Psychometric Test and Interview. This stage is about your personality, communication, and overall suitability for SIDBI.
Psychometric Test for SIDBI Grade A 2025
- Before the interview, candidates shortlisted after Phase 2 have to take an online Psychometric Test. This test is conducted by an external agency appointed by SIDBI.
- Unlike the written exams, this test does not check formulas or theory. Instead, it tries to understand your personality and work style.
- It usually comes in the form of situational questions and personality questionnaires. There are no fixed “right” or “wrong” answers. The test checks if your answers match a consistent personality profile.
- It usually comes in the form of situational questions and personality questionnaires.
Interview for SIDBI Grade A 2025
The Interview carries 100 marks and is the last step of the recruitment process.
What the Interview Focuses On
- Knowledge of MSMEs: Current schemes, challenges, and SIDBI’s role
- Banking & Financial Awareness: Recent policy updates, RBI guidelines, NBFC role
- Economic & Social Issues: Inflation, financial inclusion, government schemes
- Your Domain Knowledge: Based on your educational background (CA, MBA, Economics, etc.)
- Communication Skills: Clarity of thought, confidence, and articulation
- Personality Traits: Integrity, problem-solving, and leadership qualities
- Achievements: Any awards, recognition, or extracurricular activities (with proof)
The final selection will be based on Phase 2 and Interview performance.
If you’re planning to appear, don’t forget the application is online only. To avoid last-minute errors, go through our SIDBI Grade A Registration guide, where we’ve broken down the entire process.
Final Takeaway
Clearing the SIDBI Grade A is about smart preparation around the syllabus. The exam is structured in a way that tests your aptitude, domain knowledge, awareness of MSMEs, and your personality through the psychometric test and interview.
If you know the SIDBI Grade A syllabus inside out, you save time, reduce confusion, and study what really matters. Break it down subject-wise, make a plan that balances Phase 1 speed with Phase 2 depth, and keep revising regularly.
So, treat the syllabus as your roadmap. Stick to it, practice well, and you’ll be much closer to seeing your name on the final merit list.